One asset class that has garnered quite a bit of enthusiasm from investors this year is cryptocurrency. Similar to how much of the artificial intelligence (AI) movement can be traced back to a select group of winners (the "Magnificent Seven"), investors appear to be applying the same template to cryptocurrency.
Two of the most popular cryptocurrencies right now are Bitcoin and XRP (CRYPTO: XRP). As of this writing (July 28), Bitcoin's price of roughly $120,000 is hovering near all-time highs. Meanwhile, at only $3, XRP appears much more modest.
Let's explore what makes Bitcoin and XRP unique to help get a sense of the catalysts that are fueling their current price action. In the long run, could XRP emerge as the "next Bitcoin"? Read on to find out.
XRP could disrupt digital commerce as we know it, but... More than 11,000 businesses and governments use the Society for Worldwide Interbank Financial Telecommunication (SWIFT) network as an intermediary to handle financial transactions. While SWIFT has major inroads in the global payments infrastructure, some would argue that it's an antiquated system. Often, settlement can take days, as various banks are usually involved in these transactions. As a result, transaction fees begin to accumulate for businesses.Ripple offers a compelling alternative payments network for cross-border transactions. The Ripple network allows transactions to settle within seconds, and at a much lower cost compared to SWIFT.
One of the interesting advantages of Ripple is that its customers can use XRP as a bridge currency. Ripple's partner banks in various countries make the conversions to and from this cryptocurrency fast and seamless. This function removes the friction of dealing with banks using various currencies, and can soften the toll of foreign exchange fees.According to data compiled by FXCintelligence, the total addressable market for cross-border transactions is expected to reach $320 trillion by 2032 -- up from $195 trillion in 2024.
Since XRP brings much-needed modern innovation to the payments infrastructure space, investors may see it as a potentially lucrative investment opportunity in the same light as Bitcoin. Let's explore how accurate that comparison really is.Should you invest $1,000 in XRP right now? Before you buy stock in XRP, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and XRP wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $630,291!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,075,791!*Now, it’s worth noting Stock Advisor’s total average return is 1,039% — a market-crushing outperformance compared to 182% for the S&P 500. Don’t miss out on the latest top 10 list, available when you join Stock Advisor. $XRP
Mainnet Migrations Roadmap By Priorities & Explaining Pi’s Tokenomics and Supply
Pi Network
Mainnet Migrations Roadmap By Priorities & Explaining Pi’s Tokenomics and Supply Mainnet Migrations Roadmap By Priorities & Explaining Pi’s Tokenomics and Supply Hey, Pioneers! This blog will outline a Mainnet migration roadmap based on the network’s priorities and clarify Pi’s tokenomics and supply mechanisms.
Mainnet Migration Roadmap By Priorities In discussing Pi Mainnet migration, keep the following facts in mind. (1) The migration needs to occur for a network of tens of millions based on complex mining data over the last 6 years to ensure accuracy, security and fairness for honest Pioneers by excluding cheating. It is not just a simple airdrop to tens of thousands of wallets, without much consideration of additional data, like in many other crypto projects. (2) The network has already migrated over 12 million people, which on its own is already an achievement of scalability in the industry, especially given the natively built KYC and migration processes with no fiat cost for users. (3) When the migration condition for going to Open Network was set to be 10 million—striking a balance between the network’s need to transition to Open Network in a timely manner and inclusion of millions of Pioneers in the Mainnet—it was understood and expected that there would be people who need to migrate after Open Network launch.
Here’s a roadmap of Mainnet migration work based on the network’s priorities.
Completing initial migrations for Pioneers in the queue Currently, the network is completing the first migrations for the queue of Pioneers, including verified base mining rewards, verified Security Circle rewards, lockup rewards, utility apps usage rewards, and confirmed Node rewards. Second migrations including referral bonuses After the first migrations in the current queue are completed, second migrations will become the focus. Second migrations will also include referral mining bonuses attributable to referral team members who passed KYC. Ongoing Periodic Migrations Finally, Pi Network will shift into regular, periodic migrations (e.g. monthly, quarterly etc. to be determined), which will include all bonuses and rewards. Note that differences in the UI between the Transferable Balance and the actual migrated balance are as intended—the UI uses simplified calculation estimates in order to save computation time and resources. The balance that is actually migrated to a user’s Mainnet Wallet depends on extensive, precise computations that could take a much longer time per user, going through all their past mining sessions and associated bonuses for the past few years. So the Transferable Balance displayed in the UI is a pessimistic estimate of the actual Pi amount included in the first migration.
The actual first migration for everyone already contains their verified base mining rewards, Security Circle rewards, lockup rewards, utility apps usage rewards, and confirmed Node rewards for some (basically only excluding the referral mining bonuses).
Pi Tokenomics and Supply In light of the discussion about migration, it’s important to remind Pioneers of and educate the general public about the Pi tokenomics and mining mechanism, which were defined in longer form in the Whitepaper in 2021.
On Pi’s supply and allocations The Maximum Supply of Pi is 100 billion tokens. The Maximum Supply is comprised of the following: 65 Billion tokens (or 65%) are allocated for all community mining rewards; 10 billion (10%) are allocated for foundation reserves; 5 billion (5%) are allocated for liquidity purposes; and 20 billion (20%) are allocated for the Core Team. Each allocation mentioned above tracks the community Migrated Mining Rewards issuance pace, so the proportions of each allocation in the total supply remains the same at any given time.
The Effective Total Supply of Pi—the total Pi supply at the current time—proportions the allocations the same as the Maximum Supply. Since every allocation tracks the Migrated Mining Rewards of the community, the Effective Total Supply can be calculated by dividing the current Migrated Mining Rewards of Pi on the Mainnet blockchain by 65%. The other allocations within the Effective Total Supply can then be calculated based on the same proportions as the Maximum Supply, e.g. at most 10% of the Effective Total Supply is available in the foundation reserve, 5% of the Effective Total Supply is available for liquidity purposes, and 20% of the Effective Total Supply is available for the Core Team. This remains true despite the fact that all tokens were minted at the genesis as technically required by the blockchain protocol.
The allocation structure itself ensures the impartial role of any processes that affect the migration speed because all other allocation buckets track the pace of Migrated Mining Rewards. It was intentionally designed to align the interests of all parties in the network to get as many Pioneers and as many Pi onto the Mainnet as possible.
So, the network is committed to migrating Pioneers and their Pi as soon as possible.
The Pi Mining Mechanism The Pi mining mechanism is designed to expand its decentralization, utilities, stability, and longevity, in addition to growth, inclusion and security.
Pi’s mining rewards are distributed based on an issuance formula that follows a declining exponential decay model defined in the Pi Whitepaper. Pioneers can increase the amount of mining rewards they receive based on their individual contributions to the network, like Security Circles, using utility-based Pi apps, running Nodes, etc. For each month, the amount of Pi to be distributed as mobile balance is capped and determined by the model, regardless of how many people or how many types of mining rewards there are during the month. The capping is achieved by the design of a system-wide base mining rate, and each type of mining rewards to each individual are just a multiplier of this base mining rate. As the monthly supplies always diminish, the base mining rate generally decreases over time.
Conclusion The network is dedicated to completing Mainnet migration for all real, verified and honest Pioneers as soon as possible while ensuring accuracy, security and integrity of the network. Pi’s tokenomics are designed to align long-term network growth with real contributions from the community, ensuring that the issuance model remains fair, progress-driven, and grounded in actual participation.
XRP price could extend decline as futures Open Interest cools
XRP extends decline from its record high of $3.66, reflecting headwinds in the broader cryptocurrency market. Brazilian securitization and fund management company debuts blockchain-based platform for managing private credit on the XRP Ledger. XRP futures Open Interest uptrend takes a breather as RSI decline suggests cooling in the spot market. Ripple (XRP) price is extending an intraday red candle on Wednesday, trading at around $3.27 in the American session. The decline follows a rejection from Monday's swing, which stopped just shy of the token's record high of $3.66, reached on Friday.
XRP's technical outlook indicates a potential shift to bearishness in the short term, underpinned by a decline in futures contract Open Interest (OI) alongside a decrease in the Relative Strength Index (RSI).
Brazil's VERT brings tokenized credit to the XRP Ledger VERT, one of the leading providers of securitization and fund management services, has launched a blockchain-based platform to manage private credit on the XRP Ledger (XRPL).
According to the announcement made by Ripple on Wednesday, the "platform was developed to digitally mirror securitization and fund operations, with on-chain records of key events and transactions."
VERT envisions robust capital markets in Brazil, fostering efficiency, transparency and accessibility with the backing of a secure digital infrastructure.
The blockchain platform has already conducted its first successful transaction, which entailed the issuance of an Agribusiness Receivables Certificate (CRA) valued at approximately $130 million.
A CRA refers to a regulated financial instrument used to bundle futures cash flows to create investment products. These investment products are popular in Brazil. They are used to finance agricultural products as well as exports.
The issuance of CRAs on-chain unlocks higher levels of security, transparency, traceability, and efficiency, while leveraging the regulatory-compliant features of the XRPL, including low-cost transactions. Ripple added that the adoption extends to the recently launched XRPL EVM Sidechain, which supports an Ethereum-compatible environment, with smart contracts for automation and reporting.
"We are enabling operation events to be recorded in the most granular way possible, ensuring traceability and transparency with event records increasingly closer to the moment they occur, approaching real time," VERT's Director of Digital Assets, Gabriel Braga, said.
Ripple continues to focus on supporting the tokenization of real-world assets (RWAs) by tapping the XRPL EVM Sidechain, which recently launched on the XRP Ledger mainnet.
Meanwhile, interest in the XRP token on the derivatives market is slowing down, following a sharp rise in the futures Open Interest (OI) to $10.94 billion, the highest level this year. CoinGlass data shows the OI averaging $10.79 billion on Wednesday, reflecting a minor drop in interest. The price decline has also seen a surge in liquidations, reaching $29 million over the past 24 hours.
Long position holders accounted for the lion's share of the liquidations at approximately $26 million, with $2.8 million of short positions wiped out. Technical outlook: XRP bleeds as the RSI drops XRP price is trading at $3.29 after losing support at $3.40, its previous all-time high. The decline in the Relative Strength Index (RSI) from extremely overbought conditions at 88 to 68 underpins the changing market dynamics, possibly due to profit-taking and sentiment in the broader cryptocurrency market.
A further decline of the RSI would indicate a reduction in buying pressure, which may accelerate the losses in XRP toward lower support levels at $3.20, tested in late January, and $3.00, which was previously tested as resistance in early March. Traders should also monitor the Moving Average Convergence Divergence (MACD) indicator for further signs of weakness, particularly when the blue line crosses below the red signal line. Such an occurrence would likely result in a sell signal, encouraging traders to reduce their exposure.
Still, the uptrend remains intact if bulls collect liquidity at the current level, keeping the bid for gains above the record high of $3.66 alive. $XRP
XRP plummeted 10.34% on July 24, 2025, driven by Upbit's 75M-token sell-off triggering $89.68M in leveraged liquidations. - South Korean regulatory restrictions on crypto exposure and exchange-driven liquidity crunches exacerbated market volatility. $XRP
ChatGPT Predicts Pi Coin Price For The Next 5 Years
With Pi Coin trading at approximately $0.48, interest in its long-term potential is growing rapidly—especially as the project eyes full mainnet deployment.
To explore what the next five years might hold, we asked ChatGPT to forecast the token’s price trajectory based on current trends, market sentiment, and ecosystem development.
Year-by-Year Outlook According to ChatGPT, Pi Coin’s future hinges on two critical factors: whether the network launches its open mainnet and how quickly adoption follows. If those milestones are hit, Pi could gradually move from speculation to utility, potentially driving price appreciation.
2025 Price Range: $0.45 – $0.70 This year is expected to remain volatile. While price momentum is building, the absence of full utility and trading limitations may continue to hold it below $1. Still, if mainnet access expands, the token could test higher resistance levels.
2026 Price Range: $0.80 – $1.50 ChatGPT sees this as a breakout phase. With increased accessibility and decentralized applications (dApps) joining the Pi ecosystem, demand could intensify. Community size and brand recognition may also fuel interest from exchanges.
2027 Price Range: $1.60 – $3.00 By this stage, Pi Network could evolve into a functioning ecosystem. If use cases emerge across e-commerce or digital identity, prices might see consistent growth. ChatGPT highlights user retention and utility as key drivers.
2028 Price Range: $2.50 – $5.00 A tipping point may occur here—either the project will achieve real-world adoption or stagnate. Assuming sustained development and partnerships, Pi could reach higher valuations. However, ChatGPT warns that hype alone won’t carry the coin forever.
2029 Price Range: $4.00 – $8.00 If Pi manages to establish itself as a prominent mobile-first blockchain platform, long-term holders may be rewarded. However, ChatGPT emphasizes that this range is highly speculative and assumes near-perfect execution of Pi Network’s vision.
Pi Coin Price Prediction for the Next 5 years: Final Thoughts ChatGPT’s outlook underscores a cautious optimism: Pi Coin has significant upside—but only if its core promises materialize. Until full network functionality is launched and trading opens freely, it remains a speculative asset. Still, with a market cap nearing $3.7 billion and growing trading volume, the next five years could be transformative for Pi. $XRP $BTC $BNB
#CryptoScamSurge The crypto community can fight back against scams by:
1. Verifying official accounts and websites 2. Being cautious of unsolicited messages or giveaways 3. Educating themselves on common scam tactics 4. Reporting suspicious activity to platforms and authorities 5. Supporting regulatory efforts that protect users
Users can spot scams by:
1. Checking URLs and account handles 2. Being wary of promises of guaranteed returns 3. Avoiding phishing links and suspicious attachments 4. Researching projects and teams 5. Staying informed about market trends and warnings
Share your experiences and insights to help others stay safe! Here's a remade version:
"I've noticed a surge in crypto scams lately, especially with XRP giveaway schemes on YouTube impersonating Ripple accounts. To combat this, I think the crypto community should prioritize education and awareness about common scam tactics. Users can protect themselves by verifying official accounts, being cautious of unsolicited messages, and researching projects thoroughly. What are your experiences with crypto scams? How do you stay vigilant?" Bitcoin
XRP News Today: XRP Falls Below $3.50 as SEC Meeting Yields No Vote; BTC Dips to $116k
Key Points: 1 XRP slips below $3.5 as SEC remains silent on Ripple appeal vote during July 18’s closed-door meeting. 2. Legal experts expect the SEC to drop its Ripple appeal, but the timing of a vote remains uncertain. 3. XRP’s path to $4 hinges on SEC’s vote, ETF filings, and further clarity on US crypto regulation.
Ripple Case: SEC Silent on Appeal Withdrawal Hopes of the SEC voting to drop its appeal in the SEC vs. Ripple case on Thursday’s closed meeting faded on Friday, July 18. The SEC’s silence weighed on sentiment, with XRP pulling back from a July 18 all-time high of $3.6629 to sub-$3.50 levels.
Speculation about an SEC vote had intensified in the lead-up to Thursday’s closed meeting. However, former SEC lawyer Marc Fagel tempered expectations of a vote so soon after Judge Torres rejected the joint motion for an indicative ruling on settlement terms. He stated: The next SEC closed meeting is slated for July 24, four weeks since Judge Torres’ ruling. This may be enough time for the vote to be included on the agenda.
Fagel previously suggested it may take several weeks or more, spotlighting the upcoming closed meeting. He stated: SEC Appeal Withdrawal and XRP-Spot ETFs Legal experts, including former SEC officials, expect the SEC to drop the appeal. An official vote could expedite approval of XRP-spot ETFs. 21Shares, Bitwise, Canary Capital, CoinShares, Franklin Templeton, Grayscale (rule change), ProShares, Volatility Shares, and WisdomTree have filed for XRP-spot ETFs.
However, one notable absentee is BlackRock (BLK), potentially crucial for the success of an XRP-spot ETF market. The ETF issuer met with the SEC Crypto Task Force in May to address ETF approval standards. Since then, the SEC announced it is working toward a framework to streamline the filing and approval process. BlackRock could potentially file an application for an iShares XRP Trust after the US Court of Appeals grants motions to drop the SEC and Ripple’s appeals and the agency releases its standards for crypto ETFs.
For context, BlackRock’s iShares Bitcoin Trust (IBIT) has seen net inflows of $56.48 billion.
ETF Store President Nate Geraci remarked on BlackRock’s dominance in the crypto-spot ETF space, stating: XRP Price Outlook: SEC Appeal and ETF Headlines XRP fell 2.04% on Friday, July 18, partially reversing Thursday’s 14.69% breakout to close at $3.4153. The token underperformed the broader crypto market, which dropped 0.42% to a total market cap of $3.79 trillion.
XRP’s near-term price outlook depends on the SEC’s appeal vote, US XRP-spot ETF-related news, and progress of the CLARITY Act. On Thursday, the House passed the bill, sending it to the Senate for consideration.
A breakout above the July 18 all-time high of $3.6629 could pave the way to the $4 level. A sustained move break above $4 may allow bulls to target the $5 mark. Conversely, a break below $3.3 could expose sub-$3 levels. Bitcoin Dips on New US Tariff Threat While XRP retreated on the SEC’s silence, bitcoin (BTC) dipped as investors reacted to US trade headlines. President Trump is reportedly pushing for tariffs of between 15 and 20% in any trade deal with the EU. Higher US tariffs on EU goods could influence US inflation and potentially delay Fed rate cuts.
US BTC-Spot ETF Market Inflow Streak at Risk The US BTC-spot ETF market extended its inflow streak to eleven sessions on July 17, with net inflows of $522.6 million. However, trade developments and potentially some profit-taking impacted flow trends for Friday, July 18. According to Farside Investors, key flows for July 18 included:
Grayscale Bitcoin Trust (GBTC) had net outflows of $81.3 million. ARK 21Shares Bitcoin ETF (ARKB) reported net outflows of $33.6 million. Fidelity Wise Origin Bitcoin Fund (FBTC) saw net outflows of $17.9 million. With BlackRock’s (BLK) iShares Bitcoin Trust (IBIT) and Invesco Galaxy Bitcoin ETF (BTCO) flow data pending, total US BTC-spot ETF outflows reached $133.3 million. Strong inflows into IBIT would extend the total inflow streak to twelve sessions.
BTC Price Outlook: Trade Headlines and Spot ETF Flows in Focus BTC fell 1.03% on July 18, reversing Thursday’s 0.39% gain to close at $117,878.
The near-term price trajectory depends on several key factors. These include legislative developments, trade headlines, and spot ETF flow trends.
Potential scenarios:
Bearish Scenario: Legislation setbacks, tariff hikes, hawkish Fed cues, and ETF outflows. A combination of these may push BTC toward $115,000, potentially exposing the 50-day Exponential Moving Average (EMA). Bullish Scenario: Crypto bill progression, easing trade friction, dovish Fed signals, and ETF inflows. Under these scenarios, BTC could target the all-time high of $122,057.
Thumzup approves $250M crypto plan including XRP, USDC, and more, as shares surge and the former hit
Thumzup Expands Crypto Holdings Beyond Bitcoin Thumzup Media Corporation, a Nasdaq-listed firm, has approved a $250 million investment plan to expand its cryptocurrency holdings. The board of the company approved the strategy, and it will incorporate the digital assets, including XRP, USDC, ETH, SOL, DOGE, and LTC. The company previously held only Bitcoin, with 19 BTC valued at around $2.3 million. The new strategy will be based on creating a more diversified portfolio. Meanwhile, the strategy implies the transition of a single-asset exposure to a wider variety of tokens. The company will allocate depending on market conditions and internal risk rules. CEO Points to U.S. Policy Shifts and Market Access Chief Executive Robert Steele said the decision comes as the U.S. moves closer to regulatory clarity for digital assets. Trump Jr. Investment and Trading Activity Drive Momentum The move follows an earlier announcement that Donald Trump Jr. acquired 350,000 shares in Thumzup Media, valued at around $4 million. He and his brother Eric are listed as advisors to Dominari Securities, which recently arranged a $6 million private placement in the company. Thumzup shares are now trading at $12.59, based on Google Finance data. The stock has gained 84% over the past month and is up 267% since January. The $250 million crypto strategy has drawn attention from both investors and analysts. Thumzup runs a platform that allows users to earn money by sharing sponsored posts on social media. Activity is tracked through its in-house dashboard. Payouts have typically been made through PayPal, but the company plans to offer crypto-based options. XRP recently reached a new all-time high of $3.65. At press time, it was trading at $3.42, marking a 26% increase over the past 7 days, based on CoinMarketCap data. Binance Free $600 (CryptoPotato Exclusive): Use this link to register a new account and receive $600 exclusive welcome offer on Binance (full details). LIMITED OFFER for CryptoPotato readers at Bybit: Use this link to register and open a $500 FREE position on any coin!
The XRP Ledger (XRPL) is a decentralized, public blockchain led by a global community of businesses and developers looking to solve problems and create value.
Proven reliable over more than a decade of error-free functioning, the XRPL offers streamlined development, low transaction costs, high performance, and sustainability. So you can build with confidence–and move your most critical projects forward.
XRP News: Why the Ripple vs SEC Case Isn’t Over Yet?
XRP holders are growing increasingly frustrated and confused over the U.S. Securities and Exchange Commission’s (SEC) silence on the Ripple case. After years of litigation, many believed the legal battle was finally coming to an end. But now, uncertainty has returned as the SEC has yet to officially close the case. XRP Community Wants Clarity The source of frustration is clear: Ripple had publicly announced it was withdrawing its appeal, and many in the XRP community assumed the SEC would do the same. Social media platforms like X (formerly Twitter) have been buzzing with posts from confused XRP supporters asking the same question: “Why hasn’t the SEC announced that the case is over?”XRP holders were hopeful that, with both Ripple and the SEC seemingly agreeing to drop the remaining appeal, the long legal saga was finally behind them. They now feel that Ripple and the community deserve closure and transparency after years of uncertainty that have weighed heavily on the price and reputation of XRP. SEC Process Explained: Not That Simple Former SEC attorney Marc Fagel stepped in to clarify the situation, explaining that while the SEC’s staff may have decided to drop the appeal after the court’s June 26 order (which denied modifying the remedies), there’s still a formal approval process that needs to be completed. Just the Beginning Here’s how it works: once the enforcement staff at the SEC makes a decision, like withdrawing an appeal, they submit a recommendation to the SEC’s commissioners, who must then formally vote to approve it. This is a routine process and typically takes one to two months. In urgent situations, the SEC can speed things up, but that doesn’t appear to be the case here. Fagel explained that, while the commissioners have previously approved similar dismissals quickly (such as during earlier settlement stages), this time the process seems to be moving at its usual pace. Was Ripple’s Announcement Misleading? Crypto lawyer James Farrell added another layer to the conversation. He said that some of the confusion may stem from how Ripple phrased their announcement. While Ripple said they were dropping the appeal and suggested the SEC was doing the same, Farrell said that experienced legal professionals typically use more cautious wording. Instead of saying the SEC has dropped the appeal, most would say something like “the SEC staff has agreed to recommend dismissing the appeal” — a small but important distinction. That wording makes it clear that the final decision still lies with the SEC commissioners and isn’t immediate. $XRP
Bitcoin Price, XRP Fall. Why the Crypto Rally Is Stalling.
Bitcoin BTC/USD -0.59% and most other cryptocurrencies were falling on Wednesday. The announcement of a U.S.-Japan trade deal appeared to boost stock markets, but cryptos weren’t beneficiaries. While the S&P 500 was gaining 0.2% in morning trading, the sentiment boost didn’t really translate to cryptocurrencies. That could be down to crypto’s strong recent rally—Bitcoin is up more than 10% in July, while popular altcoin XRP XRPUSD -11.93%
has climbed 55% over the same period. Bitcoin was down 0.5% over the past 24 hours early on Wednesday, at around $117,585, falling from its 24-hour high of above $120,000. The world’s largest cryptocurrency hit a record high of $123,166 last week amid excitement over crypto-related legislation championed by the Trump administration.
“Bitcoin fell overnight, dropping over 1% as it once again failed to hold above the key $120,000 level,” wrote David Morrison, senior market analyst at Trade Nation, in a research note. “The repeated inability to break and sustain gains beyond this psychological barrier has begun to test bullish conviction in the near term, even as the broader uptrend remains intact.” The sector might still be feeling the effects of regulatory uncertainty. The U.S. Securities and Exchange Commission on Tuesday gave approval to convert a Bitwise cryptocurrency index fund into an exchange-traded fund, but then immediately paused the conversion pending a review.
That indicates there might still be concerns about allowing funds that hold cryptocurrencies other than Bitcoin or Ether to become ETFs, despite the Trump administration’s relatively pro-crypto stance.
“It seems that we are seeing calendar rhythms, with increased inflows at the beginning of the month and caution at the end,” wrote Alex Kuptsikevich, chief market analyst at FxPro, in a research note. “Cryptocurrencies are ignoring the positive sentiment on the stock markets: technical factors are temporarily dominating the agenda.”
Meanwhile, there continue to be signs of more interest in cryptocurrency from traditional financial institutions. PNC Financial Services Group and Coinbase Global said Tuesday they will partner and offer services to each other. PNC will use the “Crypto-as-a-Service” platform of Coinbase, the largest cryptocurrency exchange in the U.S., to offer crypto access for its clients. $BTC
I've been following the crypto space closely, and the recent surge in scams is alarming. As someone who's invested in crypto, I'm concerned about the potential impact on trust and regulations. I've noticed that scammers are getting sophisticated, using fake giveaways and impersonating officials.
To protect myself and others, I've learned to:
1. Verify official accounts and handles. 2. Be cautious of giveaways and investment opportunities that seem too good to be true. 3. Research thoroughly and stay informed about the latest scam tactics.
I'd love to hear about your experiences and what you've learned about avoiding scams in the crypto space! $BTC $XRP $ETH
Pi Network’s PI Token Defies Altcoin Correction, Bitcoin Stopped at $120K: Market Watch
PI is among the few altcoins in the green today. Bitcoin’s attempt to overtake the $120,000 milestone was stopped once again in its tracks, and the asset fell by nearly four grand in hours before it staged a recovery. The altcoins are well in the red after marking substantial gains yesterday, with HYPE, XLM, and HBAR posting the most substantial losses.
BTC Rejected at $120K Ever since last Monday, when BTC reached its latest all-time high above $123,000, it has been unable to recapture its momentum, which has swung toward the altcoins. In the following week, the cryptocurrency went into another consolidation phase, losing some ground and trading sideways around $118,000.
It tried to take down the $120,000 resistance on a couple of occasions last week but to no avail. The subsequent retracements were met with buying pressure, and bitcoin returned to its consolidation price once again.
The same scenario repeated at the start of the current business week. BTC jumped toward $120,000 but was stopped in its tracks and pushed south to just over $116,000. It has recovered some ground and now sits around $118,000.Its market capitalization has calmed at around $2.350 trillion, while its dominance over the alts stands at just over 59% on CG. PI Defies the Trend
Most larger-cap altcoins have cooled off following the gains registered on Monday. ETH reached a new multi-month peak of roughly $3,800, but it’s well below $3,700 after a 4.5% daily decline. XRP came close to charting a new all-time high but was stopped and sits at $3.45 now. ADA, DOGE, TRX, SUI, and AVAX have all marked similar losses.
The biggest daily declines, though, come from the likes of HYPE, XLM, HBAR, LTC, LINK, and AAVE. SOL is among the few exceptions as it touched $200 earlier today.
Pi Network’s native token is another one, as it has jumped by over 6% to $0.477. KAS is also in the green.
The total crypto market cap has erased around $60 billion since yesterday and is well below $4 trillion now. $BTC #pi $ETH $ALT
XRP 2025: Will Ripple Reach $6 with ETFs and Whale Activity Rising?
Ripple (XRP) surged 25.8% this week, surpassing $170 billion in market cap, once again becoming the third-largest cryptocurrency by market cap. XRP supporters broke through the key resistance level of $2.80, outperforming Bitcoin and Ethereum as the cryptocurrency market continues to hit new all-time highs. We are closely monitoring the rise of XRP (XRP) at HashJ, interpreting its price action and providing expert insights into future trends. Ripple (XRP) ETF Listing: A Disruptive Move for Institutional Investors ProShares will list the first Ripple (XRP) futures ETF in the United States on July 18, 2025, which is significant and will make it easier than ever for institutional investors to obtain XRP. The momentum has prompted 11 major asset managers, including Bitwise, Grayscale, Franklin Templeton, and 21Shares, to file applications, which has become a vote of confidence in XRP on Wall Street. Legal Clarity in Sight: Ripple’s Dispute with the SEC Is About to Be Settled There is also positive momentum on the regulatory front. Market speculation that the SEC may withdraw its appeal in the Ripple case, which will further solidify the 2023 court ruling that XRP sales to retail investors are not securities. Polymarket believes that there is an 88% chance that the spot XRP ETF will be approved by December 2025. July 21 and July 25 are two dates that could finalize the leveraged ETF and kick off wider ETF acceptance. Multi-year Technical Breakout: XRP Targets $6-8 The weekly chart for XRP shows that it has broken out of the symmetrical triangle that has formed since its all-time high of $3.84 in 2018. XRP is currently trading at $2.79, and volume and momentum are proving that this is the right move. As XRP retraces its 200-week MA at $1.05, the technical picture suggests that it has a solid foundation for further gains. Current resistance is at $3.19, followed by $4.31, with the ultimate target around $6.00.
Pi Coin (PI) is trading around $0.4540 at the time of writing with a market cap of over $3.5 billion and daily trading volumes exceeding $100 million. Pi Coin Price Prediction for the Next 10 Years: While the short-term performance has been mixed—up 2.31% in 24 hours but down 10.10% over the week—the bigger question remains: where is Pi headed over the next decade? The Road Ahead for Pi Network Originally launched as a mobile-first mining experiment, Pi Network has transitioned into a more structured ecosystem with growing user activity and increasing trading availability. As the project inches closer to full mainnet utility and broader listing on major exchanges, speculation around its long-term value is intensifying. Key Factors Driving Long-Term Growth Adoption & Utility: Wider adoption for payments, apps, and smart contracts will be crucial for PI’s utility. If Pi Network successfully integrates with real-world businesses or develops its own ecosystem, demand could surge. Exchange Listings: Expansion to more centralized exchanges (beyond over-the-counter or IOU listings) will likely trigger liquidity inflows. Tokenomics: A transparent and limited supply model will be key to driving value. The total supply of Pi is still uncertain in public markets. Community Base: With over 40 million users, Pi has one of the largest pre-launch crypto communities, which may support price stability and long-term interest. Pi Coin 10-Year Price Forecast (2025–2035) Here’s a speculative breakdown of where Pi Coin could head over the next 10 years, under different growth assumptions: By 2025, prices may hover around the current range ($0.45–$0.70) unless major exchange listings or real-world utility arrive quickly. In 2026, with successful listings and app development, Pi could rise to $1.50 or more, especially if mainstream platforms begin integrating it. By 2027, broader adoption could push the price to $2–$5 if the network begins powering decentralized finance or commerce tools. In 2028, further growth could take it to $7 or higher, assuming the ecosystem expands with developers and partnerships. Toward 2030, if Pi becomes a recognized digital asset with consistent utility, projections range from $10–$15 under favorable conditions. By 2035, in an aggressive scenario where Pi is used globally across platforms and has become a staple in Web3 applications, price estimates range between $20 and $60. Disclaimer: These projections are speculative and based on current market trends, adoption potential, and comparative growth from similar projects. They should not be considered financial advice. Could Pi Coin Become the Next Big Thing? If Pi successfully launches a scalable blockchain network with real utility and manages to stay compliant with global regulations, its growth potential could rival that of earlier success stories like Ethereum or Solana. However, the path is filled with regulatory, technical, and community-driven challenges.
XRP News Today: XRP Falls Below $3.50 as SEC Meeting Yields No Vote; BTC Dips to $116k
Key Points: 1 XRP slips below $3.5 as SEC remains silent on Ripple appeal vote during July 18’s closed-door meeting. 2. Legal experts expect the SEC to drop its Ripple appeal, but the timing of a vote remains uncertain. 3. XRP’s path to $4 hinges on SEC’s vote, ETF filings, and further clarity on US crypto regulation.
Ripple Case: SEC Silent on Appeal Withdrawal Hopes of the SEC voting to drop its appeal in the SEC vs. Ripple case on Thursday’s closed meeting faded on Friday, July 18. The SEC’s silence weighed on sentiment, with XRP pulling back from a July 18 all-time high of $3.6629 to sub-$3.50 levels.
Speculation about an SEC vote had intensified in the lead-up to Thursday’s closed meeting. However, former SEC lawyer Marc Fagel tempered expectations of a vote so soon after Judge Torres rejected the joint motion for an indicative ruling on settlement terms. He stated: The next SEC closed meeting is slated for July 24, four weeks since Judge Torres’ ruling. This may be enough time for the vote to be included on the agenda.
Fagel previously suggested it may take several weeks or more, spotlighting the upcoming closed meeting. He stated: SEC Appeal Withdrawal and XRP-Spot ETFs Legal experts, including former SEC officials, expect the SEC to drop the appeal. An official vote could expedite approval of XRP-spot ETFs. 21Shares, Bitwise, Canary Capital, CoinShares, Franklin Templeton, Grayscale (rule change), ProShares, Volatility Shares, and WisdomTree have filed for XRP-spot ETFs.
However, one notable absentee is BlackRock (BLK), potentially crucial for the success of an XRP-spot ETF market. The ETF issuer met with the SEC Crypto Task Force in May to address ETF approval standards. Since then, the SEC announced it is working toward a framework to streamline the filing and approval process. BlackRock could potentially file an application for an iShares XRP Trust after the US Court of Appeals grants motions to drop the SEC and Ripple’s appeals and the agency releases its standards for crypto ETFs.
For context, BlackRock’s iShares Bitcoin Trust (IBIT) has seen net inflows of $56.48 billion.
ETF Store President Nate Geraci remarked on BlackRock’s dominance in the crypto-spot ETF space, stating: XRP Price Outlook: SEC Appeal and ETF Headlines XRP fell 2.04% on Friday, July 18, partially reversing Thursday’s 14.69% breakout to close at $3.4153. The token underperformed the broader crypto market, which dropped 0.42% to a total market cap of $3.79 trillion.
XRP’s near-term price outlook depends on the SEC’s appeal vote, US XRP-spot ETF-related news, and progress of the CLARITY Act. On Thursday, the House passed the bill, sending it to the Senate for consideration.
A breakout above the July 18 all-time high of $3.6629 could pave the way to the $4 level. A sustained move break above $4 may allow bulls to target the $5 mark. Conversely, a break below $3.3 could expose sub-$3 levels. Bitcoin Dips on New US Tariff Threat While XRP retreated on the SEC’s silence, bitcoin (BTC) dipped as investors reacted to US trade headlines. President Trump is reportedly pushing for tariffs of between 15 and 20% in any trade deal with the EU. Higher US tariffs on EU goods could influence US inflation and potentially delay Fed rate cuts.
US BTC-Spot ETF Market Inflow Streak at Risk The US BTC-spot ETF market extended its inflow streak to eleven sessions on July 17, with net inflows of $522.6 million. However, trade developments and potentially some profit-taking impacted flow trends for Friday, July 18. According to Farside Investors, key flows for July 18 included:
Grayscale Bitcoin Trust (GBTC) had net outflows of $81.3 million. ARK 21Shares Bitcoin ETF (ARKB) reported net outflows of $33.6 million. Fidelity Wise Origin Bitcoin Fund (FBTC) saw net outflows of $17.9 million. With BlackRock’s (BLK) iShares Bitcoin Trust (IBIT) and Invesco Galaxy Bitcoin ETF (BTCO) flow data pending, total US BTC-spot ETF outflows reached $133.3 million. Strong inflows into IBIT would extend the total inflow streak to twelve sessions.
BTC Price Outlook: Trade Headlines and Spot ETF Flows in Focus BTC fell 1.03% on July 18, reversing Thursday’s 0.39% gain to close at $117,878.
The near-term price trajectory depends on several key factors. These include legislative developments, trade headlines, and spot ETF flow trends.
Potential scenarios:
Bearish Scenario: Legislation setbacks, tariff hikes, hawkish Fed cues, and ETF outflows. A combination of these may push BTC toward $115,000, potentially exposing the 50-day Exponential Moving Average (EMA). Bullish Scenario: Crypto bill progression, easing trade friction, dovish Fed signals, and ETF inflows. Under these scenarios, BTC could target the all-time high of $122,057.
#CryptoMarket4T The crypto market continues to evolve with surprising momentum. Recently, I’ve been actively observing Bitcoin's movement and overall market sentiment. There has been consistent growth and fluctuation, providing good trading opportunities for short-term and long-term traders. With projects like SUI showing strong support and BTC regaining confidence, the market looks optimistic. Platforms offering real-time data, insights, and new listing opportunities have helped a lot in making informed trading decisions. I’m particularly excited to see where the market heads next. Sharing insights like this helps others stay informed
XRP News Today: All Eyes on SEC Vote—XRP Price Eyes 2025 Highs Above $3.39; BTC at $118k
Key Points: XRP surged above $3 after the House advanced the GENIUS Act, boosting optimism for crypto legislation and adoption. The SEC may vote to drop its Ripple appeal, a move that could clear the path for XRP-spot ETF approvals. Canary Capital expects XRP ETFs to outperform ETH and SOL ETFs due to legal clarity and Ripple’s global footprint. GENIUS Act Revote Drives XRP Above $3 to Target All-Time High House vote frenzy triggered an XRP and broader crypto market rally as the GENIUS Act inched closer to President Trump’s desk. On Wednesday, July 15, the House progressed the GENIUS Act, aiming to deliver a regulatory framework for stablecoins. The bill could reach President Trump’s desk before the weekend. XRP would likely benefit from the legislation, since regulatory clarity over stablecoins could boost adoption of Ripple’s RLUSD, a stablecoin product. There were also procedural votes in favor of progressing the CLARITY Act and the Anti-CBDC Surveillance State Act. SEC vs. Ripple Case: Will the SEC Vote to Drop Its Appeal? While crypto bills take center stage on the Hill, the SEC vs. Ripple case could also draw investor interest on Thursday, July 17. The SEC will hold its third closed meeting since Judge Analisa Torres rejected the joint motion requesting an indicative ruling on settlement terms. The SEC and Ripple had agreed to drop their appeals if Judge Torres granted a favorable indicative ruling on the settlement terms. These included lifting the injunction prohibiting XRP sales to institutional investors and lowering the penalty to $50 million. However, Judge Torres’ ruling meant the SEC must vote on dropping its appeal without the settlement terms that were solely in Ripple’s best interest. The SEC appealed against Judge Torres’ 2023 ruling on Programmatic Sales of XRP. A vote in favor of withdrawing the appeal would end the case. Ripple announced plans to drop its cross-appeal the day after Judge Torres rejected the settlement terms. Notably, the SEC must submit a status report to the US Court of Appeals by August 15. Ripple and the SEC could file motions with the US Court of Appeals to dismiss the appeals before the filing deadline. An end to the case would reinforce Judge Torres’ rulings that Programmatic Sales are not investment contracts and XRP itself is not a security. The SEC’s appeal withdrawal could potentially expedite the approval of pending XRP-spot ETF applications. Former SEC lawyer Marc Fagel downplayed the chances of an SEC vote later today, stating; XRP-Spot ETF Market to Outmuscle ETH and SOL-Spot ETFs Anticipation for the end to the Ripple case and the launch of SOL-spot ETFs has fueled speculation about an XRP-spot ETF market. Canary Capital CEO Steven McLurg commented on the potential success of an XRP-spot ETF market, reportedly stating: Ripple’s real-world presence and increasing demand for its cross-border settlement products could give XRP the edge over ETH and SOL. A more dominant XRP-spot ETF market may also enable the token to reclaim the #2 ranking by market cap.
XRP Price Outlook: Crypto Bulls, the SEC Closed Meeting, and ETF Headlines XRP soared 4.11% on Tuesday, July 16, reversing Monday’s 1.33% loss to close at $3.0399. The token outperformed the broader crypto market, which gained 1.87%, taking the total market cap to $3.74 trillion. XRP’s near-term price trajectory hinges on the crypto bill votes, the SEC’s appeal vote, and US XRP-spot ETF developments. A breakout above the July 16 high of $3.1017 could pave the way to the 2025 high at $3.3999. A sustained move through $3.3999 may enable the bulls to target the 2018 all-time high of $3.5505. Conversely, a drop below $3 could bring this week’s low of $2.8056 into play.
XRP on Verge of Ultra-Rare Golden Cross: XRP ETF News Coming?
XRP nears rare golden cross as XRP ETF rumors reach boiling point XRP is back in the spotlight this week as a rare chart setup is starting to form, and talk of a possible U.S.-based ETF is bringing fresh attention to the cryptocurrency As of today, , the 23-day moving average is close to crossing above the 200-day, which has not happened on XRP's chart in months. The lines have not crossed yet, but they are pretty close. Once they converge and the "golden cross" pattern is confirmed, it will be a change in trend strength, and it might set the tone for the next few weeks. Last week, the XRP price hit $3.06 before dropping a bit to around $2.90. Since then, the price has stayed strong, and the token has continued to trade above all of the major moving averages. The upcoming crossover is developing near $2.37, just below current levels, and could act as a support base if the chart continues to push higher. In the meantime, there is a lot of buzz about a U.S.-based XRP ETF in the background. People in the know say one product might be announced by July 18. While it is not confirmed, the timing is adding weight to current market activity. The next possible breakout point is the $3.20 mark. If that level gives way, the uncharted $4 zone could come into play. With technical and structural signals aligning, XRP's price action this week might be influenced as much by what's happening off the chart as on it. #XRP Price Analysis #XRP Price Prediction #XRP News #XRP #Ripple News
XRP news update: Uptick in whale volumes could catalyze rally to $4
XRP saw profit booking at $3, but steady buying by large investors suggests the rally could send the altcoin’s price to $4. Key point: Whales continue to buy XRP, creating a steady tailwind on the altcoin’s price.
XRP $3.29 broke out from its long-term range on Friday and soared to $3.03 on Monday. XRP has since given back some of its gains, indicating profit-booking at higher levels. However, analysts are bullish on XRP’s outlook. Veteran trader Peter Brandt said in a post on X that XRP had formed a “highly rare continuation compound fulcrum” pattern on the chart, which could propel the price to $4.47. XRP whales also seem to be bullish on the prospects of a further rally. According to the onchain analytics platform Santiment, whale wallets holding over 1 million XRP soared to a new all-time high of 2,743 on Friday. What are the crucial support and resistance levels to watch out for? Let’s analyze the charts to find out. XRP price prediction XRP has turned down from the overhead resistance of $3, but the pullback is expected to find support at $2.65. If the price rebounds off $2.65, it suggests that the bulls are trying to flip the level into support. That enhances the prospects of a rally above $3. If that happens, the XRP/USDT pair could surge to $3.40. Sellers are expected to fiercely defend the $3.40 level, but the rally could extend to $4 if the bulls persist. This optimistic view will be negated in the near term if the price turns down and plunges below the 20-day exponential moving average (EMA) ($2.49). That could keep the pair range-bound between $2 and $3 for some time. The pair is taking support at the 20-day EMA on the four-hour chart. A minor negative is that the RSI has formed a negative divergence, signaling weakening momentum. If the price dips below the 20-day EMA, the pullback could reach $2.65. Conversely, a solid bounce off the 20-day EMA suggests buying on dips. The bulls will then try to thrust the price above the $3 resistance. If they succeed, the pair may jump to $3.40.