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Why XRP Is Crashing Today: Check Major Reasons and Price Prediction
XRP has dropped again, worrying its community and investors. At the time of writing, the coin is trading at $2.24, showing a 1.63% drop in 24 hours. Its market cap is around $131.19 billion, and daily trading volume is at $2.81 billion. 

Source: CoinMarketCap
Even though it gained more than 8% in the past month, recent news has caused its price to dip.
Why XRP is Crashing Today?
Several updates from the crypto market and regulatory world are pulling the altcoin down. Most of these are related to ETFs (exchange-traded funds) and decisions by the SEC (U.S. Securities and Exchange Commission):
Franklin Templeton XRP ETF Delayed: The SEC has officially postponed its decision on Franklin Templeton’s spot until June 17, 2025. The application was first submitted in March via Cboe BZX and was expected to be reviewed by May 3. The delay isn't a rejection, but the SEC said it needs more time to look at regulatory issues.
Polymarket Shows Falling Confidence: On Polymarket, a crypto prediction platform, the chance of the XRP ETF getting approved by July 31 dropped from 76% in December 2024 to just 45% on April 30, 2025. This shows that people in the community are losing hope in quick progress.

Source: Polymarket
ProShares XRP Futures ETF Launch Delay: Another big update came from ProShares, which plans to launch an futures on May 14. A previous filing made people think it would launch on April 30, but that was a mistake. This ETF doesn't actually hold the altcoin—it only tracks its price. ProShares also filed for a spot, but it’s still pending.
XRP Price Prediction: Will it Make a Comeback?
The TradingView price chart on Binance shows that the altcoin experienced a strong rally from $0.50 in October 2024 to a high of $3.55 in December 2024. Since then, the price has been trading sideways, consolidating in a range between $1.80 and $3.20. At present, XRP is trading at $2.24. The main support is between $2.00 and $2.06, and the resistance zone is between $2.80 and $3.00.
 
Source: TradingView
A firm break above $2.80 and a consistent move above $3.20 may clear the way to $3.60 or even $4.00. But a fall below the $2.00 support may take the price down to $1.80, and in the worst case, to as low as $1.50. While there is still consolidation, bulls still have hope because the chart has been creating higher lows since the beginning of April—a bullish sign. A breakout above $2.50 may confirm the uptrend, though much depends on trading volume and overall crypto market sentiment.
What's Next for XRP?
The coin is at a sensitive stage. The price plummet is largely the result of setbacks in ETF approvals, not because there's something wrong with the coin itself. But investor morale has been affected. Here's what to monitor:
June 17, 2025: SEC ruling on Franklin's Case.May 14, 2025: ProShares Futures launches.Community sentiment: Current sentiment is low, but can quickly rebound if any ETF gets approved
Traders should monitor the $2.00 support for the time being and wait for a breakout above $2.50–$2.80 before anticipating any significant upside move.
Conclusion
The altcoin recent fall is connected with ETF delays, not the fundamentals of the coin. The market is responding emotionally, but it can switch at a quick pace if some good ETF news surfaces. For now, the price could stay choppy. Remain vigilant and keep track of development from the SEC and top crypto analysts.

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According to CoinMarketCap, XRP price is trading at $2.08, up slightly by 0.11% over the last 24 hours. While the altcoin gain more than 4.61% over the last week, it is now in a consolidation phase.
XRP Price
Source: CoinMarketCap
Investors are asking themselves—why is XRP falling today, despite significant news such as settlement discussions in the Ripple-SEC case
XRP Court Case Update Today: A Potential Turning Point
Ripple and the U.S. Securities and Exchange Commission (SEC) are finally negotiating a possible settlement. On April 10, the two sides jointly filed a legal statement indicating they wish to suspend appeals and attempt to settle the long-pending legal case. Ripple was also exempted from filing a response to the SEC's earlier filing, which was due on April 16. This is a significant step in the right direction, indicating that both sides are eager to conserve time and effort.
One explanation for this unexpected change may be the recent selection of Paul Atkins, a crypto-friendly individual, as the new SEC Chair on April 9. Many believe that Atkins might guide the agency in a more positive direction for the crypto sector.
Crypto commentator John Squire opined that this is not merely a standard legal update. He noted significant wallet movements and trading activity, suggesting that institutions may already be gearing up for a settlement.
If a final agreement is struck, it would remove legal ambiguity surrounding the altcoin and potentially pave the way for a future XRP ETF. Investment companies such as Bitwise, Grayscale, and ProShares have already expressed interest in XRP-based financial products.
Whale Sell-Off & US-China Trade Tensions Drive XRP Price
In addition to the legal news, whales, or big token holders, have been disposing of huge quantities. According to Ali Martinez, between April 1 and April 14, wallets containing 100M to 1B XRP decreased their holdings by more than 370 million tokens—going from 9.45 billion to 8.68 billion.
XRP Whale Sell-off
Source: X
Such a large dump, particularly between April 4 and April 9, put added pressure on the coin's price. Interestingly, even with this dump, the coin price bounced from $1.73 to $2.14 by April 14. This suggests smaller investors may be accumulating the coin while whales exit.
At the same time, global trade tensions are also having an indirect impact. The ongoing US-China tech war has affected top companies like Nvidia, whose shares dropped after revealing a $5.5 billion loss due to new U.S. export rules. Such geopolitical moves hurt market confidence overall, especially for risk assets like crypto coins.
XRP Price Prediction: What Next?
As per the TradingView chart, the altcoin is holding above $2.08, recovering slightly from a dip to $2.04. The short-term resistance lies at $2.09 and $2.13, with a small chance of hitting $2.15 if momentum builds. On the downside, a drop below $2.04 could push it toward the $2.00 mark again.
XRP Price chart
Source: TradingView
But will XRP reach $10? That would mean nearly a 400% increase from the current price. It’s not impossible, but it would need some big events:
A complete and favorable settlement in the Ripple-SEC case
Approval of an XRP ETF backed by institutions
A strong, long-lasting crypto bull run
Broader adoption by banks and financial platforms
If the market stays bullish and the coin grows steadily by around 15–20% monthly, reaching $10 could happen in the next 12 to 18 months. But without a strong catalyst, it may take longer—possibly into late 2026.
Conclusion
Its price is facing some short-term pressure due to whale sell-offs and global market fears. However, the ongoing settlement talks with the SEC and ETF rumors could be game changers for the token. Whether the altcoin can reach $10 depends on legal clarity, market sentiment, and broader crypto adoption. For now, all eyes remain on Ripple’s next move in court and the reaction from institutional players.

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