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Create a post sharing your insights about the market following Trump’s inauguration with #TrumpMarketInsights to share 1000 USDC in token rewards! 

Activity period: 2025-01-20 16:00 (UTC) to 2025-01-21 23:59 (UTC)
How to participate: 
Create a post on Binance Square sharing your insights and discussions on the latest market outlook following Trump’s inauguration.  You must include one of the following coin cashtag in your post : $BTC , $SOL , $TRUMP or $MELANIA and the #TrumpMarketInsights Ensure the post has at least 10 interactions (including likes, comments, shares, or quotes) and is at least 100 characters long. 

Terms and conditions: 
This Activity may not be available in your region. Eligible users must be logged in to their verified Binance accounts whilst completing tasks during the Activity Period in order for their entries to be counted as valid. Users are responsible for informing themselves about and observing any restrictions and/or requirements imposed with respect to the access to and use of Binance services in each country from which the services are accessed.Eligible users will be informed by Square Secretary and will be able to redeem their voucher and Points via Profile > Rewards Hub. Token vouchers will be distributed within 21 working days after the campaign ends and expire 14 days after distribution. Illegally bulk registered accounts or sub-accounts shall not be eligible to participate or receive any rewards. Tokens referenced in the context of this Activity are not in any way being recommended, vetted or endorsed by Binance (political or otherwise) and we assume no responsibility or liability for your interaction with these tokens.Binance reserves the right at any time in its sole and absolute discretion to terminate, and/or vary these terms and conditions without prior notice, including but not limited to canceling, extending, terminating, or suspending this Activity, changing the eligibility terms and criteria, the selection and number of winners, and/or the timing of any act to be done, and all participants shall be bound by any such amendments.Binance reserves the right to cancel a user’s eligibility in this activity if the account is involved in any behavior that breaches the Binance Square Community Management Guidelines or Binance Square Community Platform Terms and Conditions.

Disclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material or any entries in the Activity above should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.

Create a post sharing your insights about the market following Trump’s inauguration with #TrumpMarketInsights to share 1000 USDC in token rewards! 

Activity period: 2025-01-20 16:00 (UTC) to 2025-01-21 23:59 (UTC)
How to participate: 
Create a post on Binance Square sharing your insights and discussions on the latest market outlook following Trump’s inauguration.  You must include one of the following coin cashtag in your post : $BTC , $SOL , $TRUMP or $MELANIA and the #TrumpMarketInsights Ensure the post has at least 10 interactions (including likes, comments, shares, or quotes) and is at least 100 characters long. 

Terms and conditions: 
This Activity may not be available in your region. Eligible users must be logged in to their verified Binance accounts whilst completing tasks during the Activity Period in order for their entries to be counted as valid. Users are responsible for informing themselves about and observing any restrictions and/or requirements imposed with respect to the access to and use of Binance services in each country from which the services are accessed.Eligible users will be informed by Square Secretary and will be able to redeem their voucher and Points via Profile > Rewards Hub. Token vouchers will be distributed within 21 working days after the campaign ends and expire 14 days after distribution. Illegally bulk registered accounts or sub-accounts shall not be eligible to participate or receive any rewards. Tokens referenced in the context of this Activity are not in any way being recommended, vetted or endorsed by Binance (political or otherwise) and we assume no responsibility or liability for your interaction with these tokens.Binance reserves the right at any time in its sole and absolute discretion to terminate, and/or vary these terms and conditions without prior notice, including but not limited to canceling, extending, terminating, or suspending this Activity, changing the eligibility terms and criteria, the selection and number of winners, and/or the timing of any act to be done, and all participants shall be bound by any such amendments.Binance reserves the right to cancel a user’s eligibility in this activity if the account is involved in any behavior that breaches the Binance Square Community Management Guidelines or Binance Square Community Platform Terms and Conditions.

Disclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material or any entries in the Activity above should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.

Key Takeaways

Web3 wallets are essential for navigating the world of decentralized finance, acting as gateways to interact with blockchain networks and manage digital assets.

Web3 wallets come in various types. Non-custodial wallets provide user autonomy, while custodial wallets offer convenience with third-party management. Smart contract wallets introduce programmable features for advanced functionalities and enhanced security.

Popular examples of Web3 wallets include MetaMask, Binance Web3 Wallet, and Trust Wallet.

Introduction

Web3 wallets have emerged as essential tools for users seeking to explore the world of cryptocurrencies and decentralized finance (DeFi). In this guide, we will discuss the fundamental concepts of Web3 wallets and their different types, followed by some popular examples.

What Is a Web3 Wallet?

Web3 wallets are digital wallets designed for the world of decentralized finance. They act as gateways for users to interact with blockchain networks and decentralized applications (DApps), providing a secure way to manage cryptocurrencies, NFTs, and other digital tokens.

Web3 Wallets vs. Crypto Wallets

Although the two terms are often used as synonymous, not all crypto wallets are compatible with DApps and DeFi platforms. So, while both Web3 and crypto wallets are used to manage cryptocurrencies, Web3 wallets support a wider variety of digital assets.

How Web3 Wallets Work

Most Web3 wallets are designed to provide users with full control over their digital assets. This means that users are responsible for managing their seed phrases and private keys.

Typically, whenever you create a new Web3 wallet, you will generate a unique seed phrase of 12 or 24 words. This is what gives total access to your crypto wallet and its private keys (used to sign and verify transactions). Do not share your seed phrase and private keys with anyone.

Key Features of Web3 Wallets

Although some features might differ from one wallet to another, most Web3 wallets come with a set of key features:

Multi-asset and multi-chain support: Support a variety of blockchain networks and digital assets, including cryptocurrencies and NFTs.

Smart contract and DeFi interoperability: Facilitate seamless interactions with smart contracts, giving users access to DApps, decentralized exchanges, marketplaces, and other blockchain-based applications.

Peer-to-peer transactions: Enable users to send and receive digital assets without the need for centralized services or intermediaries.

Security: A good Web3 wallet should offer robust security and implement encryption techniques to protect seed phrases and private keys from potential threats. Some also include notifications and warnings against potentially malicious websites and smart contracts.

Pseudonymity: Although most blockchain transactions are publicly available, users can create Web3 wallets without sharing sensitive data or personal information.

Custodial vs. Non-Custodial Web3 Wallets

1. Non-custodial wallets

Non-custodial or self-custody wallets provide users with complete control over their assets. Popular examples include MetaMask and Trust Wallet. Non-custodial Web3 wallets are considered the safest option for most traders and investors, as long as their private keys and seed phrases are kept private and secure.

2. Custodial wallets

Custodial wallets involve a third party managing private keys on behalf of users. The wallets you have in your Binance account are examples of custodial wallets. While offering convenience, users must trust the custodian with their assets, so it’s important to choose reliable and trustworthy exchanges.

Types of Web3 Wallets

There are multiple ways to categorize Web3 and crypto wallets. In this section, we will explore some of the most common types: hardware, web, desktop, mobile, paper, and smart contract wallets. Keep in mind, however, that there are overlaps between the different categories. For example, some Web3 wallets like MetaMask are available as both web and mobile wallets, and offer support for hardware wallets like Trezor and Ledger.

Hardware wallets

Hardware wallets are physical devices that store cryptocurrency keys offline (cold storage), providing an extra layer of security. Even though they're safer from online threats, they can be a bit tricky to use and access compared to other wallets. But, if you plan to keep your crypto for a long time or have a lot of it, a hardware wallet might be a good choice. 

You can set up a PIN code for extra protection, and most of them let you create a backup recovery phrase in case you lose your wallet. Trezor and Ledger are popular examples of hardware crypto wallets.

Web wallets

Web wallets usually operate through a browser interface, allowing users to access their cryptocurrency holdings online. Most web wallets today are also available as mobile wallets. While convenient, users must be cautious when connecting their wallets to DeFi platforms and DApps. Interacting with malicious websites or smart contracts may put your assets at risk.

Mobile wallets

Mobile wallets operate similarly to web wallets, but are specifically crafted for smartphones. They enable users to send and receive cryptocurrencies conveniently using QR codes. They also offer easy mobile access to DeFi and DApps.

However, just like computers, mobile devices are susceptible to malicious apps and malware. It's advisable to secure a mobile wallet by encrypting it with a password and backing up your seed phrase (or private keys) in case of phone loss or malfunctions.

MetaMask, Binance Web3 Wallet, and Trust Wallet are notable examples of mobile crypto wallets. We will cover each in more detail in the next section.

Smart contract wallets

Smart contract wallets are managed by smart contracts on the blockchain. These wallets introduce programmable, self-custodial accounts and enable advanced functionalities. Unlike traditional wallets, smart contract wallets allow users to define rules and conditions for transactions, automate financial activities, and enhance security through programmable logic. 

Smart contract wallets often leverage blockchain technology, providing users with decentralized control over their funds and facilitating integration with DeFi applications. Security features such as multi-signature requirements, time locks, and upgradability are common aspects of smart contract wallets, making them versatile tools for managing and interacting with cryptocurrencies.

Desktop wallets

Desktop wallets were more common in the early years of Bitcoin and cryptocurrencies. They are software applications installed on your computer, providing complete control over your cryptocurrency keys. Security relies on the user's computer integrity, and regular backups of the wallet data are essential to prevent loss.

Paper wallets

Paper wallets are often discouraged and considered by many obsolete. They involve the physical printing or writing of cryptocurrency addresses and private keys on paper. Offering offline storage, they are resistant to online hacking but require careful handling and secure storage to prevent physical damage or loss.

Examples of Web3 Wallets

MetaMask

MetaMask stands as one of the most popular non-custodial Web3 wallets, known for its compatibility with Ethereum and various EVM-compatible blockchains, such as BNB Chain, Polygon, Avalanche, Arbitrum, and many others.

Users can use MetaMask to interact with DApps, manage digital assets, and engage in token swaps. MetaMask prioritizes user autonomy, as it doesn't control private keys, offering a secure and intuitive experience for both beginners and experienced users.

Binance Web3 Wallet

The Binance Web3 Wallet, integrated into the Binance app, targets both new and experienced DeFi users. Leveraging multi-party computation (MPC) technology, it enhances cryptographic security by eliminating the need for a single storage location for private keys. The wallet's three "key-shares" are distributed across the Web3 Wallet, cloud storage, and the user's device, and are further protected by a recovery password known only to the user. This approach ensures enhanced security and reduced risks of single points of failure.

Binance Web3 Wallet Features

Easy setup: Quick creation through the Binance app without the need for seed phrases or private keys.

Convenience: Seamlessly connected to Binance Bridge and other service providers for easy token swaps and exploration of DApps.

Security measures: Wrong address protection and identification of potentially malicious smart contracts, with transactions controlled by multi-party computation (MPC) technology.

Self-custody: Encrypted by three "key-shares" and a recovery password, offering complete autonomy over assets.

Customer support: A 24/7 customer support service ensures a safe and smooth experience for users.

Trust Wallet

Trust Wallet, another prominent non-custodial wallet, offers a seamless mobile experience for managing cryptocurrencies. Supporting a wide range of blockchains, Trust Wallet enables users to store assets, explore DApps, and participate in DeFi activities. Its user-friendly interface and strong security measures make it an ideal choice for mobile users seeking both convenience and protection.

Closing Thoughts

Web3 wallets have become indispensable tools for those delving into cryptocurrencies and DeFi, allowing users to engage with blockchain networks and decentralized applications (DApps). Whether opting for MetaMask, Binance Web3 Wallet, or Trust Wallet, users should always keep their seed phrases and private keys confidential and safe.

Further Reading

5 Tips to Secure Your Cryptocurrency Holdings

What Is Binance Web3 Wallet?

What Is a Crypto Wallet and How to Choose the Right One?


Disclaimer: This content is presented to you on an “as is” basis for general information and educational purposes only, without representation or warranty of any kind. It should not be construed as financial, legal or other professional advice, nor is it intended to recommend the purchase of any specific product or service. You should seek your own advice from appropriate professional advisors. Where the article is contributed by a third party contributor, please note that those views expressed belong to the third party contributor, and do not necessarily reflect those of Binance Academy. Please read our full disclaimer here for further details. Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance Academy is not liable for any losses you may incur. This material should not be construed as financial, legal or other professional advice. For more information, see our Terms of Use and Risk Warning.

It is completely feasible to earn $10 a day on Binance without any upfront investment by utilizing the platform's features and opportunities effectively. This guide outlines practical methods anyone can use to start earning on Binance, even without initial capital.
1. Leverage Binance Learn & Earn Programs
Binance offers Learn & Earn initiatives where users can complete educational courses and quizzes to earn free cryptocurrency. This approach not only rewards you but also improves your crypto knowledge.
How It Works:
Access the Learn & Earn section on Binance.
Finish the courses and pass the quizzes.
Receive crypto rewards like BNB, Bitcoin, or other tokens.
Tip: Watch out for Binance announcements, as these programs are often time-sensitive.
2. Utilize Binance’s Referral Program
Through the referral program, you can earn a share of trading fees when people sign up using your referral link. This method doesn’t require you to trade personally.
How It Works:
Create your referral link in the Binance referral section.
Share it through social media, blogs, or with friends.
Earn commissions from their trading activity.
Tip: Use engaging content to attract more referrals.
3. Participate in Binance Earn Tasks
Binance occasionally offers crypto rewards for completing simple tasks, such as signing up for services or engaging in social media activities.
Examples of Tasks:
Staking trial funds.
Following Binance on social media.
Joining promotional campaigns or giveaways.
Tip: Check Binance promotions regularly to discover new opportunities.
4. Engage with Binance Academy Bounty Programs
Earn crypto by interacting with Binance Academy’s educational content, such as articles and videos.
How It Works:
Explore Binance Academy for active bounty tasks.
Complete the tasks to earn rewards.
5. Join Airdrops and Promotions
Binance partners with crypto projects to offer free token airdrops. Participation is free and straightforward.
How It Works:
Visit Binance's promotions page.
Fulfill the required tasks, like following projects on social media.
Claim your free tokens.
Tip: Hold onto these tokens, as their value can rise during market booms.
6. Participate in Binance Gift Card Campaigns
Binance occasionally rewards users for participating in gift card promotions.
How It Works:
Look for active gift card campaigns on Binance.
Follow instructions to earn rewards.
7. Share Content on Binance Square
If you’re knowledgeable about cryptocurrency, create and share quality content on Binance Square to engage with others and earn tips.
How It Works:
Post valuable crypto insights or advice.
Build an audience by interacting with followers.
Earn tips from users who appreciate your content.
8. Take Part in Quizzes and Competitions
Binance hosts quizzes and competitions, some of which don’t require trading.
How It Works:
Check Binance’s competition section.
Join quizzes or non-trading events to earn rewards.
9. Join the Binance Affiliate Program
This program offers higher commissions than standard referrals by promoting Binance to a broader audience.
How It Works:
Apply to the affiliate program.
Share affiliate links through blogs, YouTube, or social media.
Earn a share of the trading fees from your referrals.
Tip: Provide tutorials or detailed reviews to attract more sign-ups.
10. Promote Binance on Social Media
Platforms like TikTok and Twitter are excellent for sharing Binance campaigns, referral links, or airdrop updates. Consistent content can help grow your audience and earnings.
Final Advice
Be Consistent: Dedicate time daily to explore Binance’s earning opportunities.
Stay Updated: Follow Binance’s official channels to learn about new campaigns.
Engage with Communities: Join Binance-related groups for tips and shared opportunities.
By applying these strategies, earning $10 or more daily on Binance without spending anything is entirely possible!

Key Takeaways

Web3 wallets are essential for navigating the world of decentralized finance, acting as gateways to interact with blockchain networks and manage digital assets.

Web3 wallets come in various types. Non-custodial wallets provide user autonomy, while custodial wallets offer convenience with third-party management. Smart contract wallets introduce programmable features for advanced functionalities and enhanced security.

Popular examples of Web3 wallets include MetaMask, Binance Web3 Wallet, and Trust Wallet.

Introduction

Web3 wallets have emerged as essential tools for users seeking to explore the world of cryptocurrencies and decentralized finance (DeFi). In this guide, we will discuss the fundamental concepts of Web3 wallets and their different types, followed by some popular examples.

What Is a Web3 Wallet?

Web3 wallets are digital wallets designed for the world of decentralized finance. They act as gateways for users to interact with blockchain networks and decentralized applications (DApps), providing a secure way to manage cryptocurrencies, NFTs, and other digital tokens.

Web3 Wallets vs. Crypto Wallets

Although the two terms are often used as synonymous, not all crypto wallets are compatible with DApps and DeFi platforms. So, while both Web3 and crypto wallets are used to manage cryptocurrencies, Web3 wallets support a wider variety of digital assets.

How Web3 Wallets Work

Most Web3 wallets are designed to provide users with full control over their digital assets. This means that users are responsible for managing their seed phrases and private keys.

Typically, whenever you create a new Web3 wallet, you will generate a unique seed phrase of 12 or 24 words. This is what gives total access to your crypto wallet and its private keys (used to sign and verify transactions). Do not share your seed phrase and private keys with anyone.

Key Features of Web3 Wallets

Although some features might differ from one wallet to another, most Web3 wallets come with a set of key features:

Multi-asset and multi-chain support: Support a variety of blockchain networks and digital assets, including cryptocurrencies and NFTs.

Smart contract and DeFi interoperability: Facilitate seamless interactions with smart contracts, giving users access to DApps, decentralized exchanges, marketplaces, and other blockchain-based applications.

Peer-to-peer transactions: Enable users to send and receive digital assets without the need for centralized services or intermediaries.

Security: A good Web3 wallet should offer robust security and implement encryption techniques to protect seed phrases and private keys from potential threats. Some also include notifications and warnings against potentially malicious websites and smart contracts.

Pseudonymity: Although most blockchain transactions are publicly available, users can create Web3 wallets without sharing sensitive data or personal information.

Custodial vs. Non-Custodial Web3 Wallets

1. Non-custodial wallets

Non-custodial or self-custody wallets provide users with complete control over their assets. Popular examples include MetaMask and Trust Wallet. Non-custodial Web3 wallets are considered the safest option for most traders and investors, as long as their private keys and seed phrases are kept private and secure.

2. Custodial wallets

Custodial wallets involve a third party managing private keys on behalf of users. The wallets you have in your Binance account are examples of custodial wallets. While offering convenience, users must trust the custodian with their assets, so it’s important to choose reliable and trustworthy exchanges.

Types of Web3 Wallets

There are multiple ways to categorize Web3 and crypto wallets. In this section, we will explore some of the most common types: hardware, web, desktop, mobile, paper, and smart contract wallets. Keep in mind, however, that there are overlaps between the different categories. For example, some Web3 wallets like MetaMask are available as both web and mobile wallets, and offer support for hardware wallets like Trezor and Ledger.

Hardware wallets

Hardware wallets are physical devices that store cryptocurrency keys offline (cold storage), providing an extra layer of security. Even though they're safer from online threats, they can be a bit tricky to use and access compared to other wallets. But, if you plan to keep your crypto for a long time or have a lot of it, a hardware wallet might be a good choice. 

You can set up a PIN code for extra protection, and most of them let you create a backup recovery phrase in case you lose your wallet. Trezor and Ledger are popular examples of hardware crypto wallets.

Web wallets

Web wallets usually operate through a browser interface, allowing users to access their cryptocurrency holdings online. Most web wallets today are also available as mobile wallets. While convenient, users must be cautious when connecting their wallets to DeFi platforms and DApps. Interacting with malicious websites or smart contracts may put your assets at risk.

Mobile wallets

Mobile wallets operate similarly to web wallets, but are specifically crafted for smartphones. They enable users to send and receive cryptocurrencies conveniently using QR codes. They also offer easy mobile access to DeFi and DApps.

However, just like computers, mobile devices are susceptible to malicious apps and malware. It's advisable to secure a mobile wallet by encrypting it with a password and backing up your seed phrase (or private keys) in case of phone loss or malfunctions.

MetaMask, Binance Web3 Wallet, and Trust Wallet are notable examples of mobile crypto wallets. We will cover each in more detail in the next section.

Smart contract wallets

Smart contract wallets are managed by smart contracts on the blockchain. These wallets introduce programmable, self-custodial accounts and enable advanced functionalities. Unlike traditional wallets, smart contract wallets allow users to define rules and conditions for transactions, automate financial activities, and enhance security through programmable logic. 

Smart contract wallets often leverage blockchain technology, providing users with decentralized control over their funds and facilitating integration with DeFi applications. Security features such as multi-signature requirements, time locks, and upgradability are common aspects of smart contract wallets, making them versatile tools for managing and interacting with cryptocurrencies.

Desktop wallets

Desktop wallets were more common in the early years of Bitcoin and cryptocurrencies. They are software applications installed on your computer, providing complete control over your cryptocurrency keys. Security relies on the user's computer integrity, and regular backups of the wallet data are essential to prevent loss.

Paper wallets

Paper wallets are often discouraged and considered by many obsolete. They involve the physical printing or writing of cryptocurrency addresses and private keys on paper. Offering offline storage, they are resistant to online hacking but require careful handling and secure storage to prevent physical damage or loss.

Examples of Web3 Wallets

MetaMask

MetaMask stands as one of the most popular non-custodial Web3 wallets, known for its compatibility with Ethereum and various EVM-compatible blockchains, such as BNB Chain, Polygon, Avalanche, Arbitrum, and many others.

Users can use MetaMask to interact with DApps, manage digital assets, and engage in token swaps. MetaMask prioritizes user autonomy, as it doesn't control private keys, offering a secure and intuitive experience for both beginners and experienced users.

Binance Web3 Wallet

The Binance Web3 Wallet, integrated into the Binance app, targets both new and experienced DeFi users. Leveraging multi-party computation (MPC) technology, it enhances cryptographic security by eliminating the need for a single storage location for private keys. The wallet's three "key-shares" are distributed across the Web3 Wallet, cloud storage, and the user's device, and are further protected by a recovery password known only to the user. This approach ensures enhanced security and reduced risks of single points of failure.

Binance Web3 Wallet Features

Easy setup: Quick creation through the Binance app without the need for seed phrases or private keys.

Convenience: Seamlessly connected to Binance Bridge and other service providers for easy token swaps and exploration of DApps.

Security measures: Wrong address protection and identification of potentially malicious smart contracts, with transactions controlled by multi-party computation (MPC) technology.

Self-custody: Encrypted by three "key-shares" and a recovery password, offering complete autonomy over assets.

Customer support: A 24/7 customer support service ensures a safe and smooth experience for users.

Trust Wallet

Trust Wallet, another prominent non-custodial wallet, offers a seamless mobile experience for managing cryptocurrencies. Supporting a wide range of blockchains, Trust Wallet enables users to store assets, explore DApps, and participate in DeFi activities. Its user-friendly interface and strong security measures make it an ideal choice for mobile users seeking both convenience and protection.

Closing Thoughts

Web3 wallets have become indispensable tools for those delving into cryptocurrencies and DeFi, allowing users to engage with blockchain networks and decentralized applications (DApps). Whether opting for MetaMask, Binance Web3 Wallet, or Trust Wallet, users should always keep their seed phrases and private keys confidential and safe.

Further Reading

5 Tips to Secure Your Cryptocurrency Holdings

What Is Binance Web3 Wallet?

What Is a Crypto Wallet and How to Choose the Right One?


Disclaimer: This content is presented to you on an “as is” basis for general information and educational purposes only, without representation or warranty of any kind. It should not be construed as financial, legal or other professional advice, nor is it intended to recommend the purchase of any specific product or service. You should seek your own advice from appropriate professional advisors. Where the article is contributed by a third party contributor, please note that those views expressed belong to the third party contributor, and do not necessarily reflect those of Binance Academy. Please read our full disclaimer here for further details. Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance Academy is not liable for any losses you may incur. This material should not be construed as financial, legal or other professional advice. For more information, see our Terms of Use and Risk Warning.