美国加密立法

#美国加密立法 In recent years, U.S. cryptocurrency regulations have been constantly evolving. Lawmakers and regulators are actively discussing key issues such as exchange compliance, anti-money laundering, and investor protection. For market participants, a clear legal framework can both curb illicit activities and foster innovation. Despite increasing regulatory scrutiny, many startups and investors remain committed to exploring the frontiers of blockchain technology. In the future, as the ecosystem matures, the U.S. may introduce more inclusive legislation to balance risk and opportunity and promote digital economic growth. #USCryptoLegislation

#美国加密立法 In 2025, under the second Trump administration, the U.S. has seen a significant shift in its approach to cryptocurrency regulation. President Trump signed an executive order making cryptocurrency a national priority, aiming to support the growth of digital assets and blockchain technology. This has led to a more favorable regulatory environment, with key appointments at the SEC and CFTC who have ties to the crypto industry. The SEC has established a Crypto Task Force to balance innovation and investor protection, and there are ongoing efforts to clarify regulations for token offerings and stablecoins. Additionally, there is bipartisan support for legislation to create a federal framework for stablecoins, and discussions about defining the regulatory roles of the SEC and CFTC for different digital assets. These developments signal a positive outlook for the cryptocurrency industry in the U.S., potentially fostering greater adoption and innovation. #US Encryption Legislation

#美国加密立法 #美国加密立法 (US Crypto Legislation) refers to the ongoing efforts in the United States to establish a comprehensive regulatory framework for cryptocurrencies and digital assets. This is a complex and highly debated topic, with various government agencies like the SEC and CFTC vying for jurisdiction, and states often implementing their own rules.
Recent developments include discussions around stablecoin legislation and broader crypto market structure bills like the FIT21 Act, which has passed the House but faces hurdles in the Senate. Challenges remain in balancing innovation with consumer protection and financial stability, leading to a fragmented and often uncertain regulatory landscape. The outcome of these legislative efforts will significantly impact the future of crypto in the US and globally.

#美国加密立法
🚨 U.S. Senate Passes Stablecoin Bill GENIUS Act 🚨

Behind the Scenes: The Republicans want to capture the crypto votes of Trump supporters, while the Democrats are eager to catch up but fear insufficient regulation.

The result is—crypto industry executives accelerate lobbying efforts, and legislation finally advances ✅$BTC

This bill legitimizes stablecoins; it's regulation but also a rehearsal for licensing.

Stablecoins are a new colonial tool for the dollar, and legislation = official recognition of their global expansion capabilities.

👀 Key Points:

Passed by May 26 = Campaign rhythm

Controversial Focus: Can officials trade cryptocurrencies?

Industry money impacts the transparency of legislation, which is worth our continued attention.

My Opinion 👇

This is the biggest step on the path to crypto legalization. Don't forget: the bill is not about granting us freedom, but about giving greater control to the dollar.

Next, you should pay attention to:

👉 Which stablecoin projects will benefit?

👉 Which crypto legislators are actually doing something?

👉 Does your own capital allocation align with this round of “dollar minting tax” crypto transformation?

#Crypto #Stablecoin #GENIUSAct #USRegulation #CryptoComplianceMilestone #MaoMaoJie'sView

#美国加密立法 US Cryptocurrency Legislative Drama: Trump's 'Favorite Son' Bill Under Attack, $10 Trillion Market Hanging by a Thread!

In May 2025, the US cryptocurrency legislation unfolds in a terrifying 48 hours —

🔥 Nuclear-Level Turning Point
1️⃣ GENIUS Bill Dies Suddenly: Bipartisan 48:49 Vote Battle, Democrats Launch Surprise Attack to Add 'Ban President from Trading Cryptocurrency' Clause
2️⃣ Trump Coin Caught in Scandal: $2 Billion Stablecoin Trade in UAE Exposed, Allegedly 'Modern Copyright Money Trading'
3️⃣ SEC Secretly Changes Leadership: Crypto Mom Peirce Takes Over New Working Group, Binance Lawsuit Mysteriously Paused for 60 Days

⚠️ Life-and-Death Line Tonight
- If the bill is not passed before June, $12 Billion in Institutional Funds Will Withdraw (Goldman Sachs Data)
- USDT/USDC Continue to 'Run Naked', $230 Billion Stablecoins Could Collapse at Any Moment
- Hong Kong and Singapore Seize Opportunity to Grab Crypto Pricing Power

This legislative war is no longer a technical battle, but the ultimate showdown between Dollar Hegemony and Political Dirty Money!

: Trump's Crypto Empire Faces 'Capitol Hill Assault'
: US Stablecoin Legislation Stalemate: Who is Manipulating the $230 Billion 'Time Bomb'?
: SEC Suddenly 'Lets Go' of Binance! Is Trump's Secret Order Behind It?

: Details of GENIUS Bill's Failure
: Trump Family Crypto Trading Scandal
: SEC and Binance Reach Tactical Ceasefire

The United States is accelerating the construction of a cryptocurrency regulatory system, with legislative games at the federal and state levels reshaping the industry landscape. The House of Representatives passed the '21st Century Financial Innovation and Technology Act' (FIT21), which clarifies the division of responsibilities between the SEC and CFTC: the SEC regulates security tokens, while the CFTC governs digital commodities like Bitcoin and innovatively defines the 'decentralized' standard (where a single entity holds ≤20%). Stablecoin legislation has faced ups and downs; the Senate's 'GENIUS Act' was rejected by a vote of 48:49 due to a party requirement to prohibit officials from participating in crypto businesses, but the market expects negotiations to restart before August.

State-level policies show divergence: New Hampshire signed Bill HB 302, allowing the state treasury to allocate up to 5% of public funds (approximately $181 million) to invest in Bitcoin, setting a precedent for local government reserves; states like North Carolina and Texas are following suit, while states like Florida have rejected similar proposals due to risk concerns.

Regulators are shifting towards rule-making: The SEC Chair announced the end of the 'enforcement regulation' model and committed to clarifying exemption terms through rules; the CFTC is strengthening its regulatory authority over digital commodities and DeFi through FIT21. The industry's response is polarized: companies like Coinbase support the legislation, while 34 institutions jointly call for clarification of the definition of 'money transmitter' to avoid over-regulation.

In the future, the FIT21 bill is expected to pass in the Senate, and the regulatory framework for stablecoins may become the next focus. The U.S. needs to balance innovation incentives and risk prevention while consolidating its global leadership through international cooperation (such as the U.S.-U.K. joint push for crypto standards). This regulatory revolution is reshaping the logic of digital asset valuation and the power landscape.

Latest News: House Democrats demand the U.S. Treasury submit a report on Trump's cryptocurrency investments, citing concerns that Trump's cryptocurrency investments may be misused for political fundraising and seeking foreign influence.
#币安HODLer空投NXPC #美国加密立法 #代币发射平台竞争加剧 #币安Alpha上新 #CPI数据来袭

#美国加密立法
🚨美国参议院通过稳定币法案 GENIUS Act 🚨
幕后推手：共和党想抓住川普支持者的加密选票，民主党不甘落后，但又怕监管不够风控。
结果是——加密行业高管加速输血游说，立法终于推进 ✅$BTC
这个法案给稳定币正名，是监管，更是牌照预演。
稳定币是美元的新殖民工具，立法=官方承认其全球扩张功能。

这个应该是短期利空消息吧
$BTC $ETH

#美国加密立法 美国参议院计划最早于5月26日通过《国家创新稳定币指导与建立法案》（GENIUS Act），该法案旨在为稳定币建立联邦监管框架。此前，民主党人曾因担忧该法案可能使前总统特朗普及其家族从加密项目中获益，于5月8日阻止其推进。为达成共识，法案已删除针对特朗普家族的相关条款。
背景与争议
• 法案目的：GENIUS Act旨在为稳定币建立联邦监管框架，确保其安全性和稳定性，同时推动创新。
• 民主党担忧：民主党人曾担忧该法案可能使特朗普及其家族从加密项目中获益，特别是特朗普家族可能推出的Meme币等项目。
• 条款删除：为达成共识，法案已删除针对特朗普家族的相关条款。

#美国加密立法 美国正加速构建加密货币监管体系，联邦与州层面的立法博弈重塑行业格局。众议院通过的《21 世纪金融创新与技术法案》（FIT21）明确 SEC 与 CFTC 分工：SEC 监管证券型代币，CFTC 管辖比特币等数字商品，并创新性定义 “去中心化” 标准（单一实体持股≤20%）。稳定币立法一波三折，参议院《GENIUS 法案》因**党要求禁止官员参与加密业务以 48:49 票遭否决，但市场预计 8 月前可能重启协商。
州级政策呈现分化：新罕布什尔州签署 HB 302 法案，允许州财政配置最多 5% 公共资金（约 1.81 亿美元）投资比特币，开创地方政府储备先例；北卡罗来纳、德克萨斯等州跟进，而佛罗里达等州因风险担忧否决类似提案。
监管机构转向规则制定：SEC 主席宣布结束 “执法监管” 模式，承诺通过规则明确豁免条款；CFTC 借 FIT21 强化对数字商品及 DeFi 的监管权。行业反应两极：Coinbase 等企业支持立法，34 家机构联名呼吁澄清 “资金传输人” 定义以避免过度监管。
未来，FIT21 法案有望在参议院通过，稳定币监管框架或成下阶段焦点。美国需在创新激励与风险防范间平衡，同时通过国际合作（如英美联合推动加密标准）巩固全球领导地位。这场监管革命正重塑数字资产估值逻辑与权力版图。

In recent years, the United States has actively promoted cryptocurrency legislation to strengthen regulation and protect investors. In 2024, the U.S. Congress proposed several bills covering stablecoin regulation, compliance for cryptocurrency exchanges, anti-money laundering measures, and more. The Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) continue to negotiate their regulatory responsibilities. Despite the controversies, the government seeks to strike a balance between promoting innovation and maintaining financial stability. Additionally, several states (such as Florida and Wyoming) have implemented friendly policies to attract cryptocurrency businesses. Overall, U.S. cryptocurrency legislation is developing towards clarification and institutionalization, having a profound impact on the global cryptocurrency market.

#美国加密立法 美國加密貨幣立法正朝著聯邦與州層面雙軌並進。聯邦方面，2024年眾議院通過《21世紀金融創新與技術法案》，首次明確「數位資產」的定義，涵蓋加密貨幣、穩定幣與代幣化資產，並對其分類與監管框架進行規範 。2025年5月，眾議院發布新草案，授權商品期貨交易委員會（CFTC）監管數位商品市場，同時保留證券交易委員會（SEC）對證券型資產的管轄權 。  

穩定幣方面，《國家創新穩定幣指導與建立法案》（GENIUS Act）預計於2025年5月26日通過，為穩定幣建立聯邦監管框架，並刪除爭議條款以促進共識 。此外，CFTC與SEC對加密資產的監管定位仍存在差異，前者視其為商品，後者則認為某些代幣屬於證券 。  

州層面，紐約州自2015年推行BitLicense制度，要求虛擬貨幣業者取得營業執照，強調消費者保護與反洗錢措施 。近期，新罕布什爾州通過法案，允許州政府將比特幣納入財政儲備，以對抗通脹並多元化投資組合 。  

整體而言，美國正積極推動加密貨幣立法，以建立統一監管框架，促進創新與市場穩定。 

#美国加密立法 美国参议院通过稳定币法案 GENIUS Act 🚨
幕后推手：共和党想抓住川普支持者的加密选票，民主党不甘落后，但又怕监管不够风控。
结果是——加密行业高管加速输血游说，立法终于推进 ✅$BTC
这个法案给稳定币正名，是监管，更是牌照预演。
稳定币是美元的新殖民工具，立法=官方承认其全球扩张功能。

#美国加密立法 美国加密立法将重塑行业生态。短期或引发市场波动，合规成本增加或迫使中小机构退出，加速行业整合。明确监管框架将提升主流资本信心，吸引传统金融机构入场，推动加密资产合规化进程。反洗钱和税务条款强化将提升透明度，但可能削弱DeFi隐私特性。联邦层面的统一规则有望结束监管套利，稳定市场预期。长期看，规范化或使美国在Web3竞争中占据先发优势，但需警惕过度监管抑制创新活力。

The Stablecoin Federal Regulatory Framework Act #美国加密立法 . Previously, Democrats had blocked its advancement on May 8 due to concerns that the bill could benefit former President Trump and his family from cryptocurrency projects. To reach a consensus, the bill has removed relevant clauses targeting the Trump family.
Background and Controversy
• Purpose of the Bill: The GENIUS Act aims to establish a federal regulatory framework for stablecoins to ensure their safety and stability while promoting innovation.
• Concerns of Democrats: Democrats were concerned that the bill could allow Trump and his family to benefit from cryptocurrency projects,

#美国加密立法 #美國加密立法 近日眾議院就針對加密貨幣交易進行嚴格監管修法，討論涵蓋交易所合規、資金洗錢防制以及投資者保護三大面向。若最終通過，將要求所有平台強制申請牌照，並提升跨境資金監管透明度，同時對大型礦池和去中心化交易所提出報告義務，強化執法效率。整體而言，此舉有助於歐美市場穩定發展，也提醒台灣從業者提早做好合規布局，以降低未來政策風險。

#美国加密立法 #美国加密立法 美国的加密立法正在快速推进，以下是其最新进展及相关内容：
2025年5月的立法动态
• 监管框架与分类明确：美国众议院在5月6日听证会前公布的加密货币监管草案，明确了数字资产的分类监管体系，采用豪威测试（Howey Test）等标准判定数字资产是证券还是商品，从而划分美国证券交易委员会（SEC）和美国商品期货交易委员会（CFTC）的监管边界。
• 稳定币监管优先：该草案配合此前推进的稳定币法案，明确了美元锚定稳定币的发行与储备要求，响应特朗普政府希望在8月前完成立法的目标。
• 创新豁免与监管沙盒机制：草案引入了“安全港”机制，允许代币发行和DeFi项目在满足反洗钱（AML）和投资者保护的前提下进行合规试验，同时引入“监管沙盒”机制，允许企业在限定场景内测试代币化证券等应用，实现穿透式监控。

#美国加密立法 美國參議院通過穩定幣法案 GENIUS Act 🚨
幕後推手：共和黨想抓住川普支持者的加密選票，民主黨不甘落後，但又怕監管不夠風控。
結果是——加密行業高管加速輸血遊說，立法終於推進 ✅$BTC
這個法案給穩定幣正名，是監管，更是牌照預演。
穩定幣是美元的新殖民工具，立法=官方承認其全球擴張功能。

#美国加密立法 美国的加密立法正在快速推进，以下是其最新进展及相关内容：

2025年5月的立法动态

• 监管框架与分类明确：美国众议院在5月6日听证会前公布的加密货币监管草案，明确了数字资产的分类监管体系，采用豪威测试（Howey Test）等标准判定数字资产是证券还是商品，从而划分美国证券交易委员会（SEC）和美国商品期货交易委员会（CFTC）的监管边界。

• 稳定币监管优先：该草案配合此前推进的稳定币法案，明确了美元锚定稳定币的发行与储备要求，响应特朗普政府希望在8月前完成立法的目标。

• 创新豁免与监管沙盒机制：草案引入了“安全港”机制，允许代币发行和DeFi项目在满足反洗钱（AML）和投资者保护的前提下进行合规试验，同时引入“监管沙盒”机制，允许企业在限定场景内测试代币化证券等应用，实现穿透式监控。

参议院相关法案动态

• 《GENIUS法案》推进：参议院多数党领袖John Thune表示，参议院将在5月26日前处理由Bill Hagerty参议员提出的《GENIUS法案》。该法案拟限制除“获许可支付稳定币发行方”外的任何实体发行支付型稳定币，旨在建立明确的稳定币发行监管框架。

• 稳定币监管细则：《GENIUS法案》定义支付稳定币为用于支付或结算的数字资产，要求稳定币发行人维持100%的美元储备并接入实时审计系统。

特朗普政府的影响

• 首部加密货币法案签署：2025年3月26日，特朗普签署了一项法案，废除了美国国税局（IRS）的“DeFi经纪人规则”，阻止IRS从去中心化加密货币平台收集报税数据。这是美国首部专门针对加密货币的立法。

• 战略储备与稳定币立法：特朗普政府推动了《比特币战略储备法案》，将司法收缴的比特币纳入国家战略储备，同时推进《稳定币责任法案》，建立“联邦特许+州级牌照”的双层监管架构。