Introduction:
After exploring Flexible Earn in our previous article—where users enjoy flexible withdrawals with modest returns—today we dive into Locked Earn, a feature of Binance Simple Earn designed for users seeking higher APRs by locking their crypto for a fixed period. It's ideal for long-term holders who don’t need immediate liquidity.
What is Binance Locked Earn?
Locked Earn allows you to commit your crypto assets (like BNB, ETH, etc.) for a fixed duration—typically 30, 60, or 90 days—in return for higher daily yields. Unlike Flexible Earn, assets cannot be withdrawn early without forfeiting all earned rewards.
Reward Type: Fixed or variable APR
Withdrawal: Only after the lock period
Early Redemption: You lose all rewards
Top Coins for Locked Earn:
Here are the best coins to consider locking for optimal returns:
1. BNB (Binance Coin)
APR: Up to 11–20%
Why: Access to Launchpool, Megadrop, and HODLer Airdrops
Best For: Binance ecosystem users
2. ETH (Ethereum)
APR: 6–10%
Why: Reliable, widely used, and Ethereum 2.0 staking support
3. ATOM (Cosmos)
APR: Up to 28.9% in special campaigns
Why: High staking potential and network expansion
4. SOL (Solana)
APR: 8–12%
Why: Rapidly growing DeFi and NFT ecosystem
5. ADA (Cardano)
APR: 5–8%
Why: Eco-friendly and research-driven blockchain
6. DOT (Polkadot)
APR: 12–16%
Why: Interoperable network and solid tech support
> Tip: Always check live APRs in the Binance app, as they vary based on demand and pool availability.
Benefits of Locked Earn
1. Higher Yields
Offers significantly higher returns than Flexible Earn.
E.g., ATOM earns 3.5% APR in Flexible mode vs. up to 28.9% in Locked mode.
2. Auto-Subscribe Option
Automatically reinvests your funds after maturity.
Ideal for consistent, long-term earning.
3. Access to Extra Rewards
Especially with BNB, users can qualify for:
Launchpool rewards,
Megadrop campaigns,
HodLer Airdrops,
Risks to Consider
1. Missed Market Opportunities
Locked funds cannot be sold even if the market rallies.
You may miss price peaks or urgent exits.
2. Early Redemption Penalty
Redeeming early results in loss of all earned rewards.
Only your principal is returned.
3. Variable APRs
Some coins may offer changing APRs based on supply/demand.
Your estimated returns could vary.
How to Use Locked Earn on Binance:
1. Open the Binance App or visit the website.
2. Go to the "Earn" section.
3. Choose "Simple Earn" > "Locked Products".
4. Select your preferred coin and duration.
5. Enter the amount and accept the terms.
6. Enable Auto-Subscribe (optional).
Visual Summary:
*Earn Dashboard showing APRs and lock durations,
*Subscription screen for selecting duration and amount,
*Auto-subscribe settings toggle,
*Earnings tracker showing your reward progress,
Shortly:
If you're a long-term crypto holder looking to maximize passive income, Binance Locked Earn offers a compelling solution with high yields and extra ecosystem rewards. However, it requires a commitment—you must weigh the benefits of higher returns against the risk of losing flexibility.
If you want more liquidity, Flexible Earn might be a better fit. But if you're confident in your HODL strategy, Locked Earn is a powerful way to grow your assets on Binance.
Now the choice is yours—do you prefer the flexibility of Flexible Earn or the higher returns of Locked Earn?
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