APR
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APR vs APY — and why it matters for your money 🤑
When you see an offer like “Earn 50% on your crypto,” ask one question: is that APR or APY?
⏺APR (Annual Percentage Rate) is simple interest. You earn returns on your initial deposit only.
⏺APY (Annual Percentage Yield) includes compound interest. It means your earned interest is reinvested and starts earning too.
Here’s the difference:
💸 Invest $100,000 at 10% APR → you earn $10,000 after one year.
Invest $100,000 at 10% APY (compounded monthly) → you earn $10,470.
After 5 years, it’s $50,000 vs $64,100. Same rate — different result.
🤑 If you’re staking, lending, farming, or earning passive yield, always check if your interest is compounded. If not, you’re missing out.
Most platforms compound automatically, some require manual compounding. Do it once a month. Anything more frequent gives almost no benefit and just wastes your time 🧮
#MarketRebound
#APY #APR
When you see an offer like “Earn 50% on your crypto,” ask one question: is that APR or APY?
⏺APR (Annual Percentage Rate) is simple interest. You earn returns on your initial deposit only.
⏺APY (Annual Percentage Yield) includes compound interest. It means your earned interest is reinvested and starts earning too.
Here’s the difference:
💸 Invest $100,000 at 10% APR → you earn $10,000 after one year.
Invest $100,000 at 10% APY (compounded monthly) → you earn $10,470.
After 5 years, it’s $50,000 vs $64,100. Same rate — different result.
🤑 If you’re staking, lending, farming, or earning passive yield, always check if your interest is compounded. If not, you’re missing out.
Most platforms compound automatically, some require manual compounding. Do it once a month. Anything more frequent gives almost no benefit and just wastes your time 🧮
#MarketRebound
#APY #APR
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#CompartilheSeusTrades $ALT
Bakery account.
using only charts as a tribute to $ALT being bought right now that drops 50% is still a great investment since your #APR is 52% in #Ear .
project and illusion are distinct things.$$ALT
financially poor, not mentally.
Bakery account.
using only charts as a tribute to $ALT being bought right now that drops 50% is still a great investment since your #APR is 52% in #Ear .
project and illusion are distinct things.$$ALT
financially poor, not mentally.
ALT/USDT
Buy
Price/Amount
0.04/2246
🚀 WCT Flexible Staking – Real-Time APR 20.77%
📅 Over the past 30 days, the APR saw a massive spike – over 1100% at the end of May! It has now stabilized at 21.06%, still a strong opportunity for passive income. 🔥
💸 If you’re looking for flexible staking with solid returns, WCT is definitely worth a look.
🛠️ Reminder: System maintenance happens daily from 00:00 to 02:00 UTC, so some data may be temporarily unavailable during that time.
💬 Anyone here already using WCT staking? Share your experience!🚨🚨🚨🚨🚨🚨🚨🚨🚨🚨
#wct #staking #APR #crypto #defi
📅 Over the past 30 days, the APR saw a massive spike – over 1100% at the end of May! It has now stabilized at 21.06%, still a strong opportunity for passive income. 🔥
💸 If you’re looking for flexible staking with solid returns, WCT is definitely worth a look.
🛠️ Reminder: System maintenance happens daily from 00:00 to 02:00 UTC, so some data may be temporarily unavailable during that time.
💬 Anyone here already using WCT staking? Share your experience!🚨🚨🚨🚨🚨🚨🚨🚨🚨🚨
#wct #staking #APR #crypto #defi
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Find your SOL partner: buy and hold your cryptocurrencies to receive a 5% refund and an annual percentage rate (APR) of 7% in SOL
#staking #SolanaUSTD #solana #sol板块 #APR $SOL @Solana Official @Binance Academy @Binance LATAM Official @Binance España @Binance Customer Support @Binance Announcement
#staking #SolanaUSTD #solana #sol板块 #APR $SOL @Solana Official @Binance Academy @Binance LATAM Official @Binance España @Binance Customer Support @Binance Announcement
Educational Post
APY vs APR: What’s the Difference?
APY, or annual percentage yield, incorporates interest compounded quarterly, monthly, weekly, or daily, while APR, or annual percentage rate, doesn’t. This simple distinction can make a significant difference to the calculations for returns over a period of time. It is therefore important to understand how these two metrics are calculated and what it means for the returns that you can earn on your digital funds.
APR
APR stands for annual percentage rate. This is the simpler of the two terms. In simple terms, the Annual percentage rate is the interest a lender is bound to earn on their money. Also, the borrower pays for the interest over one year.
APY
#APY stands for Annual Percentage Yield. Unlike in the #APR model, where you get a fixed amount after every year, which is decided upon by the initial principal amount itself, in the annual percentage yield, you will receive some interest every month.
#NonFarmPayrollsImpact
APY, or annual percentage yield, incorporates interest compounded quarterly, monthly, weekly, or daily, while APR, or annual percentage rate, doesn’t. This simple distinction can make a significant difference to the calculations for returns over a period of time. It is therefore important to understand how these two metrics are calculated and what it means for the returns that you can earn on your digital funds.
APR
APR stands for annual percentage rate. This is the simpler of the two terms. In simple terms, the Annual percentage rate is the interest a lender is bound to earn on their money. Also, the borrower pays for the interest over one year.
APY
#APY stands for Annual Percentage Yield. Unlike in the #APR model, where you get a fixed amount after every year, which is decided upon by the initial principal amount itself, in the annual percentage yield, you will receive some interest every month.
#NonFarmPayrollsImpact
Subscribe to EURI Flexible Products and enjoy an exclusive 7% Bonus Tiered APR on top of your Real-Time APR rewards!
Get involved 👉 https://www.binance.com/en/support/announcement/detail/83aaf78201cd4b1eb6a45f8d89230bc9?ref=R30T0FSD&utm_source=BinanceFacebook&utm_medium=GlobalSocial&utm_campaign=GlobalSocial
#APR #BTC $Coins $BTC $XRP $BNB
Get involved 👉 https://www.binance.com/en/support/announcement/detail/83aaf78201cd4b1eb6a45f8d89230bc9?ref=R30T0FSD&utm_source=BinanceFacebook&utm_medium=GlobalSocial&utm_campaign=GlobalSocial
#APR #BTC $Coins $BTC $XRP $BNB
My 30 Days' PNL
2025-03-14~2025-04-12
+$1.61
+0.00%
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📊 Locked APRs: Risks, Advantages and Opportunities
Locked APRs offer relatively high returns, but require the invested balance to remain locked for a set period. This option can represent an opportunity for profit, but it also carries risks that must be considered.
✅ Main Advantages
✔️ Higher Profitability – Locked APRs generally offer higher rates than flexible options.
✔️ Predictability – If the asset remains stable, the investor can calculate the gains in advance.
✔️ No need for active operations – The investor does not need to trade or make constant decisions.
⚠️ Main Risks
❌ Currency Volatility – If the asset loses value during the locked period, the interest received may not compensate for the drop.
❌ Liquidity – The balance cannot be withdrawn before the end of the period, which can be a problem if you need the money.
❌ Rule Changes – Binance may adjust the APRs and conditions of the offer, making the profitability less predictable.
🔹 Practical Example: 90-Day Investment
Let's consider an investment of 1,000 USDT at a 90-day Locked APR, with an average rate of 12% per year. If the currency remains stable, the yield calculation would be:
APR: 12% per year
Period: 90 days (¼ of the year)
Calculation: (1,000 * 12% * 90) / 365
Estimated profit: 29.59 USDT
📌 Is it worth it?
✔️ If the asset remains stable or appreciates, the investor guarantees a good return.
❌ If the asset depreciates, the return may be compromised.
The available Locked APRs vary over time – some are no longer available and others appear with new conditions.
📢 Have you used this strategy? How was your experience?
$USDC $SOL
#BinanceEarn #Staking #APR
Locked APRs offer relatively high returns, but require the invested balance to remain locked for a set period. This option can represent an opportunity for profit, but it also carries risks that must be considered.
✅ Main Advantages
✔️ Higher Profitability – Locked APRs generally offer higher rates than flexible options.
✔️ Predictability – If the asset remains stable, the investor can calculate the gains in advance.
✔️ No need for active operations – The investor does not need to trade or make constant decisions.
⚠️ Main Risks
❌ Currency Volatility – If the asset loses value during the locked period, the interest received may not compensate for the drop.
❌ Liquidity – The balance cannot be withdrawn before the end of the period, which can be a problem if you need the money.
❌ Rule Changes – Binance may adjust the APRs and conditions of the offer, making the profitability less predictable.
🔹 Practical Example: 90-Day Investment
Let's consider an investment of 1,000 USDT at a 90-day Locked APR, with an average rate of 12% per year. If the currency remains stable, the yield calculation would be:
APR: 12% per year
Period: 90 days (¼ of the year)
Calculation: (1,000 * 12% * 90) / 365
Estimated profit: 29.59 USDT
📌 Is it worth it?
✔️ If the asset remains stable or appreciates, the investor guarantees a good return.
❌ If the asset depreciates, the return may be compromised.
The available Locked APRs vary over time – some are no longer available and others appear with new conditions.
📢 Have you used this strategy? How was your experience?
$USDC $SOL
#BinanceEarn #Staking #APR
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🗞️🐯_USDT maintains its APR at 13%.
#USDT #APR #Stablecoins #T48
🤝🐯🧡 Thank you all very much for the support in each publication and to Binance for allowing me to use this means of communication 🤝🧡🐯
#USDT #APR #Stablecoins #T48
🤝🐯🧡 Thank you all very much for the support in each publication and to Binance for allowing me to use this means of communication 🤝🧡🐯
Today is $THE VOTING DAY for $veTHE holders 😍
Choose your favorite #THENA pools 💵
If you wanna get bribes and fees on THENA you should become $veTHE holder:
👉buy $THE and lock
👉you'll get THE voting power
👉vote every Wednesday before Epoch ends
THENA TIPS:
👀You can change voting pool at any time but only before Epoch ends
👀To know approximate size of rewards use bookmark 'Reward Estimate'
👀Try to vote as close as possible to Epoch end to see real #APR and rewards
👀New Epoch start every Thursday at 00.01 UTC
👀More locked $THE = More income
👀Max lock period = Max profit
Choose your favorite #THENA pools 💵
If you wanna get bribes and fees on THENA you should become $veTHE holder:
👉buy $THE and lock
👉you'll get THE voting power
👉vote every Wednesday before Epoch ends
THENA TIPS:
👀You can change voting pool at any time but only before Epoch ends
👀To know approximate size of rewards use bookmark 'Reward Estimate'
👀Try to vote as close as possible to Epoch end to see real #APR and rewards
👀New Epoch start every Thursday at 00.01 UTC
👀More locked $THE = More income
👀Max lock period = Max profit
See original
#BSCMemeCoins I like #PEPE , for some reason it is the memecoin that everyone likes, add #earn with Pepe and earn more than 10% in #APR
It’s THENA V3,3 VOTING DAY, fam💜
Pick your fave #THENA pools and make it count!
👜Wanna become a veTHE holder?
👜Wanna earn 90% of all trading fees + 10% of protocol bribes?
👜Wanna max those gains?
Wanna snag bribes and fees? Gotta become a veTHE holder:
🔸Cop some $THE and lock it up
🔸Boom - you got voting power
🔸Cast your vote every Wednesday before the Epoch wraps
THENA TIPS – real ones know:
🔹You can switch your vote anytime - just do it before the Epoch ends
🔹Wanna see what you’re earning? Hit the ‘Reward Estimate’ tab
🔹Pro tip: vote as close to the Epoch end as possible to catch the real #APR
🔹New Epoch kicks off every Thursday at 00:01 UTC
🔹More THE locked = bigger bags💰
🔹Max lock (2 years) = max gains
Go big or go home💪
Pick your fave #THENA pools and make it count!
👜Wanna become a veTHE holder?
👜Wanna earn 90% of all trading fees + 10% of protocol bribes?
👜Wanna max those gains?
Wanna snag bribes and fees? Gotta become a veTHE holder:
🔸Cop some $THE and lock it up
🔸Boom - you got voting power
🔸Cast your vote every Wednesday before the Epoch wraps
THENA TIPS – real ones know:
🔹You can switch your vote anytime - just do it before the Epoch ends
🔹Wanna see what you’re earning? Hit the ‘Reward Estimate’ tab
🔹Pro tip: vote as close to the Epoch end as possible to catch the real #APR
🔹New Epoch kicks off every Thursday at 00:01 UTC
🔹More THE locked = bigger bags💰
🔹Max lock (2 years) = max gains
Go big or go home💪
VOTING #THENA TIPS:
🔥 You can change voting pool at any time but only before Epoch ends
🔥 To know approximate size of rewards use bookmark 'Reward Estimate'
🔥 Try to vote as close as possible to Epoch end to see real #APR and rewards
🔥 New Epoch start every Thursday at 00.01 UTC
🔥 More locked $THE = More income
🔥 Max lock period (2 years) = Max profit
May the profit be with you🤑
🔥 You can change voting pool at any time but only before Epoch ends
🔥 To know approximate size of rewards use bookmark 'Reward Estimate'
🔥 Try to vote as close as possible to Epoch end to see real #APR and rewards
🔥 New Epoch start every Thursday at 00.01 UTC
🔥 More locked $THE = More income
🔥 Max lock period (2 years) = Max profit
May the profit be with you🤑
Earning 40% APR (Annual Percentage Rate) on Hive coin or any cryptocurrency can be highly appealing but also comes with significant risks. Let’s break it down:
How is 40% APR Possible?
1. Staking Rewards: Some platforms or protocols offer high rewards for staking Hive coin, as they use it to support network security or liquidity.
2. Liquidity Pools: Decentralized exchanges or DeFi platforms may offer high APRs for providing liquidity to Hive-related trading pairs.
3. Yield Farming: Some platforms reward users with tokens or a share of transaction fees for locking up their Hive coins.
4. Incentives for Adoption: Newer platforms sometimes offer high rewards to attract users.
Factors to Consider
1. Platform Credibility: Ensure the platform offering 40% APR is legitimate and secure.
2. Impermanent Loss: If providing liquidity, your earnings could be impacted by market volatility.
3. Smart Contract Risk: DeFi platforms can have vulnerabilities that hackers exploit.
4. Sustainability: Extremely high APRs are often not sustainable over time.
Steps to Evaluate
1. Research the Platform: Verify its security, reputation, and user reviews.
2. Understand Terms: Check if the 40% APR is fixed, variable, or dependent on certain conditions.
3. Monitor Risks: Be aware of potential market and systemic risks.
#40%
#APR
#hive
How is 40% APR Possible?
1. Staking Rewards: Some platforms or protocols offer high rewards for staking Hive coin, as they use it to support network security or liquidity.
2. Liquidity Pools: Decentralized exchanges or DeFi platforms may offer high APRs for providing liquidity to Hive-related trading pairs.
3. Yield Farming: Some platforms reward users with tokens or a share of transaction fees for locking up their Hive coins.
4. Incentives for Adoption: Newer platforms sometimes offer high rewards to attract users.
Factors to Consider
1. Platform Credibility: Ensure the platform offering 40% APR is legitimate and secure.
2. Impermanent Loss: If providing liquidity, your earnings could be impacted by market volatility.
3. Smart Contract Risk: DeFi platforms can have vulnerabilities that hackers exploit.
4. Sustainability: Extremely high APRs are often not sustainable over time.
Steps to Evaluate
1. Research the Platform: Verify its security, reputation, and user reviews.
2. Understand Terms: Check if the 40% APR is fixed, variable, or dependent on certain conditions.
3. Monitor Risks: Be aware of potential market and systemic risks.
#40%
#APR
#hive
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