Building Financial Inclusion Through On-Chain Income Lending
One of the most overlooked opportunities in Web3 is its potential to democratize access to credit. This is where Huma Finance stands out.
By using income and real-world earnings as the foundation for borrowing, Huma is helping to solve a fundamental problem: most people and small businesses around the world are creditworthy, but not “collateral-rich.”
Huma’s protocol is designed to serve:
• Gig workers who earn consistently but lack traditional credit history
• Small businesses that need liquidity tied to receivables
• Emerging markets where traditional banking infrastructure is limited
This model enables borderless, on-chain credit that’s inclusive, flexible, and efficient.
Blockchain’s promise is only realized when it reaches those who need it most — and that’s exactly what Huma is building toward