* has pushed back against SWIFT's announcement of a blockchain-based shared ledger prototype, calling it a "publicity stunt" rather than a true innovation in financial technology. Garlinghouse emphasized that Ripple has already built and deployed real digital asset infrastructure, while SWIFT is still in the experimental phase.¹
*Key Points:*
- *Ripple's Head Start:* Ripple has spent 13 years building and refining blockchain solutions for cross-border payments.
- *SWIFT's Prototype:* Garlinghouse views SWIFT's announcement as a marketing play rather than a meaningful product announcement.
- *Ripple's Vision:* Ripple is expanding into custody, stablecoins, and XRPL-powered applications to build a comprehensive digital finance infrastructure.
*XRP Community Reacts:* 🐳
The XRP community has rallied behind Garlinghouse's response, seeing it as evidence that Ripple is ahead of the curve. Many believe that SWIFT's late entry into blockchain validates Ripple's early strategy.
*Ripple's Potential:* 🚀
Ripple's CEO predicts that XRP could capture 14% of SWIFT's volume in the next five years, driven by its focus on liquidity and blockchain technology.
*Current XRP Price:* 💰
$3.05 (+1.72% change)²
#RippleVsSWIFT #XRPCommunity #DigitalFinance #BlockchainInnovation #FinancialTechnology
