PAMZY911

Stablecoins are the rebirth of USD. Built for global use and designed with top tier technology and earning potentials.
As we can see the USD is slowly falling apart while stablecoins are steadily rising.
Let’s take a look at the rate of USD to POUND.
1 USD = €0.84
This shows us how much the USD has fallen due to inflation.
Meanwhile Stablecoins has been showing significant growth since 2020 and here’s the data for it👇

~ 2020 stablecoins market’s cap was at $20 billion.
~ 2021 stablecoins market’s cap was at $150 billions.
~ 2022 stablecoins faces a huge market crash due to Terra/UST collapse which puts the market’s cap at $141 billion.
~ 2023 stablecoins was having no growth due to the Terra’s crash situations but the market’s cap still manage to hold higher than 2020 with estimated value of $128 billion.
~ 2024 stablecoins market’s cap surges above the loss from two years ago, which puts the market’s cap at $194 billion
~ 2025 was the year stablecoins started having a structural change fundamentally grounded for global adoption which helps the market’s cap goes up to $283+ billion.
~ As of January 2026 stablecoins market’s cap was at $312 billion.
These growth rates shows how fast stablecoins is becoming and stablecoins currently has more than 220 million holders.
But what’s the real advantage of stablecoins?
The real advantage of stablecoins comes from the yield generation and decentralization mechanism.
And the higher stablecoins price increases the more it helps your APY/APR.
For those who doesn’t have idea what APY or APR means:
• APY means the (Annual Percentage Yield) of your stablecoins yields it can be 10% or higher than that which you can also get more than that it depends on your chosen coin.
• ⁠APR means the (Annual Percentage Rate) you’re getting from the yield you chooses it can also be 10% or more than that it also depends on your choice.
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And the disadvantage of what stablecoins only depends upon your staking limits.
Stablecoins are the coins that don’t go higher than $1. The ones thats goes beyond $1 are the algorithmic stablecoins which are very risky.
Here Are The Three different Stablecoins you should know:
1. The Flat-backed stablecoins which are the USDT and USDC apparently designed to be at $1 and the lowest it can go is $0.98-$0.97.
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2. ⁠The Over-collateralized which are the Decentralized Autonomous Stablecoin (DAI) is a decentralized stablecoins created by the MakerDAO which is pegged to be $1 and it’s backed by $ETH , $BNB $USDC etc.
3. ⁠The Algorithmic stablecoins which can actually go above $1 to $1.20 or more.
And here’s how a 10% APY works for $10,000 on the three types of stablecoins we’ve.
• A 10% APY of $10,000 on flat-backed USDT or USDC will earn you approximately $11,046.
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• ⁠A 10% APY of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,046.
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• ⁠ A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Here’s how a 10% APR works for $10,000 on the three types of stablecoins we’ve.
• A 10% APR of $10,000 on flat-backed USDT or USDC will earn you approximately $11,000.
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• ⁠⁠A 10% APR of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,000.
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• ⁠A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Those are the core necessities of how stablecoins works the higher you invest the higher you earn.
Now let’s dive into today’s stablecoins news.

Earlier today Tether launched USAT which is a US-regulated, dollar backed stablecoin built for the American market.
Looking at this new launch $USAT it will be the next USD for the American currency which will happen in less than 10yrs time.

Under today's fresh market of stablecoins Tether and Circle controls ~87% of the stablecoin market.
~ USDT alone sits at ~62% markets share
~ USDC adds another ~25%
~ Top yield bearing stablecoins together are ~6%
Honestly the yield bearing needs to move above 6% to around 10-15% for a good cryptography to deliver freedom of earnings to massive holders and which helps even more people to believe in it.
Because right now stablecoins and tokenized assets are the voice of the crypto chambers.
Will stablecoins control the world currency by 2030 the question will be answered.

Cryptocurrency has been evolving for more than decade ago with a nonstop growth and technology revolutionaries. What actually changes in today’s crypto is how it works perfectly for everyone.
Today I’ll explain the basics of BNB CHAIN, SOLANA AND STABLECOINS.
Binance smart chain:
Back to 2017 when $BNB came into existence it was meant to be used as payment option for trading with discount applied. But today #bnb has evolved into a full layer-1 ecosystem asset.
What today’s BNB chain looks like;
The BNB chain is currently moving forward into a phenomenal future with the Supporting of RWAs and Stablecoins and market prediction.

- January 2026 stablecoins market cap on BNB Chain crossed $15B.
- January 2026 RWAs on BNB chain hits $3B in disturbed assets value with the count of 200+ real-world assets.

- January 2026 prediction markets (dune.com) on BNB chain surpassed $20B in cumulative volume.

- January 2026 BNB chain is the third highest multi-chain tokenized stocks with over $135M in total volume.
Solana:
Back to 2017 when $SOL came into existence it began with fast, low-cost blockchain but today solana fundamentals has gross into a very high structured ecosystem that delivers DeFi, NFTs, payments, gaming and large scale web3 dApps.
STABLECOINS:

Stablecoins are becoming the most valuable and productive commodity in crypto.
As of late January 2026 stablecoins market cap reached around $309 billion and the transaction volume hits $33 trillion in 2025

Last year stablecoins issuers ($ETH ) earns around $5 billion in revenue from yields on assets like USDT, which leads at $187 billion and the USD coin has $72 billion.
This phenomenal growth points out the highest yield-bearing stablecoins that hits $5 billion under a year
- Sky’s (sUSDS)
- Ethena’s (sUSDe)
- World liberty financial’s (USD1)
The stablecoin layer-2 networks like Base hit a record of $5.2 billion in supply. While stablecoins B2B payments topped $230 billion last year and its mostly used in ASIA.
This strong signal could fuels the essential infrastructure for payment and tokenized assets.
People should start buying more stablecoins with their self-custody wallet and get yield generation on it. This help you generate more income without having to deal with market manipulator.
Just remember in the next 5-10 years cryptocurrencies will give the world the freedom it deserve and help the world erase inflation the future is now let's build it.

The @Dusk ecosystem is built with a strong modular architecture, leveraging the tools and components which is specifically designed to meet institutional standards for privacy, regulatory compliance and secure interaction with regulated assets.
These components allowed dusk to support tokenization of real-world assets (RWA) and native issuance.
What makes dusk more unique is that apart from other blockchain the ecosystem is tailored-made architecture that is driven by continuous cryptography research that will enable compliance, privacy and robust network security.
This will provide a reliable foundation for dusk to be a decentralized market infrastructure (DeMi).
The ecosystem also provides DuskDS it’s a tool for fast-final-settlement, consensus management and data availability layer. This tool provides security and native bridging for all execution environments built on it.
The usefulness of #dusk succinct attestation; it’s an application that works with DuskDS’s to deliver permissionless, committee-based and proof-of-stake consensus protocol. It uses remotely selected provisioners to propose, validate and ratify blocks also it provides fast, deterministic finality that’s suitable for financial markets.
Transactions in DuskDS; are all managed by the transfer contract. This transfer contract will oversees the handling of transparent and obfuscated transactions within a network.
The transfer contract also supports both a UTXO and account-based model through the use of (PHOENIX and MOONLIGHT) to handle transfer of the native currency, gas payments and serve as a contract execution entry point.
The $DUSK ecosystem is designed to support multiple specialized execution environments and each individual node optimizes for distinct performance included FHE for confidential transactions to ensure full EVM equivalency.
The Layer-1 blockchain is on a mission to tokenized every institutions.

Stablecoins are gradually becoming the global currency. @Plasma became the 4th stablecoin supply blockchain with over $2.3 billion.

Plasma was built to deliver a high performance layer-1 for stablecoins.
The ecosystem offers crypto-collateralized stablecoins for users to use their crypto assets to maintain stable value on their DeFi marketplace.
#Plasma is used globally and showing significant impacts, when it comes to financial system stability.
#Plasma has $6.6B in deposits through Aave ecosystem. This significant deposits happens in less than 3 days.

Plasma lets you pay with your stablecoin balance and earn more from it with instant availability.
Plasma also let users earn 4% cash back with extra boost.

Plasma is like a bank account but it’s built for stablecoin and digital currencies.

Plasma banking systems let deposits with your currency and convert into USD or USDT Or other stablecoin currencies
You earn cash-back rewards on every transaction you made with their virtual card or physical card
Plasma allows you to differentiate your savings from your cash
Plasma virtual card can be add to Apple wallet or goggle pay.

You can use your Plasma card to Spend, buy and earn almost anywhere in the world.
More than $7B has been deposited into plasma vault.
$XPL surged by 4% in the last 24 hrs, currently trading at $0.08

The @Dusk ecosystem is designed around the needs of regulated financial institutions.
$DUSK also provides native support for compliant issuance of securities and real-world assets (RWAs) that identify and provide permission primitives this let users differentiate between public and restricted flows
The ecosystem also offers on-chain logic that can easily reflect real-world obligations.
Building on #dusk means you’ll have the privilege to launch and use markets where;
- institutions can meet real regulatory requirements on-chain.
- Users get confidential balances and transfers instead of full public exposure.⁠
- ⁠Developers will be able to build with familiar EVM technology plus native privacy and compliance primitives
@Dusk delivered fast, final settlement results within a second.
DUSK regulations enable institutional tokenization to help institutions and organizations meet their obligations.
For specialized, protocol-level cases; DuskDS contracts offers developers deeper control at the settlement layer.
Dusk adopted Hedger Alpha to deliver confidential transactions for privacy preserving payments that will keep users balance and amount hidden
On #dusk , institutions can issue and manage their financial instruments.

1. 🏠 Real Estate – $672.44 Trillion
2. 🛢 Oil – $113.84 Trillion
3. 🇨🇳 Chinese Yuan – $49.04 Trillion
4. 🪙 #GOLD – $33.49 Trillion
5. 🇺🇸 US Dollar – $22.41 Trillion
6. 🇪🇺 Euro – $18.99 Trillion
7. 🔩 Copper – $16.85 Trillion
8. 🔥 Natural Gas – $11.12 Trillion
9. 🇯🇵 Japanese Yen – $8.13 Trillion
10. 🇺🇸 NVIDIA – $4.51 Trillion
11. 🥈 Silver – $4.36 Trillion
12. 🇬🇧 British Pound – $4.34 Trillion
13. 🇺🇸 Apple – $4.08 Trillion
14. 🇺🇸 Alphabet – $3.90 Trillion
15. 🇰🇷 Korean Won – $3.07 Trillion
16. 🇺🇸 Microsoft – $2.98 Trillion
17. 🇭🇰 Hong Kong Dollar – $2.63 Trillion
18. 🇦🇺 Australian Dollar – $2.35 Trillion
19. 🇺🇸 Amazon – $2.25 Trillion
20. 🇹🇼 Taiwan Dollar – $2.12 Trillion
21. 🇨🇦 Canadian Dollar – $2.02 Trillion
22. 🇹🇼 TSMC – $1.80 Trillion
23. 🇷🇺 Russian Ruble – $1.68 Trillion
24. 🇺🇸 Meta – $1.67 Trillion
25. 🇸🇦 Saudi Aramco – $1.65 Trillion
26. 🇺🇸 Broadcom – $1.57 Trillion
27. 🇺🇸 #Tesla – $1.54 Trillion
28. 🇨🇭 Swiss Franc – $1.42 Trillion
29. 🇧🇷 Brazilian Real – $1.39 Trillion
30. ₿ Bitcoin – $1.38 Trillion
31. 🇺🇸 Berkshire Hathaway – $1.09 Trillion
32. 🇺🇸 Walmart – $1.04 Trillion
33. 🇲🇽 Mexican Peso – $963.65 Billion
34. 🇺🇸 Eli Lilly and Company – $948.61 Billion
35. 🇺🇸 JP Morgan Chase & Co. – $877.65 Billion
36. 🇮🇳 Indian Rupee – $803.07 Billion
37. 🇵🇱 Polish Zloty – $784.29 Billion
38. 🇸🇦 Saudi Arabian Riyal – $758.45 Billion
39. 🇰🇷 Samsung – $724.65 Billion
40. 🇸🇬 Singaporean Dollar – $692.37 Billion
41. 🪙 Platinum – $674.55 Billion
42. 🇺🇸 Visa – $639.29 Billion
43. 🇨🇳 Tencent – $632.14 Billion
44. 🇺🇸 Exxon Mobil – $628.56 Billion
45. 🇺🇸 Johnson & Johnson – $578.20 Billion
46. 🇹🇷 Turkish Lira – $563.23 Billion
47. 🇸🇪 Swedish Krona – $556.61 Billion
48. 🇳🇱 ASML Holding N.V. – $548.45 Billion
49. 🇺🇸 Mastercard – $490.26 Billion
50. 🇮🇱 Israeli New Shekel – $474.29 Billion
Note: Commodities and currencies are estimates.

Bitcoin has now crashed -53% in just 120 days without any major negative news or event and this is not normal.

Macro pressure plays a role, but it’s not the main reason #BTC keeps dumping. The real driver is something much bigger that most people aren’t talking about yet.
Bitcoin’s original valuation model was built on the idea that supply is fixed at 21 million coins and that price moves based on real buying and selling of those coins. In the early cycles, this was mostly true. But today, that structure has changed.
A large share of Bitcoin trading activity now happens through synthetic markets rather than spot markets.
This includes:
• Futures contracts
• Perpetual swaps
• Options markets
• ETFs
• Prime broker lending
• Wrapped $BTC
• Structured products
All of these allow exposure to Bitcoin’s price without requiring actual Bitcoin to move on chain. This changes how price is discovered because now selling pressure can come from derivative positioning rather than real holders selling coins.
For example:
If institutions open large short positions in futures markets, price can fall even if no spot Bitcoin is sold.
If leveraged long traders get liquidated, forced selling happens through derivatives, accelerating downside moves. This creates cascade effects where liquidations drive price, not spot supply.
That is why recent sell offs look very structured. You see long liquidation waves, funding flips negative, open interest collapses, all signs that derivatives positioning is driving the move.
So while Bitcoin’s hard cap has not changed, the effective tradable supply influencing price has expanded through synthetic exposure.
Price today reacts to leverage, hedging flows, and positioning, not just spot demand.
Adding to this, there are other factors too driving the current dump.

GLOBAL ASSET SELL-OFF
Right now, selling is not isolated to crypto. Stocks are declining. Gold and silver have seen volatility. Risk assets across markets are correcting.
When global markets move into risk-off mode, capital exits high-risk assets first and crypto sits at the far end of the risk curve. So Bitcoin reacts more aggressively to global sell offs.
MACRO UNCERTAINTY & GEOPOLITICAL RISK
Tensions around global conflicts, especially U.S.–Iran developments, are creating uncertainty.
Whenever geopolitical risk rises, supply chain risks increase, and markets shift toward defensive positioning. That environment is not supportive for risk assets.
FED LIQUIDITY EXPECTATIONS
Markets had been pricing a more dovish liquidity backdrop. But expectations around future policy leadership and liquidity stance have shifted.
If investors believe future Fed policy will be tighter on liquidity even if rates eventually fall, risk assets reprice lower.
ECONOMIC DATA WEAKNESS
Recent economic indicators job market trends, housing demand, credit stress are pointing toward slowing growth conditions. When recession fears rise, markets derisk.
Crypto, being the most volatile asset class, sees outsized downside during those transitions.
STRUCTURED SELLING VS CAPITULATION
Another important observation:
This sell off does not look like panic capitulation. It looks structured.
Consecutive red candles, controlled downside moves, and derivative driven liquidations suggest large entities reducing exposure, not retail panic selling.
When institutional positioning unwinds, it suppresses bounce attempts because dip buyers wait for stability before re-entering.
PUTTING IT ALL TOGETHER
It is a combination of:
• Derivatives driven price discovery
• Synthetic supply exposure
• Global risk-off flows
• Liquidity expectation shifts
• Geopolitical uncertainty
• Weak macro data
• Institutional positioning unwind
Until these pressures stabilize, relief rallies can happen, but sustained upside becomes harder.