Frankly speaking, XRP as a digital coin is a more useful utility than Ethereum. I don't know why Ethereum is the second largest market cap!!!!!
DL News
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XRP seen to overtake Ethereum. Here’s how and when Standard Chartered says it will happen
XRP’s price will skyrocket by over 500% to $12.50 in 2028, enabling the cryptocurrency’s market value to eclipse Ethereum’s.
That’s according to new research from Geoff Kendrick, global head of digital assets research at Standard Chartered Bank.
“That will make XRP the second-largest non-stablecoin digital asset,” wrote Kendrick in a Tuesday note.
Thus, XRP joins a group of cryptocurrencies that Standard Chartered expects to be the market’s big winners. Other members of that group include Bitcoin and Avalanche, while Ethereum is expected to be one of the losers.
The note adds to the bullish hype that has surrounded the Ripple-linked cryptocurrency over the past six months.
The hype has been fuelled by US President Donald Trump’s pro-crypto stance and the Securities and Exchange Commission having dropped its case against Ripple.
The case for XRP
Kendrick argued the XRP token and its associated public layer 1 blockchain, the XRP Ledger, are poised to benefit from tokenisation and the ability to facilitate cross-border and cross-currency payments, both fast-growing slices of the crypto pie.
Ripple says tokenisation will be a $19 trillion business by 2033.
“XRP is uniquely positioned at the heart of one of the fastest-growing uses for digital assets — facilitation of cross-border and cross-currency payments,” Kendrick wrote.
Ripple has enjoyed some good news lately.
The company’s founders helped develop the XRP Ledger, and made it open source in 2015.
Today, the firm still engages the XRPL developer community and provides it with tools, services, and infrastructure support.
The prospect of the SEC approving a spot XRP exchange-traded fund is seen as a potential big boon to the cryptocurrency.
Polymarket bettors give spot XRP ETFs a 77% chance of being approved in 2025.
Kendrick said he expected XRP ETFs to be approved between July and September.
He also estimated that those funds will generate between $4 billion and $8 billion in the first 12 months, echoing JPMorgan, which has made a similar estimate.
Ripple also recently announced a large deal with the United Arab Emirates, that will see its technology used in the Dubai International Financial Centre, itself the host of many crypto firms.
Challenges
To be sure, XRP’s price has dropped about 12% in the past week and punters on crypto-betting platform Polymarket bet it’s going to fall even more this month.
The drop is part of a wider crypto market wipeout that has shaved about 8.8%, or $251 billion, of the total market’s value over the past seven days, according to CoinGecko.
The trigger? Trump’s so-called “psychodrama” trade policies that have slammed some of the US’ closest trading partners, its rivals and even a bunch of penguins with fresh tariffs.
Even so, Kendrick argued that XRP and other cryptocurrencies will come out of the mess stronger than ever.
“Keep looking for winners and HODLing those you already own,” Kendrick said. “Tariff mess will be over soon, and Bitcoin’s solid performance during the noise tells us a leg higher for the asset class will follow.”
Andrew Flanagan is a markets correspondent for DL News. Have a tip? Reach out to [email protected].
The easiest cryptocurrency to buy for the reserve is XRP, because it can be bought from Ripple escrow. also it has an attractive price right now.
janesa_reed
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🚨 Will the U.S. Drop XRP & Cardano from Its Crypto Reserve? 🇺🇸💰
Just days after Donald Trump announced plans to add XRP, Solana, and Cardano to the U.S. Strategic Crypto Reserve, doubts are emerging about whether XRP and ADA will actually make the cut. ❌🔍
🔹 Why Is the U.S. Unlikely to Buy XRP & ADA?
💡 Farcaster co-founder Dan Romero predicts that the U.S. won’t buy crypto from the market but will only use seized assets for its reserves.
💡 Almost half of all XRP is still controlled by Ripple, meaning a government purchase could be seen as public money benefiting a private company.
💡 Congress is unlikely to approve a law requiring the government to buy altcoins like ADA or XRP.
💡 Bitcoin (BTC) could make up 80% of the crypto reserve, with altcoins only included through tax payments or donations.
⚡ The Market Reacts: Gains Wiped Out
Following Trump’s announcement, XRP, SOL, and ADA pumped, but after Romero’s comments, all gains disappeared, including those for BTC and ETH. 📉🚨
🔥 Samson Mow’s Warning to Trump
🔹 Samson Mow, CEO of Jan3, criticized the idea of adding altcoins, calling it a reckless move that could turn the reserve into a speculative gamble.
🔹 He argues the reserve should focus on Proof-of-Work (PoW) coins like BTC, LTC, and XMR, since they are less speculative than altcoins.
📌 The Strategic Reserve Debate: Speculation vs. Stability
🔸 A strategic reserve should be stable, not speculative. 💰
🔸 Gold is the world’s ultimate reserve asset because it holds value regardless of market conditions. 🏆
🔸 Bitcoin is often called “digital gold,” making it a logical addition to the reserve—but altcoins remain highly volatile.
📊 Current U.S. Crypto Holdings
✅ The U.S. already owns ~200,000 BTC from DOJ seizures.
✅ At $16.5 billion, BTC makes up only 3.5% of the U.S. gold reserve.
✅ If the crypto reserve is only based on seized assets, the U.S. might never buy more BTC, let alone XRP or ADA.
🚀 What’s Next?
🔹 March 7’s White House Crypto Summit could bring more clarity on the reserve’s final structure.
🔹 If Congress blocks altcoin purchases, we might see XRP and ADA struggle to recover.
💬 Do you think the U.S. should hold XRP and Cardano in its crypto reserve? Or should it stick to Bitcoin only? Drop your thoughts below! ⬇️🔥
#XRP Image to the right shows the market cap rank of XRP in 07-July-2024 at rank #7 with only $ 23B Image to the left shows the market cap rank of XRP today at rank #3 with $ 154B, after exceeding SOL, BNB, USDC, USDT 😯
Do you believe it deserves to exceed Ethereum and be at rank #2 soon?
Frankly speaking, XRP has benefits and utilities for digital payment and financial systems mor than Bitcoin and Ethereum
koinmilyoner
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Bullish
Analyst predicts $1.5 Trillion Market Cap for XRP above BTC and ETH
One crypto analyst on X posted an investing thesis on Wednesday that may boost XRP's market valuation to $1.56 trillion if its dominance grows in the next months.
He initially noted that XRP's dominance has increased from 1% to over 5% in the previous four years, mostly because to Ripple's SEC triumph.
He predicted that XRP's dominance may reach 11.44% if it broke over the 0.5 Fibonacci threshold, a positive indication.
If Egrar Crypto's prediction comes true, XRP's market value might rise to $375 million quickly given cryptocurrencies' $3.28 trillion valuation.
This would provide XRP investors 3X returns depending on its market valuation. Egrar forecasts that alt-coin season would boost the overall market value of cryptos to $5.42 trillion, thus achieving the 11.44% dominance threshold would represent $620 billion in market cap or 5X returns for XRP investors.
XRP Could Reach $4 Before Year End
Technically, XRP might hit $4 if the market recovers from the last drop and late investors join the rise.
Analysts see the crypto market's post-election uptick as the first wave of a prolonged climb for digital assets due to multiple tailwinds, including Donald Trump's victory in the November U.S. presidential election and the Federal Reserve's commitment to keep lowering rates.
XRP has risen 253% after a judge sided with the business in its long-running legal dispute with the SEC, making it the most popular of the top 10 cryptocurrencies.
Launching the stablecoin RLUSD helps the project grow.
During the last dip, XRP found support around $1.95 per coin. Forward, this is the most important place to observe. This might be a launchpad for alt-season if it holds.
XRP's market worth might double if it hits $4 soon.
Jerome Powell hasn't mentioned anything new to panic!!!
Powell stated the FED is not allowed to hold Bitcoin and that any decision for the U.S. government to do so lies with Congress. No plans for Bitcoin from the FED.
This statement does not bring anything new but just acknowledges the current situation, In fact it sounds to me like he is inviting the Congress to discuss the future and regularity of cryptocurrency, which is good by the way, and which is expected to be fulfilled with Trump.
Hold until Trump's inauguration on 20 January 2025
Minshail nasta
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🚨 Who REALLY Caused the Crypto Crash Today? The Shocking Truth Revealed! 🚨
🌊 The Market is Bleeding—Billions Wiped Out! Bitcoin and major altcoins took a nosedive today, leaving traders and investors stunned. But what sparked this chaos? Let’s uncover the truth behind the scenes.
🚨 Over $2 billion in Bitcoin and Ethereum dumped by big players within 24 hours!
Ripple Effect: Panic set in, triggering massive sell-offs by retail traders.
🔎 2. Regulatory Fears
🌐 U.S. SEC is rumored to be tightening its grip on decentralized exchanges and stablecoins.
🚫 China’s crackdown on crypto expands to OTC platforms.
🔎 3. Macro-Economic Pressure
💵 U.S. Dollar gains strength, impacting crypto as a risk asset.
📊 Inflation fears ahead of CPI data spark uncertainty in markets.
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🐋 Whales & Liquidations Add Fuel to the Fire 💥 $800M in leveraged long positions were liquidated, deepening the sell-off. 💼 IntoTheBlock data shows whales made large transactions, shaking up the market further.
Stablecoins: USDT and USDC remained steady as investors sought safety.
Bitcoin Dominance: Slightly rose, signaling a shift to safer crypto assets.
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💡 What’s Next for Investors? 💡 1️⃣ Short-Term Strategy:
Expect high volatility—monitor key levels: BTC at $25,000, ETH near $1,400.
2️⃣ Long-Term Plan:
For HODLers: Stay calm and use this dip to dollar-cost average into strong assets.
For Traders: Avoid heavy leverage and focus on resistance/support zones.
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📣 Stay Ahead with Binance! 💪 Turn market uncertainty into opportunity with the world’s most advanced trading tools. 📈 Whether you’re trading or HODLing, Binance has your back.
💬 What’s your take on today’s crash? Let’s discuss in the comments below and navigate the storm together. 🌊
Follow Binance for real-time insights and strategies to make the most of the market! 🚀
XRP, the cryptocurrency linked to Ripple, has dropped nearly 8% today, bringing its price down to $2.36—the largest decline in over two months. This sudden downturn has raised questions among investors despite XRP's proximity to all-time highs.
A significant factor in this decline is Ripple CEO Brad Garlinghouse’s recent CBS interview, which highlighted Ripple’s challenges but omitted key information, such as a Federal Judge’s ruling that XRP is not a security. This omission disappointed many in the crypto community and led to an 8% price drop.
The situation worsened with over $14.5 million in long positions liquidated in the past 24 hours, contributing to a broader $358 million sell-off in the crypto market. XRP’s trading volume surged to $12 billion, but this selling pressure caused its market cap to fall below $136 billion, pushing it behind Tether (USDT) in rankings. Additionally, profit-taking after XRP's November rally and shifting interest toward Bitcoin and Ethereum have reduced demand for XRP.
From a technical standpoint, XRP has broken below key support levels, suggesting further declines may be possible. However, it is currently near the 23.6% Fibonacci retracement level at $2.33, which could act as support. Analysts believe that if XRP can surpass $3, it may pave the way for a rally toward $5. For now, short-term sentiment remains bearish due to negative funding rates and declining trader confidence.$XRP
I believe XRP will be two digits in 2025, and it's totally fair for coin like XRP by the way
FaZzi_here
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Bullish
$XRP JUST be realistic , $XRP will never go to $100 but it has the potential and volume and MARKETCAP and utilities to touch $3 , $5 , $10 dollar. So Buy Some $XRP and wait!! The explosion 💥 will start at any moment 🤯
XRP will exceed its all time high for sure ($3.84), but after that who knows?
Mori007
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$XRP There's some people keep saying XRP this or that, or XRP hits 30$ or even more. These people have 0 knowledge of market cap, don't be fool guys, XRP at 30$ = 2 trillion dollars market cap! This never happens, given XRPs bad performance and speed and technology compared to its competitors like Ethereum and Solana. XRP can't even justify its current 95B$ market cap, there's no good use case to it which cannot be done better and faster by other blockchains like Solana or Ethereum or even ADA. In Crypto and blockchain world technology and scalability and decentralization is the MOST important, where XRP lack the most. I just say ride the train while it's going up but gradually take your profits and leave it, put your money into BTC, ETH and SOL for the long run.
I believe it will exceed its all time high ($3.84), but after that who knows?
The_JokerS_PlayBook
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Bullish
🌟 Some Experts Believe $XRP Could Hit $50 or Even $200 – Is It Possible? 🚀
The idea of $XRP reaching $50 or even $200 has sparked excitement, but how realistic are these predictions? Let’s break it down:
$10 Per Token: Achievable with a $500 billion market cap, rivaling Ethereum ($ETH ) today.
$50 Per Token: Would require a $3.5 trillion market cap, surpassing the entire current crypto market.
$200 Per Token: A staggering $14 trillion market cap, demanding XRP to dominate global finance and revolutionize cross-border payments.
A Realistic Target
Experts agree that $6–$7 is a more achievable goal, fueled by: ✅ Strong institutional partnerships. ✅ XRP’s utility in cross-border payments. ✅ Market expansion and regulatory clarity.
The Bigger Picture
While bold predictions are exciting, $XRP’s true value lies in its ability to innovate and drive financial change. Even steady growth could mean significant returns for investors.
🔮 What’s Your Take? Can XRP soar to $50, or is a grounded approach smarter?
Sure some corrections will happen, but $1 became too far
tashilone
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Bullish
$XRP extremely overbought conditions happening. It will obviously go up but buy near $1 or below. Don’t fall for this insane pump. Sell and wait for $XRP to come below $1 to buy again #BTC☀ $BTC #XRPDumping