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The wave of financialization of Bitcoin is quietly sweeping the globe. Its position as a store of value is as solid as a rock, yet the hidden potential of decentralized finance (BTCFi) resembles an undeveloped mine, waiting for the dual activation of technology and the market. Bitlayer acts like a refined catalyst, igniting the demand for asset returns among BTC holders and the enthusiasm for adoption among traditional financial institutions with its forward-looking layout, composing a new chapter in the Web3 ecosystem. The potential of BTCFi stems from Bitcoin's enormous capital base and the growing demand for financialization. By August 2025, global institutions held 22% of BTC, including ETF products from BlackRock and Franklin Templeton, while ordinary holders are eager to unleash idle assets through DeFi tools. Bitlayer seizes this opportunity, its Layer 2 solution increases transaction throughput from 7 TPS to thousands of TPS, and supports developers in building dApps for BTC payments through EVM compatibility, meeting the dual expectations of compliance from institutions and returns from retail investors. Its YBTC (1:1 pegged to BTC) collaborates with Kamino Finance to provide an annual yield of 5-8%, attracting over 1.5 million users. Bitlayer's strategy is also reflected in its multi-chain ecosystem expansion. The BitVM Bridge, as a trust-minimized BTC bridging solution, eliminates traditional custody risks and has supported over $200 million in TVL. The xCreatorPad platform distributed 100K BTR rewards through the Create2Earn event in August 2025, incentivizing developers to submit BTCFi projects and further promoting ecological prosperity. However, the development of BTCFi faces challenges, including the need to address institutional regulatory compliance and delays related to main chain dependencies. In the future, if Bitlayer optimizes cross-chain efficiency and deepens institutional collaboration, it may lead the BTCFi market. This catalyst injects new vitality into the financialization of Bitcoin. Every reaction it initiates releases the potential of Web3, which is worth witnessing together as it spreads like wildfire.