Huma Finance is a pioneering "PayFi" protocol, bridging real‑world financial assets (like invoices, payroll, remittances) with blockchain — primarily on Solana and BNB Chain .instead of requiring crypto as collateral, users can tokenize receivables to borrow stablecoins, while liquidity providers supply USDT/USDC and earn yield plus HUMA token rewards . The protocol automatically burns 50% of borrower fees by buying back HUMA tokens, creating a deflationary dynamic .
Huma Finance is a pioneering "PayFi" protocol, bridging real‑world financial assets (like invoices, payroll, remittances) with blockchain — primarily on Solana and BNB Chain .
Instead of requiring crypto as collateral, users can tokenize receivables to borrow stablecoins, while liquidity providers supply USDT/USDC and earn yield plus HUMA token rewards .
The protocol automatically burns 50% of borrower fees by buying back HUMA tokens, creating a deflationary dynamic . #HumaFinance🥰🥰 #HumaFinnce
Why People Use Binance: Low trading fees Large number of supported coins Easy mobile app and website Strong security features (2FA, wallet protection) Local currency support (e.g., BDT in Bangladesh) #HumaFinance🥰🥰
284-0Outlines a clear legal division between the SEC and CFTC, assigning the CFTC authority over spot markets for non-security digital assets under the proposed Clarity Act .
586-0Urges federal adoption of “regulatory sandboxes” and safe harbors to nurture innovation without bureaucratic delays .
2. Banking Access
740-0Calls on regulators to facilitate access to banking services, Federal Reserve accounts, and Fed payment rails for crypto firms and stablecoin issuers .
3. Stablecoin Oversight
955-0Recommends legislative frameworks such as the Genius Act (already signed into law) to govern issuance, reserve backing, and licensing for payment stablecoins .
4. Strategic Reserve Proposal
1184-0Confirms the administration’s intent to establish a Strategic Bitcoin Reserve and Digital Asset Stockpile, capitalizing on government-held (e.g. forfeited) BTC and other tokens rather than taxpayer funds .
1486-0Although often anticipated, the final report notably omits significant new details on acquisition strategy or capitalization timing .
5. Broader Adoption Agenda
1656-0Advocates for widespread integration of crypto across sectors—from taxation and retirement systems, to mortgages and cybersecurity—encouraging coordinated regulatory action across multiple agencies .
6. U.S. Global Ambition
1928-0Emphasizes America’s goal to become a global crypto leader, supporting ideas around decentralized finance, tokenized securities, and modernized trading infrastructure .