The Future of Credit is Programmable
Enter @Huma Finance 🟣
Credit in crypto has always been… weird. Either it’s overcollateralized, or it vanishes in a cycle of unbacked leverage.
But Huma Finance is flipping the script.
Programmable Income-Based Credit
Huma lets borrowers access funds based on their income streams whether it’s on-chain revenue, real-world salaries, or invoices.
Why it matters:
▪️ Reduces reliance on crypto-only collateral
▪️ Opens lending to freelancers, DAOs, and businesses
▪️ Enables real-time credit scoring using smart contracts and zk data
This isn’t a fork or a copycat. It’s new DeFi rails — custom-built for an economy where humans, not just wallets, matter.
Huma is setting up to become the Layer 1 for on-chain income. If you’re paying attention to the next cycle, this one deserves a front-row seat in your research.