#XRPETFIncoming? XRP, Ripple’s native cryptocurrency, is designed for fast and low-cost cross-border transactions. Unlike Bitcoin, XRP doesn’t rely on mining but uses a consensus protocol, making transactions quicker and more energy-efficient. With partnerships in the banking sector, XRP aims to revolutionize global payments. Despite regulatory challenges, it remains one of the top cryptocurrencies. Many investors see it as a potential game-changer for financial institutions, while others remain cautious due to legal uncertainties. Whether it’s a long-term hold or a speculative asset, XRP continues to be a major player in the crypto market.