史蒂芬张

I. Institutional Environment: A Comprehensive Social Security System Reduces Risk Demand
Robust Unemployment Security Mechanism
In countries such as Europe, Japan, and Canada, unemployment insurance, housing subsidies, and minimum living security systems are relatively sound, ensuring that the middle class can maintain a basic standard of living even when facing economic difficulties. The unemployed can achieve stable transitions through government-provided relief funds and vocational retraining programs, without having to rely on high-risk investments in the cryptocurrency market.
Lower Burdens of Healthcare and Education
These countries generally implement a universal healthcare system, with basic medical services being free or low-cost; higher education also enjoys substantial government subsidies, resulting in lower tuition pressure. Young people do not have to bear heavy economic burdens for healthcare or education, thus lacking a strong motivation to pursue short-term wealth through cryptocurrency.

I. Institutional Environment: A Comprehensive Social Security System Reduces Risk Demand
Robust Unemployment Security Mechanism
In countries such as Europe, Japan, and Canada, unemployment insurance, housing subsidies, and minimum living security systems are relatively sound, ensuring that the middle class can maintain a basic standard of living even when facing economic difficulties. The unemployed can achieve stable transitions through government-provided relief funds and vocational retraining programs, without having to rely on high-risk investments in the cryptocurrency market.
Lower Burdens of Healthcare and Education
These countries generally implement a universal healthcare system, with basic medical services being free or low-cost; higher education also enjoys substantial government subsidies, resulting in lower tuition pressure. Young people do not have to bear heavy economic burdens for healthcare or education, thus lacking a strong motivation to pursue short-term wealth through cryptocurrency.