BNB信仰者

Updated: 2025-02-24 Original: 2020-02-25
The lack of security awareness among crypto users is painful to watch. It’s equally painful to see experts recommend advanced setups that are hard to follow and easy to screw up. 
Security is a broad topic. I am by no means an expert, but I have witnessed many of the security issues. I will try my best to use layman’s terms to explain:
Why and how you may, or may not, want to store coins yourselfWhy and how you may, or may not, want to store coins on a centralized exchange
First, nothing is 100% secure. Software has bugs, and people can be socially engineered. The real question is, is it “safe enough?”
If you store $200 in your wallet, you probably don’t need ultra-high security. A mobile wallet will do. If you store your life’s savings, you want stronger security.
To secure your coins, you just need to do the following 3 things:
Prevent others from stealing.Prevent yourself from losing it.Have a way to pass them to your loved ones in the event that you become unavailable.
Simple, right?

Why You May Or May Not Want To Store Coins Yourself

Your keys, your funds. Or is it?
Many crypto experts swear that crypto is only safe if you hold it yourself, never considering how technical you are. Is this really the best advice for you?
A bitcoin private key looks like this: KxBacM22hLi3o8W8nQFk6gpWZ6c3C2N9VAr1e3buYGpBVNZaft2p
That’s it. Whoever has a copy of it can move bitcoins on that address, if any.
To secure your crypto, you need to:
Prevent others from obtaining (a copy of) your private keys; preventing hackers, securing your computers from viruses, the internet, etc.Prevent yourself from losing your private keys; have backups to prevent loss or damaged devices, and secure those backups.Have a way to pass your private keys to your loved ones in the event of a death. It’s not a pleasant scenario to consider, but as responsible adults to our loved ones, we must manage that risk.

Prevent Hackers
You have heard about hackers. They use viruses, trojan horses, and other malware. You don’t want any of these near your devices.
To achieve that with a decent degree of confidence, your crypto wallet device should never connect to the internet. And you should never download any files to that device. So, how do you use a device like that?
Let’s talk about the different devices you could use.
A computer is an obvious choice, and often the most versatile in terms of coins supported. You should never connect that computer to the internet, or any network at all. If you connect it to a network, a hacker could get into your device by exploiting a bug in the Operating System or some software you use. Software is never bug-free.
So, how do you install software? You use a USB stick. Make sure it is clean. Use at least 3 different anti-virus software to scan the hell out of it. Download the software (OS and wallet) you wish to install to the USB stick. Wait for 72 hours. Check the news to make sure the website or the software is not compromised. There have been cases where official websites get hacked and the download package is replaced with a Trojan horse. You should only download software from official sites. You should only use open-source software, to reduce the chances of back-doors. Even if you are not a coder yourself, open-source software is looked at by other coders and has a lower chance of having back doors. This means you should use a stable version of Linux (not Windows or Mac) for your operating system, and only use open-source wallet software.
Once everything is installed, you use a clean USB stick to sign your transactions offline. This process varies by wallet and is outside the scope of this article. Aside from Bitcoin, many coins don’t have wallets that can do offline signing.
You need to ensure the physical security of the device. If someone steals it from you, they could access it physically. Make sure your disk is strongly encrypted so that even if someone gets a hold of it, they will not be able to read it. Different operating systems offer different encryption tools. Again, a disk encryption tutorial is out of the scope of this article; there are plenty of those online.
If you can do the above well, you can do your own secure backup and don’t need to read the rest of this article. If the above doesn’t sound like your cup of tea, then there are other options.
You could use a mobile phone. A non-rooted phone is generally more secure than a computer, due to the sandbox design of mobile operating systems. For most people, I recommend using an iPhone. If you are more technical, I recommend an Android phone with GrapheneOS. Again, you should use one phone just for your wallet, and not mix that with your everyday usage phone. You should only install the wallet software, and nothing else. You should keep the phone in airplane mode at all times except when using the wallet for transfers. I also recommend using a separate SIM card for the phone, and only using 5G to connect to the internet. Never connect to any WiFi. Connect to the internet only when you are using the phone for signing transactions and software updates. This is generally fine if you don’t hold super big amounts in your wallet.
A few mobile wallets offer offline signing of transactions (via QR code scanning) so that you can keep your phone offline completely, from the time you finish installing the wallet Apps and before you generate your private keys. This way, your private keys are never on a phone that’s connected to the internet. This will prevent if a wallet has a backdoor and sends data back to the developer, which has happened to multiple wallet Apps in the past, even official versions. You won’t be able to update your wallet Apps or OS. To do software updates, you use another phone, install the new version of the App on that, put that into airplane mode, generate a new address, back it up (see later), and then send funds to the new phone. Not so user-friendly. Also, these wallets support a limited number of coins/blockchains.
These wallet Apps usually do not support staking, yield farming, or aping meme coins. If you are into those, you will have to sacrifice security a bit.
You need to ensure the physical security of your phone. 
Hardware Wallets
You could use a hardware wallet. These devices are designed so that your private keys “never” leave the device, so your computer won’t have a copy of it. (Update as of 2025, the newer versions of Ledger can/will send your private keys to a server, for backup. So this is no longer true.) 
Hardware wallets have reported bugs in the firmware, software, etc. All hardware wallets require interaction with software running on a computer (or mobile phone) to work. You still want to make sure your computer is virus-free. There are viruses that switch your destination address to the hacker’s address at the last minute, etc. So, do verify the destination address on the device carefully. 
Hardware wallets prevent many basic types of exploits and are still a good choice if you wish to store coins independently. However, the weakest part of hardware wallets is often how you store the backups, which we will discuss in the next section.

Protect Against Yourself
You could lose the device or it could get damaged. So, you need backups.
There are many methods here too. Each has pros and cons. Fundamentally, you want to achieve multiple backups, in different geographic locations, that other people can’t see (encrypted).
You could write it down on a piece of paper. Some wallets using seeds advise this, as it is relatively easy to write down 12 or 24 English words. With private keys, you could easily make a mistake. Paper can also be lost among other pieces of paper, damaged in a fire or flood, or chewed by your dog. Others can easily read paper - no encryption.
Some people use bank vaults to store paper backups. I generally don’t recommend this option for the above reasons.
Don’t take a picture of the paper (or a screenshot), have it synced to the cloud, and think it is safely backed up. If a hacker hacks your email account or computer, they will find it easily. The cloud provider has many employees who could view it. 
There are metal tags explicitly designed to store a backup of seeds. These are supposed to be nearly indestructible, which mostly solves the problem of damage in a fire or flood. But, it doesn’t solve the problem of lost or easily read by others. Again, some people store these in bank vaults, usually together with their gold or other metal. If you use this approach, you should understand the risks.
I recommend using at least 3 USB sticks, but it requires more technical setup, the designed-for-experts fallacy.
There are shock, water, fire, and magnetic-resistant USB sticks. You could store encrypted versions of your private key backup on multiple of these USB sticks and in multiple locations (friends or relatives). This addresses all the requirements at the beginning of this section: multiple locations, not easily damaged or lost, and not easily readable by others. 
The key here is strong encryption. Many tools are available for this, and they evolve over time. VeraCrypt is an entry-level tool that provides a decent level of encryption. Do your own research and find the most up-to-date encryption tools for yourself. 
Take Care of Your Loved Ones
We don’t live forever. An inheritance plan is needed. In fact, crypto makes it easy for you to pass on your wealth to your heirs with less 3rd party intervention.
Again, there are a few ways to do this.
If you use the low-security approach of paper wallets or metal tags, you could simply share it with them. This has some potential drawbacks, of course. They may lack the proper means to hold or secure a copy of the backups, if they are young or non-technical. If they screw up on security, a hacker could easily steal your funds through them. Also, they could take your money away any time they wish. You may or may not want this, depending on your trust relationship with them.
I strongly advise against sharing keys between people, no matter the relationship. If the funds are stolen, it’s impossible to determine who moved them or who was hacked. It’s messy.
You could leave your paper wallet or metal tags in a bank vault or with a lawyer. But, as mentioned above, if any of the people involved get a copy of the keys, they can move the funds without much trace. This is different from lawyers having to go through a bank to move your bank account balance to your heirs.
If you use the USB stick approach mentioned above, there are ways to pass on your wealth more safely. Again, this requires a bit more setup.
There are online services called Deadman’s switches. They ping/email you once a while (say a month). You have to click a link or login to respond. If you don’t respond over a certain period of time, they assume you are a “deadman” and send any number of emails to your pre-specify recipients. I will not endorse or vouch for any of the services, you should google them and test it out for yourself. In fact, Google itself is a deadman’s switch. Deep in Google’s settings, is an option to let someone have access to your account if you don’t access it for 3 months. Personally, I have not tested it and can’t vouch for it. Do your own testing.
If you are thinking, “Oh great, I just put the private keys in the emails to my kids,” please reread this article from the beginning.
You may be thinking, "I could put the passwords I used to encrypt the USB sticks in those emails; this way, my kid or spouse can unlock them." This is getting closer, but it's still not good. You should not leave the passwords to your backups on a server on the Internet. It significantly weakens the security of your backups/funds.
If you are thinking, I could scramble/encrypt the emails that contain the passwords to the USB sticks with another password that I share with my loved ones, then you are on the right track. In fact, you don’t need the 2nd password. 
There is an old time-tested email encryption tool called PGP (or GPG) that you should use. PGP is one of the early tools that use asymmetric encryption (the same used in bitcoin). Again, I won’t include a full tutorial of PGP, there are plenty of them online. In summary, you should have your spouse and/or kid generate their own PGP private key, and you encrypt your deadman’s message to them using their public key, this way, only they can read the message contents and no one else. This method is relatively secure, but it requires that your loved ones know how to keep their PGP private key secure, and not lose them. And of course, they need to know how to use PGP email, which is somewhat technical in itself.
If you follow the recommendations shared thus far, then you have reached the basic (not advanced) level to store a meaningful amount of coins yourself. There are many other topics that we could discuss that may also address some of the issues mentioned so far, including multi-sig, threshold signatures, etc., but they belong to a more advanced guide. In the next part, we will look at:

Use Exchanges

When we say exchange in this article, we mean centralized exchanges that hold custody of your funds.
So, after reading the previous part, you may say, “darn, that’s a whole lot of trouble. Let me just store my coins on an exchange then.” Well, using an exchange isn’t risk-free either. While exchanges are responsible for keeping the funds and systems safe, you still need to follow proper practices to secure your account.
Only Use Big Reputable Exchanges
Yes, that’s easy for me to say, as Binance is one of the biggest exchanges in the world. However, there are some strong reasons for this. Not all exchanges are the same.
Big exchanges invest heavily in security infrastructure. Binance invests billions of dollars in security. It makes sense for our scale of business. Security touches so many different areas, from equipment, networks, procedures, personnel, risk monitoring, big data, AI detection, training, research, testing, 3rd party partners and even global law enforcement relationships. It takes a significant amount of money, people, and effort to ensure proper security. Smaller exchanges simply don’t have the scale or financial means to do this. I may get some heat for saying this, but this is the reason I often say, for most regular people, using a trusted centralized exchange is safer than holding coins on your own.
There is counterparty risk. Many smaller/new exchanges are exit scams from the beginning. They collect some deposits and run away with your funds. For this same reason, stay away from “non-profitable” exchanges or exchanges offering 0 fees, heavy rebates or other negative profit incentives. If their target isn’t business revenues, then your funds may very well be their only target. Proper security is expensive and requires funding from a sustainable business model. Don’t skimp on security when it comes to your funds. Large profitable exchanges have no motive to perform exit scams. When you already run a profitable and sustainable billion-dollar business, what incentives would you have to steal a few million and live in hiding and fear?
Big exchanges are also more tested on the security front. Yes, this is a risk as well. Hackers target big exchanges more. But, hackers also target smaller exchanges equally, and some of them are far easier targets. Big exchanges typically have 5-10 external security firms they engage on a rotating basis to perform penetration and security tests.
Binance goes a step further than most exchanges in terms of security. We invest heavily in big data and AI to fight hackers and scammers. We were able to prevent many users from losing their funds even when they got SIM swapped. Some users using multiple exchanges also reported that when their email accounts got hacked, funds from other exchanges they used were stolen, while funds on Binance were protected because our AI blocked the hackers’ attempts to withdraw their funds. Smaller exchanges couldn’t do this even if they wanted to, as they simply don’t have the big data. 
Securing Your Account
When using exchanges, it is still very important to secure your account. Let’s start with the basics.
Secure Your Computer
Again, your computer is often the weakest link in the security chain. To access your exchange account, use a dedicated computer. Install commercial anti-virus software on it (yes, please invest in security) and minimal other junk software. Turn on the firewall to the max.
Play your games, web surf, downloads, etc., on a different computer. Even on this computer, have the anti-virus and firewall running to the max. A virus on this computer will make it much easier for the hacker to access the other computers within the same network, so keep it clean.
Don’t Download
Even if you only use a CEX, I recommend you not download any files to your computer. If people send you a Word doc, ask them to send you a Google doc link instead. If they send you a PDF, open them in Google Drive in a browser, and not on your computer. If they send you a funny video, ask them to send you a link to it on an online platform. Yes, I know it’s a lot of trouble, but security isn’t free, and neither is losing your funds. View everything on the cloud.
Turn off “automatically save photos and videos” in your instant-messaging apps. Many of them download GIFs and videos by default, which is not a good security practice.
Keep up with Software Updates
I know all the OS updates are annoying, but they contain fixes for recently discovered security exploits. Hackers monitor these updates too and often will use those on the people who are lazy with updates. So, make sure you always apply the patches as soon as possible. Same goes for wallets and other software you use.
Secure Your Email
I recommend using Gmail or Protonmail. These two email providers are more secure than others, and we have seen a higher number of security breaches on other platforms.
I recommend setting up a unique email account for each exchange you use, making it hard to guess. This way, if another exchange breaches, your Binance account won’t be impacted. It will also reduce the number of phishing or targeted email scams you receive.
Protonmail has a feature called SimpleLogin that allows you to get a unique email address for each website you visit. I recommend using that if you don’t use another email forwarding service.
Turn on 2FA for your email service. I recommend using Yubikey for your email accounts. It is a strong way to prevent many types of hacks, including phishing sites, etc. More on 2FA later.
If you live in a country with reported SIM swap cases, don’t associate your phone number as a recovery method for your email account. We have seen many SIM swap victims having their email account passwords reset and hacked as a result. I don’t recommend binding phone numbers to email accounts anymore. Keep them separate.
Use a Password Manager
Use a strong and unique password for each site. Don’t bother trying to remember the passwords; use a password manager tool. For most people, Keeper or 1Password will probably do the trick. Both are well integrated into browsers, mobile phones, etc. Both claim to store passwords locally but sync across devices using only encrypted passwords. 
If you are more serious, then go for KeePass. It only stores information locally, so you don’t have to worry about your encrypted passwords in the cloud. It doesn’t sync across devices and has less mobile support. It is open-source, so you don’t have to worry about backdoors. 
Do your own research and choose a tool that fits you. But don’t try to “save time” here by using the simple, or worse same password everywhere. Make sure you use a strong password, otherwise, the time you save may cost you a lot in funds.
Even with all of these tools, you are toast if you have a virus on your computer. So, make sure you have good antivirus software running.
Enable 2FA
It is highly recommended that you enable 2FA (2 factor authentication) on your Binance account right after you sign up, or right now if you haven’t done so. As the 2FA code usually lives on your mobile phone, it can protect you to some extent against a compromised email and password.
2FA doesn’t protect you against everything, though. A virus on your computer that steals your email and password can also steal your 2FA code as you enter it by monitoring your keystrokes. You could interact with a phishing site, enter your email and password, and then enter your 2FA code on the fake site. The hacker then uses that to log in to your real account on Binance. There are many potential possibilities; we can’t list them all.
Set up U2F
U2F is a hardware device that generates unique, domain-specific, time-based code. Yubikey is the de facto device for this. 
U2F offers three big advantages. One, they are hardware-based so it’s almost impossible to steal the secret stored in the device. Two, they are domain-specific. This protects you even if you are inadvertently interacting with a phishing site. And they are easy to use. You just have to carry it with you.
For the above reasons, I advise you to bind a Yubikey to your Binance account. It offers one of the best protection against hackers.
You should also bind your Yubikey to your Gmail, Password Manager, and any other accounts to keep them safe.
Stop Using SMS Verification
There was a time when SMS verification was promoted, but times have changed. Given the increase in SIM swaps, we recommend you not use SMS anymore and rely more on 2FA or U2F described above.
Set up a Withdrawal Address Whitelist
We highly encourage you to use the Binance Whitelist feature for withdrawals. This feature allows fast withdrawals to your approved addresses and makes it much harder for hackers to add a new address to withdraw to.
Turn on the 24-hour wait period for new addresses added to whitelists. This way, if a hacker wants to add a new address, you will receive a 24-hour notice period. 
API Security
Many of our users use APIs for trading. Binance offers several different versions of APIs, with support for asymmetric encryption. This means Binance only needs your public key. You generate your private key in your environment and give the platform your public key. We use your public key to verify that the orders are yours, and we never have your private key. You must keep your private key safe.
You don’t necessarily have to backup your API key the same way you would when holding your coins. If you lose your API key in this case, you can always create a new one. You just gotta make sure no one else has a copy of your API keys.
Do not enable withdrawals for your API keys unless you really know what you are doing.
Complete L2 KYC
One of the best ways to keep your account safe is to complete the level 2 KYC. This way, we will know what you look like. When our big data risk engine detects anomalies with your account, we can use advanced automated video verifications.
This is also important for the “if you become unavailable” situation. Binance is able to help family members access the account of their deceased relatives, with proper verification.
Physically Secure Your Devices
Again, keep your phone secure. You probably have your email App, the Binance App, and your 2FA codes in it. Don’t root or jailbreak your phone. It significantly reduces its security. You should also keep your phone physically secure and have proper screen locks. The same goes for your other devices. 
Phishing
Beware of phishing attempts. These typically come in an email, text message, or social media post with a link to a fake site that looks like Binance. The site will invite you to enter your credentials, which the hackers will use to access your real Binance account.
Preventing phishing only requires diligence. Don’t click on links in emails or social media sites. Only access Binance by typing in the URL or using a bookmark. Don’t share your email with other parties. Don’t use the same email on other sites. Be careful when strangers (especially guys named CZ or similar) suddenly talk to you on Telegram, Instagram, etc.
If you stick to the above recommendations, your Binance account should be relatively secure.

So, which is better?
I generally recommend people use both centralized exchanges and their wallets. If you are not so tech-savvy, then I recommend a more significant portion on Binance and a spending wallet (TrustWallet) on your own. If you are technically strong, then adjust the portions.
Centralized exchanges occasionally go on maintenance, and if you need to make a transaction quickly, having a separate wallet available is handy.
If you follow the recommendations described here, you should be able to securely hold your funds, either by yourself or on a CEX like Binance.
Stay SAFU!
CZ

I remember the first time I wrote about BNB in ​​the public account "Xiabibi's Bitcoin World" was on July 25, 2020, four years ago. It has been almost exactly one bull-bear cycle since then. The title was "BNB is on the road to a market value of 100 billion US dollars". At that time, the price of BNB was around US$17, and the market value was around US$2.7 billion. Looking back at the trend of BNB in ​​the past four years, the market value exceeded US$100 billion in May and November 2021 (the highest price of BNB was US$676), and then went through the bear market with a market value of US$31.6 billion. Recently, it has risen back to US$89 billion, approaching US$100 billion again. The previous round of price predictions for BNB have basically been realized.

Compiled by Joy, PANews

At 4 pm on October 31st, local time in Dubai, CZ, who had not been seen for a long time, took the stage at Binance Blockchain Week 2024. He had previously announced on Twitter that he would attend the event as an individual, but he did not expect that he would eventually have a public live dialogue.

He talked about his life in prison for 4 months. He did not suffer any physical harm, most of his cellmates were friendly, and the prison guards even asked him to recommend cryptocurrencies. Although the host repeatedly raised the topic of US regulation, CZ did not want to take this "ball", but he believed that the regulation was generally moving in a good direction. He also denied the rumors reported by the media that he was permanently banned from managing crypto exchanges, although he would not return to the leadership position of Binance even if he had the chance, and he is currently the largest shareholder of Binance. Talking about the future, he will have a lot of time to spend on the educational project Giggle Academy and investment, and this project has no plans to issue coins in the short term.

What does CZ think of the iron rule that Binance employees cannot trade for 90 days? Why are people from Binance so useful in reality?
Written by: JiaYi
Before I knew it, I have been away from Binance for 3 years. However, when I face problems in my daily life, I often wonder, if it were CZ, how would he make the decision?
"What you make money from is important, what you don't make money from is more important"
I remember a team dinner once, and somehow everyone talked about the crypto industry being too close to money. Many people were addicted to the vortex of making quick money, and lamented that human nature sometimes really can't stand the temptation.
CZ's casual remark has stayed with me till now. He said that he always believed that as long as he persisted in doing valuable things and doing good things, he would be able to make more money in the long run and have greater wealth and a longer-term future than those who only focused on making quick money and had a lower bottom line.

There is a callback opportunity to enter the market

1. BNB’s core value empowerment
As the world's largest cryptocurrency trading platform, Binance uses BNB for transaction fees, #launchpad, Binance Chain, etc.! With the expansion of the ecosystem, the value of BNB will surely increase further in the future.

2. Token Economics Advantages
BNB has a "destruction mechanism". Binance will destroy part of BNB every quarter based on the platform's profits. It has been implemented for many years. Therefore, the market supply of BNB is decreasing every quarter. Coupled with Binance's strong and continuous liquidity, it can help promote the long-term growth of BNB prices!

無論你同不同意，加密貨幣交易所 (CEX) 應是世界上最廣泛的加密貨幣應用場景，用戶人數最多最普及的，也幾乎是人們認識加密貨幣的第一站。據加密數據網站 CoinMarketCap，市值排名：比特幣 (BTC)、以太幣 (ETH)、泰達幣 (USDT)、BNB（Build and Build)。前三名用直覺來看的話就是：數位黃金、數位白銀、數位美金，而第四名的 BNB，被稱做是平台幣龍頭，它可作為交易所內抵免手續費的支付代幣，以及參與新幣發行的 Launchpad、Launchpool 等，不過如果你至今還這麼稱呼「平台幣」，就代表你還不夠了解 BNB 的故事。BNB 已成功擴展為一生態系，有多重應用功能，本文將帶你重頭開始認識。

複習 BNB 歷史：功能代幣昇華至通用代幣

BNB 誕生在以太坊！ 為交易所而生的加密貨幣 （2017 年)

2017 年 7 月，BNB 以 ERC-20 代幣登場，在以太坊區塊鏈上首發推出，目的在為這家初出茅廬的交易所籌集資金，當時發行價僅約為 0.11 USD。它最早的用途，就是支付交易所手續費，並且可獲得較優折扣。

邁向公鏈應用，第一代幣安鏈改變 BNB 未來、DeFi Summer 急速成長 (2019 年)

2019 年 4 月，BNB 從以太坊區塊鏈遷移至幣安鏈 (Binance Chain)。這次遷移使幣安生態系統擁有更高的擴展性和靈活性。BNB 成為幣安鏈的原生資產，作為網路費用支付，用於支持高速交易和整合至多種去中心化應用程式 (dApp)。BNB 自此從平台幣，轉變為公鏈代幣。

2020 年由於 DeFi 的盛行，導致以太坊網路費用高漲至一般用戶難以使用，為 BNB 創造普及化契機。

2020 年 9 月，誕生了與幣安鏈平行的幣安智能鏈 (BSC)，支援智能合約和去中心化應用程式，類似以太坊，但交易速度更快、成本更低。BNB 用於支付交易費用並作為 BSC 生態系統內的抵押品。《註：幣安鏈 （Binance Chain） 與幣安智能鏈 (Binance smart Chain)，後改名稱 BNB 信標鏈 （BNB Beacon Chain） 與 BNB 智能鏈 (BNB Smart Chain)》

一幣多用，一魚多吃，BNB 應用場景不斷擴大

BNB 的用途隨著時間逐漸擴大。最初它被用於支付幣安交易所的交易費並享有折扣，在發展過程中，已經具備鏈上與鏈下的多元用途。

從鏈下來看，BNB 持有者可以在幣安交易所上參與 Launchpad、Launchpool 獲取新代幣，也有 MegaDrop、Holder Airdrop 等持有即獲空投機會的功能，甚至透過幣安支付以 BNB 進行日常消費。

BNB 在鏈上，則可以支付交易費用、作為鏈上抵押品、質押等多種用途。跨鏈整合至各種 DeFi 平台、NFT 市場和其他基於區塊鏈的應用程式。

BNB 在幣安交易所及其生態系統的發展中扮演了關鍵角色，它在加密貨幣歷史已證明了其地位，成為第四大市值代幣（若不計穩定幣USDT，在原生代幣中排名第三），屹立不搖。

BNB 轉變成為區塊鏈生態基石

儘管早期有許多爭議圍繞著 BNB，例如證券疑慮，但最終都證明是多慮的 ; BNB 挺過了美國證監會 (SEC) 的指控，而全球社群也都在幾次黑天鵝事件後，見證了 BNB 的屹立不搖。

BNB 支撐廣大 DeFi 生態系

BNB Chain 在 DeFi 主宰市場敘事的 2020 至 2023 年間，成為僅次於以太坊的第二大鏈。據 DeFi Llama 時至今日，BNB 仍推動著幣安鏈上 790 個協議，這樣數量龐大且多元的生態系，也僅次於以太坊 (1155 個協議)，是其他公鏈無法匹敵的 (TRON：34 個、Solana：159 個)。截至 2024 年 9/1 為止，BSC 擁有 42.2 億美金鏈上資金進駐，而 BNB 正是維繫每日六億多美金交易的安全基礎。

BNB Chain 目前有三千多萬個 BNB 參與質押 (約佔總量兩成)，共 46 個驗證節點 ; 由此可知，BNB 已是維繫一個公共區塊鏈網路的重要根基，而不僅僅是單純的平台功能代幣。

翻出 BNB Chain 生態系的架構，你會發現它早已是個有機社群，不斷地隨著區塊鏈技術趨勢演進，以 BNB 驅動的生態系，涵納了所有區塊鏈導入大眾採用的發展趨勢：

2023 年 12 月，BNB Chain 宣佈計畫終止 BNB 信標鏈，並將其功能轉移至 BNB 智能鏈，BNB 信標鏈也正在邁向退場。取而代之的是更先進的多鏈架構，以符合當代的區塊鏈技術進展：為了高度效率與低費用，拓展 opBNB 二層方案 (L2)，以及發展 Greenfield 以維持資料儲存的完整性。BNB 生態系甚至擴展了專用化的 L2，因應不同類型的鏈上互動需求，例如遊戲或 AI。

由於 BNB Chain 生態系的蓬勃發展，也讓 BNB 能夠在應用與賦能上，帶來更多可能性。由於區塊鏈數位資產的開放與自由，我們也看到越來越多新創公司利用 BNB 進行創新使用。

BNB 原始任務升級，橋接廣大交易所用戶

儘管成為泛功能的普及數位資產，BNB 在幣安交易所仍然發揮手續費減免的作用，同時在中心化交易所端，延續區塊鏈的終極目標：大眾採用。

儘管幣安交易所是中心化私人公司，但透過推出各類應用與產品，幣安也在持續以BNB holders為核心，為BNB提供賦能，讓用戶更進一步接觸到更多加密專案，體驗鏈上世界的博大奧妙。

Launchpad、Launchpool – 用戶透過在交易所質押 BNB，認識新興潛力區塊鏈應用，並可免費獲得其代幣，進一步促進採用。

Mega Drop – 投加密社群喜愛「空投」特性，在交易所質押 BNB，並完成 Web3 任務 (鏈上互動)，進而獲得潛力代幣空投獎勵。

HODLer Airdrops – 根據 BNB 持有者的 BNB 餘額歷史快照，就會提供代幣空投獎勵的計劃。

另一方面，已從幣安集團脫離的獨立創投機構 Binance Labs，也將可觀資源投入在 BNB Chain 相關區塊鏈、協議、基礎設施、NFT、鏈遊、元宇宙、DeFi 和 CeFi 等，讓人們都能安全、簡單、便利的享受到基於 BNB 的區塊鏈應用。

BNB 的採用就像是持有通用貨幣，從鏈下到鏈上，不同場景都可以使用，從而增進其價值。包括BNB Chain、幣安交易所等，在 BNB 生態中的不同角色，也都持續以賦能 BNB 為最終目標，從而塑造有機供需環境。

BNB 不斷發展應用場景，總量卻在減少

除了比特幣之外，多數加密貨幣都採取通貨膨脹策略，來吸引人們鎖定資產獲得獎勵，以減少供需平衡的壓力。然而，BNB 與比特幣同樣固定總量，BNB 將發行總量設定在 2 億個 ; 而且 BNB 還導入了兩種銷毀機制：

鏈上交易手續費的一部分會自動銷毀；

幣安交易所會根據季度 BNB 交易量固定銷毀。

這些措施都會促使 BNB 的總量持續減少，目前 BNB 總量已經減少至 145,934,765，僅剩發行總量 73%，長期將減少至 50%。BNB Chain 希望透過這樣的銷毀機制加速減少供應量，提高 BNB 的內在價值，這也讓許多持有者期待它的價值成長。

邁向去中心化之路，BNB 未來應用仍可期

BNB 的發展歷程無疑是一段前所未有、極具歷史意義的故事。從其誕生於以太坊的簡單功能型代幣，到成為驅動全球加密生態系統的核心資產，BNB 的演變不僅展現了幣安對未來加密世界的願景，透過交易所引領更多人進入加密領域，同時持續深化對去中心化世界的扶持，讓更多人能自由探索鏈上世界。

如今，也有更多交易所紛紛想要仿效 BNB 的發展路徑。然而，絕多數仍幾乎僅停留在平台應用層面，僅有 BNB 能夠拓展為一個以其為核心多功能、跨越多個區塊鏈的生態系，BNB 仍持續在書寫屬於自己的故事。早前，包括美國證監會在內的多國監理機構已陸續通過比特幣、以太幣現貨 ETF，或許有一天，我們也能期待 BNB ETF 成為傳統金融交易市場的選項之一，又有誰說得準呢？

 

這篇文章 探索 BNB：一個超越代幣之上的生態系 最早出現於 鏈新聞 ABMedia。

Trump announced yesterday that if elected, he would build the United States into the world's crypto capital.

In fact, a few years ago, China was the capital of encryption.
However, under the successive policy hammers, only Hong Kong is still fighting to take back this "crypto capital". For example, the Supreme People's Court and the Supreme People's Procuratorate recently clearly listed "virtual asset" transactions as one of the methods of money laundering, which made many people nervous.

But don’t worry, everyone. Other ways of money laundering that are listed together with virtual asset transactions include investment, leasing and other traditional economic activities. As long as your funds are not obtained through criminal proceeds, they will not be affected. Therefore, the market conditions of the crypto market are almost stable.

From starting from scratch to landing on the rich list with a net worth of tens of billions, it only took him 8 short years. Why does the company he founded have a prominent position in the blockchain industry? How did he step by step become a top figure in this industry?
Wu Jihan was born in Chongqing, China in 1986. He graduated from Chongqing Nankai Middle School and was admitted to the School of Economics of Peking University in 2005. In 2009, he obtained a double degree in psychology and economics from Peking University. According to the media, he read a lot of books on monetary theory during his college years and regarded Buffett as his idol. His favorite movie is "The Matrix" and his favorite book is "Rogers's Global Investment Travels". He is the "other people's child" in the eyes of countless Chinese parents.

From a psychological counselor to a university teacher, from a host to the top cryptocurrency star. She has not only crossed over very different industries, but also crossed over several seemingly unrelated identities. Who is she? Welcome to today's Q Talk about Blockchain: Top Crypto Star He Yi.
He Yi was born on November 15, 1986 in a remote rural area of ​​Sichuan. When children of the same age were still in kindergarten, He Yi had already entered the first grade of elementary school. The five-year-old He Yi seemed out of place in school, so He Yi was lonely in her childhood, and this loneliness gave her more time to read at home.

Original author: Chen Teng

Original editor: Zhou Jinyu

Original source: Mirror Studio

Editor’s Note:

With Binance founder Zhao Changpeng resigning and going to jail, the world has begun to turn its attention to another long-neglected co-founder, He Yi.

In 2017, just five months after its founding, Binance grew from a humble grassroots company to become the world’s largest cryptocurrency exchange, and has maintained its number one position in the industry to date.

In these 7 years, which are perhaps the most legendary years for Chinese entrepreneurs, He Yi has been behind the scenes for a long time. She was born in a humble family, "saw highs and lows, and the great divisions of the world", and has the ambition to change the world; she once wandered around in confusion, but now she is worth tens of billions.