What’s Happening with Crypto Laws in the U.S.? In July 2025, the U.S. House of Representatives passed three important bills about cryptocurrency, but two of them—the Clarity Act and the Anti-CBDC Surveillance State Act—are still waiting for approval from the U.S. Senate. These bills could shape the future of digital money in America, so let’s break them down in a way that’s easy to understand. What Are These Bills? Clarity Act (Digital Asset Market Clarity Act, H.R. 3633) What It Does: This bill wants to make clear rules for cryptocurrencies like Bitcoin. Right now, two government agencies—the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC)—argue over who should regulate crypto. The Clarity Act says the CFTC should take charge, which could mean simpler rules for crypto businesses. Why It Matters: Clear rules could help crypto companies grow, attract investors, and protect people using digital money. But some worry it might not do enough to keep consumers safe from scams or risky investments.#usbill Where It Stands: The House passed it on July 17, 2025, with a vote of 294-134. It’s now with the Senate, but no vote has been scheduled yet. Some hope the Senate will look at it by September 30, 2025, but it’s not guaranteed. Anti-CBDC Surveillance State Act (H.R. 1919) What It Does: This bill stops the Federal Reserve (the U.S. central bank) from creating a digital dollar, called a Central Bank Digital Currency (CBDC). A CBDC is like digital cash controlled by the government. The bill’s supporters say a CBDC could let the government track people’s spending, which they see as a privacy problem. Why It Matters: It protects cryptocurrencies like Bitcoin, which are not controlled by the government, and keeps the Federal Reserve from launching a digital dollar without Congress’s approval. Where It Stands: The House passed it on July 17, 2025, with a close vote of 219-210. It’s now in the Senate, but passing it might be tough because it needs more support from Democrats. Some think it could be added to a big defense bill later in 2025 to help it pass.#donalTrump Sources: House Committee on Financial Services, July 17, 2025 Kiplinger, July 19, 2025 Congress.gov, H.R. 1919 and H.R. 3633 TheStreet, July 18, 2025 Posts on X, July 16-18, 2025
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As we look toward 2026, the race among memecoins like Shiba Inu (SHIB), Bonk (BONK), and Pepe (PEPE) to reach significant price milestones such as $0.50 or $1 is intensifying. Each of these tokens boasts a strong community and unique attributes that could influence their trajectories.
Shiba Inu (SHIB): Often dubbed the "Dogecoin Killer," SHIB has evolved beyond its meme origins. With developments like the Shibarium Layer-2 network and ongoing token burn initiatives, SHIB aims to enhance its utility and scarcity. However, given its vast token supply, reaching $0.50 or $1 would require unprecedented market capitalization, making such price points highly improbable in the near term.
Bonk (BONK): As a Solana-based memecoin, BONK benefits from low transaction fees and high-speed processing. Its integration into the Solana ecosystem and active community engagement have fueled its growth. While BONK has shown impressive performance, achieving a price of $0.50 or $1 would necessitate significant adoption and market expansion.
Pepe (PEPE): Drawing inspiration from the popular internet meme, PEPE has garnered attention for its viral appeal. Analysts predict that, under bullish market conditions, PEPE could reach up to $0.0000732 by 2026. While this represents substantial growth, it remains far from the $0.50 or $1 targets.
In summary, while SHIB, BONK, and PEPE each have strong communities and growth potential, reaching $0.50 or $1 by 2026 appears unlikely given current market dynamics and tokenomics. Investors should conduct thorough research and consider the inherent risks associated with memecoin investments.