Arletha Loos y4xX

Best wishes to you

Could you share your opinion on the future price movement of ETH? I'd appreciate guidance on whether it's likely to go up or down. As a beginner, I'm looking to learn more about trading and would love your advice.#MarketPullback $ETH

PayPal to allow merchants to accept crypto payments.

PayPal revolutionizes crypto payments for U.S. merchants, enabling acceptance of over 100 cryptocurrencies with near-instant settlements and reducing transaction fees by up to 90%. A game-changer for global commerce?

PayPal has launched a new feature called "Pay with Crypto" that enables US merchants to accept over 100 cryptocurrencies, including Bitcoin, Ethereum, USDT, XRP, BNB, Solana, and USDC. This service allows merchants to receive payments from customers globally, with instant conversion to fiat currency or PayPal's stablecoin, PYUSD.
Key Benefits for Merchants:
Lower Transaction Fees: PayPal charges a promotional rate of 0.99% for the first year, significantly lower than traditional credit card processing fees, potentially saving merchants up to 90% on transaction costs.
Instant Settlement: Near instant conversion and payout in fiat or PYUSD.
Access to Global CryptoSavvy Customer Base: Projected to surpass 1 billion users by 2026.
Yield on Stablecoin Holdings: Merchants can earn about 4% annually on PYUSD holdings.
How it Works:
1. Customers connect their crypto wallets to PayPal's checkout page.
2. PayPal converts the crypto payment to PYUSD, which is then converted to US dollars and sent to the merchant.
3. Merchants can hold funds in PYUSD to earn 4% rewards or receive fiat currency.
Supported Wallets:
Popular Digital Wallets: Coinbase, OKX, MetaMask, Phantom, Exodus, Binance, and Kraken.
Integration: Seamless integration with PayPal's platform for easy transactions.
#BinanceHODLerTree $BTC

🇺🇸 Federal Housing Director Pulte says he is "optimistic Jerome Powell will do the right thing…as early as next week."
The housing market is in a slowdown, with Pulte calling for immediate rate cuts to boost affordability.

Federal Housing Finance Agency (FHFA) Director Bill Pulte has been urging Federal Reserve Chairman Jerome Powell to cut interest rates, citing the need to boost the housing market. Pulte believes rate cuts would help homebuilders and increase housing affordability. In his recent statements, Pulte expressed optimism that Powell might do the right thing and lower rates as early as next week, ahead of the FOMC meeting.
Key Points:
Interest Rate Cut: Pulte thinks a rate cut would be beneficial for the housing market, making homes more affordable and stimulating construction.
FHFA's Role: As the director of FHFA, Pulte oversees Fannie Mae and Freddie Mac, which play a crucial role in the US mortgage market.
Trump's Stance: Pulte's views align with those of former President Donald Trump, who has also been critical of Powell's rate policies and called for rate cuts to spur economic growth.
Potential Impact: Lower interest rates could lead to increased housing demand, higher home prices, and more construction activity.
The Federal Reserve is expected to decide on potential interest rate cuts at its upcoming FOMC meeting. While some analysts predict a rate cut, others are more cautious, citing uncertainty around inflation and economic growth.#CryptoScamSurge $BTC

🇺🇸 🚨💼 Federal Reserve Chair Jerome Powell confirms he's staying put! 💪 Despite pressure from the White House, Powell's committed to serving out his term until May 2026. 📆 Independence of the Fed reinforced!
Federal Reserve Chair Jerome Powell has confirmed he will not resign from his position despite pressure from the White House, particularly from President Donald Trump. Powell's term is set to end in May 2026, and he has expressed commitment to serving out the remainder of his term.
Key Points:
Powell's Stance: Powell has told close allies and associates he plans to stay in his position, emphasizing the importance of maintaining the Federal Reserve's independence.
Trump's Pressure: Trump has repeatedly called for Powell's resignation, criticizing the Fed's decision not to slash interest rates. Trump even went as far as saying Powell "must resign" and compared the growing pressure to step down to "boiling a frog".
US Treasury Secretary's View: Scott Bessent, US Treasury Secretary, noted there's no reason for Powell to step down immediately, suggesting he should complete his full term if he chooses to.
Fed's Independence: Powell's decision to stay reinforces the Fed's independence, which is crucial for its monetary policy decisions. The Fed chair has emphasized that the president does not have the legal power to fire or demote him.
It's worth noting a fake resignation letter surfaced online, but it was debunked as AIgenerated, and Powell remains in his position as of July 23, 2025.
#AmericaAIActionPlan $BTC

Bitcoin's current price is $115,530, down 2.31% from its previous price, with a market capitalization of $2.36 trillion. The cryptocurrency is trading near critical support levels, with analysts predicting potential volatility and a possible drop to $114,000-$115,000.

Bitcoin's current price is $115,530, which is a 2.31% decrease from its previous price. This recent dip is part of a larger trend, with Bitcoin trading between $116,000 and $120,000 in July. Several factors contribute to this volatility, including:
Market Sentiment: Fear, uncertainty, and doubt (FUD) can spread quickly, leading to panic selling and price drops.
Macroeconomic Headwinds: Rising inflation concerns, interest rate hikes, and global economic instability can impact investor sentiment.
Regulatory Scrutiny: Uncertainty around new legislation or increased crackdowns can trigger selloffs.
Whale Movements: Large holders of Bitcoin can significantly influence the market with substantial selloffs.
Technical analysis suggests:
Hidden Bearish Divergence: Bitcoin's price making higher highs while the relative strength index (RSI) forms equal or lower highs, hinting at weakening momentum.
CME Gap: A price void between $114,380 and $115,635 that Bitcoin may revisit to "fill" the gap.
Distribution Zone: Bitcoin's Index Bitcoin Cycle Indicators (IBCI) has entered a region historically linked with market euphoria and interim tops.
Given this volatility, investors are advised to.
DollarCost Average: Invest a fixed amount regularly to average out purchase prices.
Risk Management: Diversify portfolios, set stoploss orders, and avoid emotional trading decisions.
LongTerm Perspective: Focus on Bitcoin's fundamental value proposition and growing adoption.
#CryptoScamSurge $BNB

🇺🇸 US Federal Housing Director William Pulte says Fed Chair Jerome Powell's resignation speech is "coming soon." Powell faces growing pressure over high interest rates and a costly $2.5 billion Fed renovation project.
US Federal Housing Director Pulte has announced that Fed Chair Jerome Powell's resignation speech is "coming soon." This development could have significant implications for the US economy and financial markets.
Potential Impact:
Market Volatility: Powell's resignation could lead to uncertainty and market fluctuations.
Monetary Policy Shift: A new Fed Chair might alter the current monetary policy stance.
Economic Consequences: Changes in leadership could affect interest rates, inflation, and employment.
Let's wait for official confirmation and further details.#StablecoinLaw $BTC

🇺🇸 SEC Chair Paul Atkins clarifies that Ethereum ($ETH ) "is not a security," providing regulatory clarity for the cryptocurrency. This statement removes uncertainty, potentially influencing pending court cases and legislative proposals.
The US Securities and Exchange Commission (SEC) Chair, Paul Atkins, has stated that Ethereum ($ETH ) "is not a security". This clarification provides regulatory certainty for Ethereum's trading and adoption, potentially impacting its market dynamics.
Key Implications:
Regulatory Clarity: Atkins' statement removes uncertainty surrounding Ethereum's classification, which could influence pending court cases and legislative proposals.
Market Impact: Ethereum's market capitalization is $431.50 billion, with a current price of $3,752.36. This regulatory clarity might boost investor confidence.
Broader Adoption: Atkins sees broad market adoption of Ethereum as a positive sign, indicating momentum for digital assets and potential evolution in corporate treasuries.
Background:
Previous Debates: The SEC has debated whether certain digital assets, including Ethereum, fall under its jurisdiction.
Shift in Approach: Atkins' statement aligns with his emphasis on creating clear regulatory guidelines for crypto assets, prioritizing innovation and investor protection.#ETHBreaks3700 $ETH

🇺🇸 US Congresswoman Anna Paulina Luna filed a criminal referral against Federal Reserve Chair Jerome Powell, accusing him of perjury regarding the $2.5 billion Eccles Building renovation costs and luxury features. If convicted, Powell faces up to five years in prison.
Congresswoman Anna Paulina Luna has indeed filed a criminal referral against Federal Reserve Chair Jerome Powell with the Department of Justice (DOJ). The referral accuses Powell of perjury related to his testimony about the $2.5 billion renovation of the Federal Reserve's Eccles Building headquarters.
Allegations Against Powell:
Perjury: Powell allegedly made false statements under oath about the renovation's scope and cost.
Luxury Features: He reportedly denied the inclusion of lavish amenities like a VIP dining room, premium marble finishes, modernized elevators, water features, and a rooftop terrace garden.
Cost Overruns: Powell described the cost changes as minor, despite the project's cost escalating from $1.9 billion to $2.5 billion.
Potential Consequences:
Up to 5 Years in Prison: If convicted of perjury, Powell could face imprisonment and fines.
Impact on Powell's Role: The allegations and potential investigation may jeopardize Powell's future as Federal Reserve Chair.
Background:
Increased Pressure: Powell is already facing criticism from President Donald Trump, who has considered removing him as Fed Chair due to disagreements over interest rate management.
#BTCvsETH $ETH

🇺🇸 U.S. House passes landmark crypto bills, GENIUS Act and Clarity Act, with bipartisan support. GENIUS Act awaits Trump's signature, regulating stablecoins; Clarity Act moves to Senate, clarifying crypto regulations.

The US House of Representatives has officially passed two significant cryptocurrency bills: the Clarity Act and the GENIUS Act. Here's what you need to know about these bills.
Clarity Act: This bill aims to provide clarity on digital asset oversight by defining which cryptocurrencies are regulated by the Securities and Exchange Commission (SEC) and which fall under the Commodity Futures Trading Commission (CFTC). It also imposes stricter disclosure requirements on retailfacing crypto platforms and requires the separation of user and corporate funds.
GENIUS Act: This bill establishes a regulatory framework for stablecoins, requiring dollarbacked stablecoins to be fully collateralized with US dollars or similar liquid assets. It also enforces annual audits for issuers with a market cap over $50 billion and imposes new guidelines for foreignissued stablecoins operating in the US.
What's Next?
The GENIUS Act is expected to head to President Trump's desk for signature soon, potentially becoming law this week.
The Clarity Act still needs to pass the Senate before it can be signed into law. If passed, these bills will mark a significant step forward in cryptocurrency regulation in the US.
The passage of these bills is seen as a major victory for the digital assets industry, providing muchneeded clarity and structure for the market.
#BTCWhaleTracker $BTC

🇺🇸🇨🇳 US to impose 93.5% tariff on battery components from China.

The US is indeed planning to impose a significant tariff on battery components from China. According to recent reports, the US Commerce Department is set to impose preliminary antidumping duties of 93.5% on graphite imported from China, a key component for batteries, due to alleged unfair subsidies. This move aims to protect domestic industries and promote competitiveness in the market.
Key Points:
Tariff Rate: 93.5% on Chinese graphite imports used in batteries
Reason: Alleged unfair subsidies by the Chinese government
Impact: Potential protection for US domestic industries, particularly in the clean energy sector
Context: Part of the US government's efforts to reduce reliance on foreign suppliers, especially from China
It's worth noting that tariffs can have both positive and negative effects on the economy. Some argue that tariffs help protect domestic industries, while others believe they can lead to higher prices and trade wars.
#AltcoinSeasonLoading $BTC

Crypto currency trading can be volatile and complex.
What is pumping in crypto?
Pumping refers to a rapid increase in the price of a cryptocurrency, often driven by market hype, speculation, or manipulation. This can lead to significant price fluctuations.
Guidelines for beginners:
1. Educate yourself: Learn about blockchain, cryptocurrencies, and trading basics.
2. Start small: Invest a manageable amount, and gradually increase as you gain experience.
3. Diversify: Spread investments across multiple assets to minimize risk.
4. Use reputable exchanges: Choose wellestablished and secure platforms.
5. Be cautious: Avoid getting caught up in hype, and make informed decisions.
Guidelines for those with limited funds:
1. Invest what you can afford: Only invest money you can afford to lose.
2. Consider lowcost options: Look into lowcost cryptocurrencies or fractional investing.
3. Dollarcost averaging: Invest a fixed amount regularly to reduce market volatility impact.
4. Prioritize security: Use secure wallets and exchanges to protect your assets.
5. Stay informed: Continuously learn and adapt to market changes.
Additional tips:
1. Don't invest based on emotions: Make informed decisions, and avoid impulsive choices.
2. Set clear goals: Determine your investment goals and risk tolerance.
3. Stay uptodate: Follow reputable sources for market news and analysis.
4. Consider seeking advice: Consult with financial experts or experienced traders.
Remember, cryptocurrency trading carries risks. It's essential to be informed and cautious when investing.
#BinanceHODLerERA $BTC

Who will go top?#AltcoinSeasonLoading $BTC

Who should be allowed to go first?#BinanceHODLerERA $BTC

PayPal expands its PYUSD stablecoin to Arbitrum, enabling faster, lower-cost transactions. This follows PYUSD's support on Ethereum and Solana, boosting its utility and adoption in decentralized finance.

PayPal is expanding its PYUSD stablecoin to the Arbitrum blockchain network, allowing for faster and lowercost transactions. This move builds on PYUSD's existing support for Ethereum and Solana, potentially increasing the stablecoin's utility and adoption across decentralized applications.
Key Details:
PYUSD Background: Launched in August 2023 on Ethereum, PYUSD is a US dollardenominated stablecoin issued by Paxos, backed by dollar deposits, shortterm Treasuries and cash equivalents.
Arbitrum Benefits: As a layer 2 network, Arbitrum reduces transaction costs and increases processing speeds, making it attractive for decentralized finance applications and other crypto projects.
Market Impact: Arbitrum's token (ARB) surged 10% following the news, trading at $0.4395, while PYUSD's market cap currently sits at around $844 million.
Rewards Program: PayPal has also rolled out a rewards program for users holding PYUSD in their Cryptocurrencies Hub, with daily rewards paid out monthly.#BTCWhaleTracker $BTC

🇺🇸U.S House of Representatives blocked three cryptocurrency bills—the Crypto Genius Act, Clarity Act, and Anti-CBDC Act—due to internal disagreements and Democratic opposition, affecting crypto stocks Circle and Coinbase, while Bitcoin stayed stable at about $117,000.

The US House of Representatives recently blocked three significant cryptocurrency bills: the Crypto Genius Act, Clarity Act, and AntiCBDC Act. The vote ended with 196 members in favor and 223 against, primarily due to Democratic opposition and some Republican dissent.
Key Aspects of the Bills:
GENIUS Act: Focuses on establishing a regulatory framework for stablecoins, defining permissible reserves and requiring regular audits. Some lawmakers oppose the bill due to lack of clarity on banning Central Bank Digital Currencies (CBDCs).
CLARITY Act: Defines digital asset commodities and divides regulatory authority between the SEC and CFTC. Critics argue it lacks sufficient protections against money laundering and terrorism financing.
AntiCBDC Act: Prohibits the Federal Reserve from issuing a retail CBDC, citing concerns over government control and surveillance.
Reasons for the Failure:
Internal Disagreement: Some Republicans, like Marjorie Taylor Greene, voted against the bills due to the absence of a complete ban on CBDCs.
Democratic Opposition: Democrats argue the bills lack sufficient protections and create openings for risky innovation.
Presidential Influence: President Trump urged Republicans to back the crypto bill, but his appeal didn't sway the outcome.$BTC
Market Impact:
Crypto Stocks: Circle and Coinbase shares dropped nearly 10% and 6%, respectively, after the bills failed.
Cryptocurrency Prices: Bitcoin remained stable around $118,800, while Ethereum traded above $3,170.
#MyStrategyEvolution

🇺🇸 U.S House Committee on Financial Services says "the era of digital assets is no longer just a promise, it's a national priority."

U.S House Committee on Financial Services prioritizes digital assets, exploring regulatory frameworks, adoption, and financial inclusion. Several bills are being developed to shape their future in the US.

The US House Committee on Financial Services is indeed focusing on digital assets, with a hearing titled "A Golden Age of Digital Assets: Charting a Path Forward" held on February 11, 2025. The committee aims to explore the potential of digital assets and blockchain technology, discussing regulatory frameworks, environmental impact, and financial inclusion.
Key Discussion Points:
Regulatory Frameworks: The committee is considering how to support responsible innovation while protecting consumers and investors.
Digital Asset Adoption: Witnesses testified about the growing adoption of digital assets, with over 220 million crypto holders globally and around 16% of Americans invested in cryptocurrencies.
Financial Inclusion: Blockchain technology was discussed as a means to provide fair access to financial services for all Americans, particularly the unbanked population.
Stablecoins: The committee explored the potential of stablecoins, digital tokens pegged to a stable reserve asset like fiat, for crossborder payments and remittances.
Legislative Efforts:
The committee is working on several bills related to digital assets, including:
Securing Innovation in Financial Regulation Act
New Frontiers in Technology (NFT) Act
Bridging Regulation and Innovation for Digital Global and Electronic (BRIDGE) Digital Assets Act
Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025
These efforts demonstrate the committee's commitment to shaping the future of digital assets in the US.#BTCWhaleTracker $BNB

🇺🇸 U.S inflation rises to 2.7%, higher than expectations.

U.S. inflation rose to 2.7% in June, exceeding expectations due to new tariffs. The unexpected rise affected market sentiment, with Bitcoin falling and the likelihood of a Fed rate cut dropping to 60% from over 80% last week.

US inflation rose to 2.7% in June, exceeding expectations, driven by increasing import costs due to newly imposed tariffs. This surge prompted a market reaction, with Bitcoin dropping nearly 6% from its recent high of $123,300. The probability of a Federal Reserve rate cut in September decreased to 60% from over 80% last week.
Key Economic Indicators:
Inflation Rate: 2.7% (higher than expected)
Monthly CPI Increase: 0.3% (accelerating from May's 0.1% pace)
Core CPI: 2.9% annually, with a 0.2% monthly increase
Market Impact:
Bitcoin Price: $116,227 (down nearly 6% from its recent high)
Fed Rate Cut Probability: 60% (down from over 80% last week)
Market Sentiment: Caution across risk assets due to sticky inflationary pressure
Expert Analysis:
The inflation surprise has brought broader macro concerns into focus, including potential implications for Federal Reserve policy and interest rates.#CPIWatch $BTC

Standard Chartered becomes first global bank to offer institutional Bitcoin and Ethereum trading.

Standard Chartered becomes the first global bank to offer spot Bitcoin and Ethereum trading for institutional clients. The bank's UK arm will provide direct access to buy and sell the two largest cryptocurrencies through a secure and fully compliant trading platform.

Standard Chartered has indeed become the first global bank to offer institutional Bitcoin and Ethereum trading. Here's what's happening!
Spot Trading: The bank's UK arm now offers direct access to buy and sell Bitcoin and Ethereum for institutional investors through a secure and fully compliant trading platform.
FXStyle Trading: Clients can trade crypto using familiar foreign exchange tools and choose their preferred custodian, including Standard Chartered's digital custody solutions.
Crypto Derivatives: The bank plans to introduce nondeliverable forwards (NDFs) for Bitcoin and Ethereum soon, allowing investors to bet on future prices without owning the assets.
Growing Demand: Standard Chartered's move responds to increasing demand from institutional clients seeking reliable and secure access to digital assets. According to a KPMG report, 91% of hedge funds are either invested in digital assets or plan to be within the next five years.
Future Predictions: Standard Chartered's Global Head of Digital Assets Research predicts Bitcoin could hit $135,000 by September and $200,000 by yearend, driven by growing ETF inflows and corporate treasury buying.
This development marks a significant step in bridging traditional banking and blockchainbased finance, potentially paving the way for other major banks to follow suit.
#MyStrategyEvolution $BNB

🇺🇸 U.S Senate Banking Committee calls to create clear regulatory framework to "ensure that America becomes the crypto capital of the world."
The US Senate Banking Committee, led by Senator Cynthia Lummis, is working to create a clear regulatory framework for digital assets to make America a global crypto hub. This effort aims to foster responsible innovation while protecting consumers and investors.
Key Proposals:
Strategic Bitcoin Reserve: Senator Lummis's Boosting Innovation, Technology, and Competitiveness through Optimized Investment Nationwide (BITCOIN) Act proposes acquiring 1 million Bitcoins, roughly 5% of the total supply, to strengthen the US dollar and promote financial innovation.
Stablecoin Regulation: The Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, introduced by Senators Bill Hagerty, Tim Scott, Kirsten Gillibrand, and Cynthia Lummis, establishes a regulatory framework for payment stablecoins, including!
Reserve Requirements: Stablecoin issuers must maintain reserves backing their tokens on a 1:1 basis.
Regulatory Standards: Clear procedures for institutions seeking licenses to issue stablecoins and tailored regulatory standards for issuers.
Supervision and Enforcement: Establishes supervisory, examination, and enforcement regimes with clear limitations.
Progress:
The GENIUS Act passed the Senate Banking Committee with bipartisan support, moving it closer to the Senate floor.
The House Financial Services Committee is also working on similar legislation, such as the STABLE Act.
This regulatory effort aims to promote US leadership in digital assets, maintain dollar dominance, and ensure consumer protection.$BNB
#MyStrategyEvolution