I see a lot of dream sellers posting on Square: XRP soon at $1,000, $500, even $10,000. It would be fantastic if it happens — but…
Technically, it’s extremely unlikely that XRP will ever exceed $5 (≈58.44 B circulating supply; ~$134 B current market cap).
Buying now to aim for a 2× return in the medium/long term is reasonable (current price $2.29 → target $4.58; implies market cap ≈$268 B).
And it’s even more unlikely that those entering now will see the same returns as those who bought XRP when it was worth only around $0.40.
I’d love to see more upside, but never fall in love with any crypto—emotional investing often leads to bad decisions, hurts morale, and erodes returns.
Maybe I’m wrong — no one knows the future. Easy money promises only trap those who belier them. What’s your take?
You hold the crypto. It doesn’t hold you (beware the illusion of control bias).
Don’t be fooled. The ECB wants its CBDC to control personal finance. Lagarde said she aims to protect traditional finance from stablecoins and BTC-heavy firms like Strategy.
JAIKAL
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# 🚨 BREAKING: European Central Bank Drops XRP BOMBSHELL – Is This the Game Changer? 💥
## 🔥 Europe’s Central Bank Just Shocked the Crypto World – Here’s What It Means for XRP! ### 📢 Breaking News for XRP Army! The European Central Bank (ECB) has just made a historic announcement that could catapult XRP into mainstream adoption across Europe and beyond! This could be the biggest regulatory green light for Ripple and XRP yet. --- ## 💥 ECB’s Major Crypto Policy Shift – Key Takeaways ### 1️⃣ Clear Regulatory Framework for Crypto Adoption - The ECB has officially recognized cryptocurrencies as part of Europe’s financial future. - Strict but supportive regulations are being rolled out, paving the way for institutional XRP adoption. - Ripple’s compliance-first approach positions XRP as a top contender for European bank integrations. ### 2️⃣ XRP’s Role in European Cross-Border Payments - The ECB is pushing for faster, cheaper international transactions—XRP’s core use case. - Major EU banks are now testing Ripple’s ODL (On-Demand Liquidity) for instant settlements. - SWIFT competitor? XRP could replace legacy systems in Eurozone transactions. ### 3️⃣ CBDC & XRP Integration – A Match Made in Heaven? - The ECB is accelerating its digital Euro (CBDC) plans—and Ripple’s tech is in talks for interoperability. - XRP Ledger could bridge CBDCs, making it a critical liquidity tool for global finance. - If adopted, this would make XRP indispensable in the new financial system. --- ## 🚀 What Does This Mean for XRP’s Price? ### ✅ Bullish Case: - Short-term (2024-2025): Potential surge to $3–$5 if EU banks adopt XRP at scale. - Long-term (2026+): If XRP becomes the backbone of EU cross-border payments, $10–$20+ is possible. ### ⚠️ Reality Check: - $100 in 2025? Still unlikely (needs $5.8T market cap). - But $5–$10 is achievable with mass adoption + CBDC partnerships. --- ## 🎯 Final Verdict: Is This XRP’s Moment? YES! This ECB move could be the biggest catalyst for XRP since the SEC lawsuit victory. If Ripple secures EU bank deals + CBDC integration, XRP’s utility (and price) will skyrocket. ### 💬 What’s Next? - Watch for Ripple’s EU partnership announcements. - Monitor ECB’s CBDC pilot programs for XRP Ledger mentions. - If banks start using ODL at scale, XRP demand explodes. 🔥 XRP ARMY – ARE YOU READY? ⬆️ Like if you believe XRP is FINALLY getting its due! 💬 Comment your price predictions below! #XRP #Ripple #ECB #CryptoNews #ToTheMoon $XRP
Trump Faces Backlash Over TRUMP Meme Coin Launch Before Inauguration
The current President-Elect of the United States, Donald Trump, has caused much controversy in the crypto space after launching his Official Trump (TRUMP) meme coin on Solana (SOL) two days before the inauguration.
The announcement on January 17 through Trump’s Truth Social account stated that the token was for him and his “winning.” The initial speculation pointed towards a possible hack, but the confirmation came shortly after, with Trump becoming the first U.S. president to endorse a meme coin.
Critics raise ethical concerns
Like others, the TRUMP meme coin has been criticized for having no real-world application. Critics and analysts have pointed out that using the Trump administration’s position to endorse cryptocurrency is questionable.
YouTuber Stephen Findeisen, also known as Coffeezilla, criticized the timings of the project. In a Jan. 18 post, he called the launch of the coin ‘unethical’ and raised concerns with the reported 80% of the coins being distributed to Trump’s inner circle. Findeisen described the situation as ‘nasty work’ due to the risks of large losses for inexperienced investors.
> dropping TRUMP memecoin 2 days before becoming president is nasty work> new SEC/DOJ guarantees no prosecution> 80% of tokens vest to insiders DURING the presidency> most ppl losing money will be MAGA who aren't crypto native> *should* be a crime but crime is legal now ig?
— Coffeezilla (@coffeebreak_YT) January 18, 2025
Peter Schiff, an economist who has consistently dismissed cryptos, likened the coin to Bitcoin in sarcasm while making fun of it. Former Trump aide Anthony Scaramucci called it “corruption” and warned it may negatively impact the broader crypto market.
Crypto-influencer Max Schwartzman said that it is possible that Trump’s account was hacked, as the TRUMP COIN website has the same design as Trump’s previous NFT project. Others, like 0xCygaar, pointed out that the two have similar technical structures, which only added to the hype.
Ok yeah the new Trump memecoin website is deployed almost identically to his previous NFT website.Same cloudflare setup, same deployment with Heroku, same SSL certificate issuer.Very similar HTML structure as before. pic.twitter.com/u1zLD7Vcv7
— cygaar (@0xCygaar) January 18, 2025
Explosive growth amid controversy
After the launch, the token only took 15 minutes to reach a market cap of $400 million. The launch also saw SOL, Solana’s native token, rise to an all-time high of $267 due to the buzz around the TRUMP token.
However, the TRUMP coin has soared and has recorded more than 12,000% adoption after its launch despite the backlash it has received. The token’s value reached close to $35 and then hovered around $29, taking the market capitalization to $5.98 billion. Successful traders have made a lot of money, with one of them reportedly making $50,000 to $1.1 million within a few hours.
However, doubts remain about the prospects of the token in the future. Currently, only 20% of the 1 billion TRUMP coins are in circulation with the remaining 80% to be released over the next 36 months.
At the moment, the first twenty holders possess 87.02% of the total token supply, which means only 12.97% remains for all other investors and traders. The developer wallet alone is estimated at about $15.5 billion, which raises questions about developers controlling and manipulating the market.
Some critics have claimed that this sort of ownership control weakens the token in question. Crypto analyst JRNY Crypto raised concerns about the lack of concrete information coming from Trump’s advisors to support the project.
The FOMO on the TRUMP token pushed many traders into action, causing a rise in the Solana price and an increase in its on-chain activity. Analyst Will Clemente pointed to the chaos, stating that traders have been dumping other assets to buy into the TRUMP phenomenon. However, some analysts have expressed concern that the fast pace may result in a quick drop.
Never seen anything like this, SOL ripping and everything on chain nuking as people panic sell to fomo into Trump’s memecoin. What is going on.
— Will (@WClementeIII) January 18, 2025
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