zaid Ashad

Latest trading platform launch
What Is Treehouse?
Treehouse is a decentralized protocol designed to bring fixed income products to crypto through two main components:

tAssets: Yield-generating tokens, like tETH, that use smart arbitrage strategies to help align interest rates across decentralized finance (DeFi) and generate steady returns.

Decentralized Offered Rate (DOR): On-chain versions of traditional benchmark interest rates. They are created through a consensus process and serve as the foundation for new fixed-yield products.

tETH
tETH is a token you receive when you deposit ether or liquid staking tokens like stETH into the Treehouse protocol. But it’s more than just a wrapper for your assets. tETH actively searches for the best yield opportunities across the Ethereum ecosystem and uses arbitrage to boost your returns.

For example, if ether staking rewards are higher than borrowing costs on a lending platform, the protocol takes advantage of that difference and passes the extra yield back to you. So rather than manually moving your ether between platforms to chase better returns, tETH does the work for you.

tETH holders also earn points through Treehouse’s rewards program, which gives additional incentives to early tETH holders and Treehouse users.

What Are Decentralized Offered Rates (DOR)?
DOR (Decentralized Offered Rates) are on-chain benchmark interest rates for digital assets, much like how traditional finance relies on reference rates such as the Secured Overnight Financing Rate (SOFR). In simple terms, DOR helps answer the question: “What’s a fair, reliable average lending rate for ETH?”.

Instead of guessing or relying on one source, DOR is built through a community-driven consensus process, where different participants come together to share rate data and keep things transparent. The stakeholders in the DOR ecosystem include:

Operators: These are the coordinators of the system. Treehouse, for example, acts as the first Operator, responsible for launching and maintaining the benchmark rate feeds.

Panelists: These are specialized entities, like market makers or staking platforms, that supply interest rate data or forecasts using Treehouse’s tools.

Delegators: Regular users who delegate their tAssets to Panelists. They maintain ownership of their assets while letting trusted participants submit rate data on their behalf, similar to staking delegation.

Referencers: These are platforms like DeFi protocols, exchanges, or lending apps that use DOR as a pricing reference for their products.

Treehouse Ethereum Staking Rate (TESR) Curve
The TESR (Treehouse Ethereum Staking Rate) curve is Treehouse’s first DOR, created to act as a benchmark yield curve for Ethereum-based fixed income products. Much like how traditional finance uses the U.S. Treasury yields as a baseline, the TESR Curve uses Ethereum staking yields as a reference point for pricing returns in DeFi.

Treehouse considers Ethereum staking as the ideal base rate because it’s built into the protocol, helps to secure the network, and delivers steady, predictable returns. Compared to alternatives like bitcoin mining or stablecoin lending, the protocol supports Ethereum staking as a more decentralized and consistent option for defining a crypto-native benchmark rate.

Use cases
Having a reliable, decentralized benchmark like the TESR Curve opens the door to more advanced financial tools in DeFi:

Interest rate swaps (IRS): Agreements that allow you to trade fixed and floating interest payments, which can help manage risk when rates change.

On-chain treasury products: Crypto’s version of government bonds, which offer more stable, lower-risk options for long-term holders.

Yield curves: With clear rates across different timeframes, protocols can better price loans, savings products, and other fixed income instruments.

Using TESR as a reference can improve risk management for borrowers and lenders and help make DeFi products more accessible to institutional and traditional finance participants.

tETH Risks
Treehouse has pointed out a few important risks to keep in mind when using tETH since it interacts with both staking and lending platforms.

One major risk is the potential collapse of an underlying protocol, whether it’s a liquid staking service or a lending platform. There’s also the risk of a sudden drop in the value of staked assets, known as a depeg, which could trigger liquidations and lead to losses.

Other potential issues are bugs in the smart contracts, inaccurate data from blockchain oracles, and lending pools becoming overcrowded. When that happens, borrowing costs can increase and reduce the returns you earn from tETH.

How Treehouse Helps Protect Users
Treehouse has implemented multiple safeguards, including a contingency plan for significant depegs, a dedicated insurance fund to cover unexpected losses, and a Protocol-Owned Peg Protection (PPP) mechanism that buys up undervalued tETH during volatile markets. These measures work together to enhance user protection while supporting the long-term foundation for fixed income in DeFi.

TREE Token
The TREE token is the native utility token of the Treehouse protocol. The token is used for a variety of purposes, including:

Paying for DOR data: When smart contracts or businesses use Treehouse’s DOR benchmark data, they pay a small query fee in TREE tokens. This helps generate revenue for the protocol and ensures the fair use of its data infrastructure.

Staking by panelists: To maintain the integrity of DOR rates, panelists (the entities who submit rate data) are required to stake TREE tokens or tAssets. This ensures they have skin in the game and are motivated to submit accurate data.

Earning rewards: After each data submission round (or “observation period”), TREE tokens are distributed as rewards to both panelists and delegators based on how accurate the submitted rates were.

Governance: Holding TREE also gives you the power to vote on key protocol decisions like adjusting parameters, upgrading the system, or changing how rewards are distributed.

Funding innovation: Through the Treehouse decentralized autonomous organization (DAO), TREE tokens are also allocated as grants to support partnerships, developer tools, and new products built on top of the protocol.

Treehouse (TREE) on Binance HODLer Airdrops
On July 28, 2025, Binance announced TREE as the 29th project on the Binance HODLer Airdrops. Users who subscribed their BNB to Simple Earn and/or On-Chain Yields products from July 10 to 13 were eligible to receive TREE airdrops. A total of 12.5 million TREE tokens were allocated to the program, accounting for 1.25% of the total token supply.

TREE was listed with the Seed Tag applied, allowing for trading against the USDT, USDC, BNB, FDUSD, and TRY pairs.

Closing Thoughts
Treehouse is addressing a key challenge in DeFi by creating the foundation for fixed income products in the crypto space. With innovations like tETH, the TESR Curve, and the DOR mechanism, it aims to bring more predictability to yields, make it easier to compare rates, and create more advanced financial products on-chain.
#TrumpTariffs
#BinanceHODLerTOWNS #ProjectCrypto

#BinanceHODLerTOWNS
#BTC走势分析


Strong Coins to HODL in 2025: Smart & Easy Picks for Long-Term Investors 🚀💼

As we move deeper into 2025, the crypto market is buzzing with opportunities. 📈 Whether you’re a beginner entering the space or a seasoned investor looking to strengthen your portfolio, certain projects are showing exceptional fundamentals, strong development activity, and real-world adoption.

In this article, we’ll highlight four powerful coins — Ethereum (ETH), Sui (SUI), XRP (XRP), and Solana (SOL) — that investors should consider HODLing for long-term growth. 🌍💎

---

🔹 1. Ethereum (ETH) – The Smart Contract Powerhouse

Ethereum remains the backbone of decentralized finance (DeFi) and smart contract innovation. With upcoming network upgrades and the growing likelihood of Ethereum ETFs, ETH continues to solidify its position as a must-have asset for long-term portfolios.

Ecosystem: Largest hub for dApps, DeFi, and NFTs

Security: Battle-tested with widespread adoption

Outlook: Scalability improvements and institutional interest

💡 Why HODL: Ethereum is not just a cryptocurrency; it’s the foundation of Web3 development, making it a top contender for sustainable growth.

---

🔹 2. Sui (SUI) – Fast, Scalable, and Developer-Friendly

Sui is rapidly gaining attention for its high transaction speed and developer-centric ecosystem. With low fees and a user-first approach, it’s becoming a strong alternative to traditional Layer-1 blockchains.

Growth: Up 10% recently, showing strong market momentum

Adoption: Increasing number of projects building on Sui

Technology: Optimized for scalability and efficiency

🧲 Why HODL: Early in its adoption curve, Sui has significant room to grow as developers flock to its ecosystem.

---

🔹 3. XRP (XRP) – Global Payments Leader

XRP is designed for fast, low-cost cross-border transactions, making it a favorite among banks and financial institutions. After recent legal victories, confidence in XRP is rebounding, creating a potentially undervalued opportunity for investors.

Use Case: Instant, scalable global payments

Regulatory Clarity: Positive legal outcomes for Ripple

Adoption: Strong institutional partnerships worldwide

🧠 Why HODL: With renewed trust and real-world payment applications, XRP is positioned for long-term relevance and potential upside.

---

🔹 4. Solana (SOL) – High-Performance Blockchain for the Future

Solana has re-emerged as a top-tier blockchain powering NFT marketplaces, DeFi platforms, and next-gen applications. Its ultra-fast throughput and low fees make it a strong competitor for mainstream adoption.

Performance: Handles thousands of transactions per second

Ecosystem: Expanding developer activity and dApp growth

Market Sentiment: Investor confidence returning in 2025

🔥 Why HODL: Solana combines speed, scalability, and innovation — key factors that could fuel its next big rally.

---

✨ Why These Coins Make Smart 2025 Picks

✅ Real-World Utility: Each project solves practical blockchain challenges
✅ Strong Communities: Active developers and loyal user bases
✅ Attractive Entry Points: Positioned before the next major bull wave 🌊
✅ Future-Proof Technology: Built for long-term success, not short-term hype

---

💎 Final Thoughts

These four projects — Ethereum, Sui, XRP, and Solana — represent technology-driven, fundamentally strong cryptocurrencies with high potential for long-term returns.

🔐 Invest wisely, hold with patience, and let the market reward your belief.

---

Would you like me to also add Binance-style visuals (coin logos, performance highlights, and a “Top 4 Picks” infographic) to match their typical article layout?