Terraza Económica

In recent years, several digital banks have incorporated buying and custody services for cryptocurrencies within their applications.
Nubank (in Brazil and Mexico), Revolut (with a presence in Europe and expansion plans in Latin America), Inter (in Brazil), and Brubank (in Argentina) are examples of entities that promise to facilitate access to digital assets for millions of customers.
But what does this imply in practice? Does it represent a significant change in the adoption of cryptocurrencies in the region, or is it just a publicity maneuver with limited functional reach?

After tumultuous moments and notable collapses, algorithmic stablecoins reappear in 2025 with promises of greater solidity and renewed parity mechanisms. However, the big unknown remains: will this be a new stage of stability for this type of asset or simply a new cycle of promises that could end in disappointment?
As the search for decentralized alternatives increases—against centralized stablecoins like USDT and USDC—algorithmic stablecoins regain space in the minds of developers, investors, and enthusiasts. In this article, we explore how these stablecoins work, the failures they carry from the past, and which projects are trying to correct them to earn the market's trust.

Ordinals have been gaining prominence in the Bitcoin ecosystem, generating debates, moving the network, and offering opportunities for artists, collectors, and miners. This innovation allows data — such as images, texts, or videos — to be inscribed directly onto satoshis (the smallest units of BTC), creating a unique form of on-chain NFTs on Bitcoin's original blockchain.
For those who associate NFTs only with networks like Ethereum, Solana, or Polygon, the possibility of native digital collectibles on the Bitcoin network is surprising. However, this change is already underway and affects the functioning and vision of the longest-standing chain in the crypto market.

Investing in cryptocurrencies combines innovation, opportunities, and, of course, risks. The crypto market is known for its high volatility and also for being a target of scams and fraudulent projects. Even those with some experience can end up making costly mistakes.
The good news is that there are simple and effective methods to protect yourself. Whether you are taking your first steps or already managing an active portfolio, in this article you will find five essential practices to reduce risks and avoid large losses.

The crypto market is officially in a Bitcoin season. In April 2025, less than 30% of the top altcoins outperformed BTC over the last 90 days — one of the key criteria of the Altcoin Season Index.
At the same time, Bitcoin broke the $100,000 barrier, driven by institutional flows and a global environment marked by economic uncertainty. Meanwhile, overall sentiment improves after the recent correction, with the Fear & Greed index hovering around 50 points.

Cryptocurrency Day Trading is one of the most attractive—and also riskiest—practices within the crypto universe. In 2025, with a more mature market and greater regulatory frameworks, more and more novice investors are looking for ways to capitalize on daily price fluctuations.
But where to start? And how to avoid mistakes that can be costly? In this step-by-step guide, we explain how to start Day Trading safely and strategically in today's crypto market.

In May 2025, Ethereum is set to launch one of its most anticipated upgrades: Pectra. This implementation, which combines the technical advances of the Prague and Electra versions, aims to take the network to a new level of scalability, efficiency, and security.
The big question looming over the market is: Will this technical improvement finally boost the price of ETH?
What is the Pectra upgrade?
Ethereum has been the leading network for smart contracts for years, but not without challenges: high fees, slow speeds during times of high demand, and a less-than-smooth user experience. The Pectra upgrade aims to address these pain points with a series of key improvements:

In 2025, the cryptocurrency ETF market is undergoing a process of accelerated expansion. After the approval of Bitcoin and Ethereum ETFs —considered the most established assets in the sector— attention is now turning to high-cap altcoins like XRP, BNB, and Solana.
There are already significant movements: Grayscale submitted an application for an XRP ETF, while VanEck registered a trust in Delaware that could serve as a basis for a BNB ETF. These steps reflect not only the growing institutional interest in assets beyond BTC and ETH but also a clear sign of market maturity.

Every crypto investor—whether beginner or experienced—will at some point face a market dip. This term, very common in the financial universe, indicates a significant pullback in asset prices. In the cryptocurrency market, these declines tend to be even more intense, as volatility is part of the structure of this type of asset. However, the most important thing is to understand that dips do not necessarily have to mean a loss.
In practice, there are ways to protect yourself, preserve capital, and even turn this turbulent moment into a strategic opportunity to improve your portfolio. Below, we present some effective practices to navigate periods of decline with greater confidence and fewer losses. With these seven tips, you will make more conscious decisions in upcoming market dips.

Drops in the cryptocurrency market can seem abrupt, unpredictable, and terrifying, especially for those who are still building trust in this universe. In a matter of hours, Bitcoin can lose thousands of dollars in value, dragging down altcoins and less established tokens. However, behind every drop, there are structural reasons, recurring patterns, and signals that, when understood, help the investor remain calm and devise better long-term strategies.

With the crypto market still undergoing a phase of correction and adjustments, April 2025 represents a strategic window for those seeking solid investment opportunities. Among macroeconomic uncertainties, regulatory advancements, and growing institutional interest, some crypto assets stand out for their appreciation potential in the coming weeks.
If you are wondering which projects are worth focusing on now, here we present clearly and directly the five cryptocurrencies with the highest upside potential at this moment, based on fundamentals, market trends, and recent movements.

In mid-2025, Binance officially launched its long-awaited Web3 Wallet in Brazil, a solution that had already been available in markets like Argentina, Mexico, and Colombia for months but now extends the offering to a key country within the regional crypto ecosystem. The promise is clear: to facilitate access to the decentralized universe and grant more autonomy to those wishing to delve into DeFi, NFTs, staking, and other advanced resources, all under the umbrella of the latest technology.

Entering the cryptocurrency world can seem overwhelming for beginners. Technical terms, wallet types, risks, and opportunities constantly arise. But the good news is that, with the right tools and some basic precautions, it's entirely possible to safely take your first steps into the crypto market.
To simplify this process, we've created a guide designed for those starting from scratch or looking to better structure their initial investments. Let's get started!

With the resurgence of Donald Trump's tariff policies in early 2025, following his new inauguration, global markets (including crypto) have reacted with considerable uncertainty. In recent weeks, the US government announced that most countries would see their tariffs reduced to 10%, while those for China remain above 100%. This decision has sparked fears of targeted trade tensions and an impact on the global economy.
This volatility impacts the cryptocurrency world. The price of Bitcoin (BTC) experienced a significant drop when the new tariff scheme became known, although, remarkably, there was renewed interest in BTC as a safe haven from the potential devaluation of the dollar.

The cryptocurrency market is constantly evolving, and staying informed is essential to having access to quality information and being part of strategic communities. In this sense, Telegram groups have become one of the main spaces for investors and traders seeking analysis, alerts, and discussions about the crypto sector.
Below, we've outlined five of the best Telegram groups in 2025, where you'll find support, learning, and valuable insights if you want to advance in the world of crypto.

The crypto market is currently undergoing a notable correction, with Bitcoin and other digital assets registering sharp declines in recent days. BTC, which reached an all-time high of 109,000 USD in January, fell below 80,000 USD - a depreciation of over 25%.
This retracement has also hit other high-cap coins like Ethereum, XRP, Cardano, or Solana, which have lost value significantly in a very short period.

The cryptocurrency market is characterized by its high volatility, and periods of abrupt declines can challenge even the most experienced investors. Having a clear risk management plan can make the difference between preserving your capital or facing significant losses.
It is essential to adopt structured approaches, such as balanced asset distribution (asset allocation), fund rotation, and the application of hedging strategies with derivatives. These tactics allow you to mitigate risk and ensure that your investments remain aligned with long-term goals, even amid market turbulence.

Investing in recently launched cryptocurrencies may seem like a great opportunity, but it also carries considerable risks. Since those tokens have not been 'tested' over time, it is advisable to analyze various aspects before deciding to buy. If you are taking your first steps in the crypto world, understanding these factors will help you reduce risks and operate more securely.
In this article, as a guide, we explore the five main points to evaluate before acquiring new coins.

The bear market in the cryptocurrency space describes a prolonged period of price declines, usually accompanied by general pessimism in the market. During these phases, many novice investors often panic and sell at a loss, while those who maintain a structured plan can minimize damage and even detect growth opportunities.
Even though it is impossible to predict exactly when the bear market will end, there are tactics that can safeguard your investment and allow you to adopt a strategic view to face those downward price streaks with greater confidence. In this article, we present five effective approaches to mitigate risks and intelligently take advantage of the ups and downs of the crypto market. Although the title speaks of 'surviving' the bear market, you will see how it is possible to emerge even stronger when the bullish trend returns.

Investing in cryptocurrencies during a bear market is a tactic that generates divided opinions among investors. For some, drops constitute buying opportunities; for others, they are moments of high uncertainty and risk. The reality is more complex than simply choosing 'heads or tails'.
Before deciding whether it is worth acquiring digital assets in these phases, it is advisable to understand what lies behind the drops (the so-called market dips), what factors trigger them, and how to approach the matter rationally, avoiding emotional traps. We will discuss this in this article.