📊 Real-world credit meets DeFi rails — Huma Finance is building the future of decentralized income-backed lending.
Unlike typical DeFi protocols that rely on overcollateralization, Huma introduces income-based underwriting on-chain. That means: ✅ Borrowers can use verifiable real-world income as collateral
✅ Lenders tap into new yield backed by actual repayment data
✅ Protocol partners like Stripe, Request Finance, and Circle power integrations
This changes everything. It opens up: • Payroll-based loans for gig workers
• Credit access for freelancers and SMBs
• Financial services for the 80% of the world ignored by TradFi
Built on Ethereum and supporting L2 scalability, Huma is creating a global credit marketplace with transparency, programmability, and inclusion at its core.
Credit is the missing bridge between traditional finance and crypto. Huma is building it — on-chain.