> 😢 “Family ke taanay, guilt ka ehsaas, confusion har waqt…” Chalo is maslay ka clear jawab dekhte hain — Islam ke roshni mein. 🌙
❌ Zyada tar Ulama kyun kehte hain keFutures Haram hain?
1️⃣ Gharar – Be had uncertainty 📉 Futures mein aap wo cheez bechte ho jo aap ke paas hai hi nahi. 📖 Hadith: "Jo tumhare paas nahi, usay mat becho." – (Tirmidhi)
2️⃣ Riba – Sood ka nizaam 💸 Leverage aur margin trading mein interest hota hai — aur riba Islam mein bilkul haram hai.
3️⃣ Maisir – Jua jesa nizaam 🎰 Sirf price guess karna, bina asset use ke — ye Maisir (gambling) kehlata hai.
4️⃣ Late Payment & Delivery 📦 Islam mein ya to maal foran mile ya paisa. Futures mein dono late hote hain — is liye valid Islamic contract nahi hota.
✅ Kuch Scholars Halal Kab Kehte Hain?
✔️ Jab contract Salam ya Forward jesa ho ✔️ Asset halal aur physical ho (jaise wheat, oil) ✔️ Seller ke paas asset ho ya legal right ho ✔️ Koi leverage, interest ya short-selling nahi ho ✔️ Yeh sirf business hedging ke liye ho — speculation ke liye nahi
👉 Yeh sirf normal futures nahi — Shariah structured hone chahiye.
🕌 Reliable Islamic Sources:
📘 AAOIFI: Conventional futures ko reject karta hai
🕌 Darul Uloom Deoband: Haram declare karta hai
🧠 Kuch modern scholars: Islamic structure design karne ke haq mein
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📌 Akhri Faisla:
> ✋ Aaj ke futures contracts Islam mein haram hain. ✔️ Halal investing options chahiye? Yeh try karo:
Islamic mutual funds 🏦
Shariah-compliant stocks 📈
Sukuk (Islamic bonds) 📜
Real estate ya commodities 🏠⛽
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💬 Agar ab bhi confusion hai...
Apne local Mufti ya Islamic finance expert se zaroor consult karo.
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