SWIFT Tests XRP and HBAR for Next-Generation Cross-Border Payments
Global payments network SWIFT is exploring the integration of Ripple’s XRP and Hedera’s HBAR as part of efforts to modernize and accelerate cross-border transactions.
XRP (RippleNet ODL): Enables near-instant settlement within 3–5 seconds at a cost of roughly $0.0002 per transaction.
HBAR (Hedera Hashgraph): Offers high throughput of 10,000+ transactions per second, combined with energy-efficient consensus technology.
Standards Compliance: Both assets are aligned with ISO 20022, making them compatible with existing global payment messaging systems.
If adopted at scale, this integration could dramatically reduce settlement times and costs—potentially replacing the legacy model of 1–5 day transfers with fees up to $50.
Cardano Founder Charles Hoskinson Meets with Ripple CEO Brad Garlinghouse, Discusses Collaborations and Regulatory Progress
Cardano (ADA) founder Charles Hoskinson revealed that he recently held discussions with Ripple CEO Brad Garlinghouse, sharing insights on potential collaborations and broader developments within the cryptocurrency sector.
Hoskinson also highlighted his conversation with Chainlink Co-Founder Sergey Nazarov, focused on integrating Chainlink into the Cardano ecosystem. He noted:
> “We sat down with Sergey Nazarov and had a long and enjoyable conversation about Chainlink’s support for Cardano, Midnight, and Bitcoin, as well as how to integrate Chainlink into the UTXO world.”
In addition, Hoskinson confirmed progress toward stronger engagement with the XRP ecosystem, stating:
> “I had a great conversation with Brad (Garlinghouse) about XRP. Lace (Cardano’s wallet) will support XRP by the end of the year. I'd love to do a joint event with some of the XRP community, maybe John Deaton and a few others.”
Hoskinson also attended a roundtable with key industry leaders and policymakers, including representatives from the Federal Reserve, Sergey Nazarov (Chainlink), Anatoly Yakovenko (Solana), and Brad Garlinghouse (Ripple).
On Cardano’s ecosystem development, Hoskinson disclosed that $23 million has been invested to date in supporting native token growth.
Finally, he addressed U.S. regulatory progress, noting positive momentum around the CLARITY Act:
> “The CLARITY Act is coming along very well, with a comprehensive draft likely by the end of September and hopefully signed into law in October.”
XRP vs. SUI: Evaluating Long-Term Investment Potential
When it comes to long-term crypto holdings, XRP and SUI stand out as two projects with distinct strengths and growth trajectories. Both are backed by strong technology and ecosystem development, but they cater to different segments of the digital asset landscape.
⚡ XRP – The Payments Powerhouse
Core Utility: Purpose-built for cross-border payments with fast transaction speeds and minimal fees.
Consensus Mechanism: Operates on the Ripple Protocol Consensus Algorithm (RPCA), which is energy-efficient and scalable.
Tokenomics: Fixed supply of 100 billion XRP, with scheduled escrow releases.
Ecosystem Growth: The launch of XLS-30 AMM has introduced DeFi capabilities on XRPL.
Regulatory Clarity: Ripple’s resolution with the SEC has removed significant legal uncertainty.
Long-Term Case: XRP offers a proven ledger with established infrastructure—an appealing option for investors who believe in the continued expansion of global payments and DeFi adoption.
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🚀 SUI – The Next-Generation Smart Chain
Technology: Built with the Move programming language and Mysticeti consensus, enabling speed and security.
Target Use Cases: Designed for consumer apps, gaming, and finance, with a focus on user-friendly experiences.
Innovation: Features such as zkLogin allow seamless onboarding using traditional logins (e.g., Google, Facebook).
Performance: Achieves ~480ms finality with parallel transaction processing for high throughput.
Risks: Ongoing token unlocks through 2030 may contribute to sell pressure.
Long-Term Case: SUI represents a high-risk, high-reward investment—an ambitious platform designed to drive Web3 consumer adoption and next-gen decentralized applications.
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🏆 Comparative Outlook
XRP: Established, lower-risk, and expanding beyond payments into DeFi.
SUI: Innovative, growth-oriented, but carries greater execution and tokenomics risks.
Investor takeaway: A balanced approach may involve holding XRP as a foundation for global payments infrastructure, while allocating selectively to SUI as a speculative bet on the future of Web3 consumer adoption. #HEMIBinanceTGE #FamilyOfficeCrypto
The wait is over—Binance Futures has gone live with WLFI, and global markets are paying close attention.
Pre-market indicators suggest a fully diluted valuation (FDV) of $20–$25 billion, positioning WLFI for what could be the most significant debut of 2025.
With strong community backing across the United States, China, and international markets, WLFI enters the digital asset space with scale, momentum, and global reach.
This is more than just another token launch—it marks a potential turning point for the digital asset industry, with the capacity to influence adoption and reshape market dynamics.
LUNC: From Historic Highs to a Potential Long-Term Opportunity
Current Price: $0.00005874 (−3.65%)
Previous All-Time High: $119
Once a market leader, LUNC now trades at a fraction of its former value, positioning it as a speculative small-cap play for long-term investors.
Illustrative Scenario:
A $10 allocation today would purchase approximately 167,645 LUNC tokens.
If LUNC were to reach $0.0002–$0.0005 by 2027, that investment could grow to $35+.
In a more optimistic, long-term scenario—if prices reached $0.05–$0.10 by 2035—the same $10 could potentially exceed $8,000.
While these projections are hypothetical and highly speculative, they highlight the asymmetric risk-reward profile that some investors find attractive.
⚠️ Disclaimer: This is not financial advice. Always conduct thorough research (DYOR) and invest responsibly. Even a small allocation to $LUNC could serve as a high-risk, high-reward wildcard in a diversified portfolio.
Considering a Career in Crypto or Forex Trading? Here’s How to Get Started
In today’s digital economy, Crypto and Forex trading are more than short-term trends—they represent career paths with significant growth potential. However, statistics show that nearly 90% of beginners fail, largely because they enter the market without proper education or a defined strategy.
To build a strong foundation, focus on these essential steps:
1️⃣ Learn the Fundamentals
Understand how Crypto and Forex markets operate
Learn key concepts such as pairs, pips, spreads, and leverage
Gain familiarity with chart reading and basic technical analysis
2️⃣ Develop Risk & Money Management Skills
Only risk what you can afford to lose
Apply proper position sizing and use stop-loss orders effectively
3️⃣ Start with One Market
Focus on either Crypto (e.g., BTC, ETH) or Forex (major currency pairs)
Avoid overextending across multiple markets early on
4️⃣ Study Proven Strategies
Explore methods such as Tape Reading, Order Flow, Smart Money Concepts (SMC), and ICT techniques
Learn to analyze volume, liquidity, and market behavior
5️⃣ Practice Before Going Live
Use demo accounts to test strategies and build confidence without financial risk
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Trading is not about luck—it requires discipline, strategy, and continuous learning. If your goal is to build a career in trading, approach it with patience, consistency, and a commitment to mastering each step of the process.
Former President Donald Trump has indicated plans to replace Federal Reserve Chair Jerome Powell in pursuit of aggressive monetary easing, potentially targeting as much as 300 basis points in rate cuts, according to The Kobeissi Letter (via BlockBeats). Trump has argued that the Fed’s current 4.25%–4.50% range is overly restrictive and is constraining economic growth.
However, most analysts view such drastic cuts as unlikely. Instead, they expect a more measured approach, possibly beginning with a 25-basis-point reduction in September 2025.
Historical context: Aggressive rate cuts, such as those in the 1970s, often worsened wealth inequality by inflating asset values while wage growth lagged. Today, wealth distribution remains highly imbalanced:
The top 0.1% of Americans hold wealth 5.5x greater than the bottom 50%
The top 1% own 51% of all U.S. stocks
Further rate cuts could intensify these disparities and risk fueling asset bubbles.
Global backdrop: In May 2025, central banks executed 15 rate cuts worldwide, marking the largest wave of synchronized monetary easing in more than two decades. Meanwhile, the Fed has kept rates steady since December 2024, wary of inflationary pressures tied to Trump’s tariff policies.
Looking ahead: Trump’s push to appoint a new Fed chair—possibly announced in the near future—aims to align monetary policy with his economic agenda. Yet, replacing Powell before his term expires in May 2026 could unsettle markets, raise questions about Fed independence, and increase uncertainty around U.S. monetary policy.
I’ve accumulated 2 million BTTC tokens in anticipation of possible developments from Justin Sun and the BitTorrent Chain team. A clear roadmap and the implementation of a token burn mechanism could significantly improve investor confidence and shift market sentiment.
History shows that a single decisive move from project leadership can act as a catalyst for renewed momentum. For this reason, I continue to hold a position—ready to benefit if such an opportunity arises, rather than watching from the sidelines.
💬 Are you also holding $BTTC while waiting for the next major catalyst?
Terra Classic at a Crossroads: Who Will Lead Next? ⚡️
After three turbulent years, the $LUNC and $USTC story is entering a decisive phase. Recent developments suggest a potential turning point:
🔸 Terraform Labs (TFL) and the Luna Foundation have been seized by U.S. authorities
🔸 Chapter 11 bankruptcy liquidation is now underway
🔸 Once the process is finalized, both TFL and the Foundation could be acquired by new owners
Why this matters: Potential buyers—ranging from Binance to WLFI or other major players—could play a critical role in shaping the future of Terra Classic. The community, which has continued building despite setbacks, may soon see new leadership emerge.
Historically, TFL claimed that the chain could not be revived. Yet, community resilience and ongoing support from Binance have kept momentum alive. Now, the outcome may depend on who ultimately takes control.
The key question: Will new ownership spark a revival for $LUNC and $USTC , or will this mark the final chapter in Terra Classic’s story?
Considering an Investment in $BTTC? Here’s a Perspective
In 2021, I invested $100 in BitTorrent Chain (BTTC) at a price of $0.0000066. As of today, that position is still down by approximately 86%, with no realized profit to date. I have continued to hold my tokens, waiting for the possibility of recovery.
This raises a few important questions:
What is the realistic outlook for BTTC moving forward?
Is there a path to break-even, or should expectations remain conservative?
How does the BTTC community currently view the project’s future potential?
Given this context, would you consider investing in BTTC at today’s levels—or take a more cautious approach?
Notcoin ($NOT) has seen explosive growth, gaining +265% in just seven days. However, the project’s momentum extends beyond short-term hype.
Originally launched as a viral tap-to-earn Telegram game, Notcoin has evolved into a broader Web3 gateway, leveraging its massive community and integration within the Telegram ecosystem to drive adoption.
Key Strengths:
✅ Mass adoption driver: Millions of players converted into token holders
✅ Ecosystem support: Backed by TON blockchain momentum
✅ Strong liquidity: High trading volumes and CEX listings providing accessibility
With its combination of community-first growth, seamless onboarding, and real-world utility, Notcoin is positioning itself as more than a game token—emerging instead as a serious contender in the memecoin + adoption narrative.
Price Outlook: Analysts expect $NOT to consolidate in the near term, with potential upside in Q4 2024 if market sentiment remains bullish. Key targets being discussed range from $0.0035 to $0.0040, should momentum continue.
Despite the broader market pullback, several tokens are demonstrating notable strength:
$NEO: +15% Often referred to as “China’s Ethereum,” NEO continues to power smart contracts and decentralized applications.
$WHITE: +16% A Real-World Asset (RWA) protocol designed to bridge traditional financial instruments—such as stocks, bonds, and real estate—with blockchain technology.
$QTUM: +30% A hybrid blockchain combining Bitcoin’s UTXO model with Ethereum’s EVM, offering both security and flexibility.
These moves highlight strong underlying momentum, even as the wider market faces pressure.
Major Development for XRP: Ripple and Mastercard Launch XRP-Backed Debit Card
In a significant step toward mainstream crypto adoption, Ripple and Mastercard have officially launched an XRP-backed debit card on August 25, 2025. The initiative is supported by a $75 million investment from Ripple and Gemini.
Key Features:
Cardholders can seamlessly spend XRP at millions of merchants worldwide.
Instant crypto-to-fiat conversion, eliminating delays and simplifying everyday transactions.
Why This Matters: This launch represents more than just another crypto debit card—it’s a move designed to bring XRP into mainstream financial usage. By making it easy for consumers to use XRP like cash, the partnership could drive adoption, increase utility, and potentially strengthen long-term demand for the token.
With institutional backing and a global payment giant like Mastercard onboard, this development positions XRP for greater visibility in the everyday payments space.
Pi Coin is moving closer to its highly anticipated mainnet launch, marking a significant milestone for the project.
Current Price: $0.3567
24H Change: -1.64%
24H Trading Volume: ~$29.64 million
Message to the Pi Community: Patience and optimism remain key. While the crypto market naturally experiences volatility, the upcoming mainnet launch presents a pivotal moment that could drive substantial growth.
With mainnet activation approaching, Pi has the potential to surpass the $1.50 mark and beyond. This milestone represents the beginning of a new phase, with many exciting developments still ahead.
🙌 Congratulations to all Pioneers—the real journey is just beginning. 🚀🌕
$TRUMP on the Move – Can It Reach $77 or Even $100?
Momentum around $TRUMP is accelerating as traders closely watch whether the token can break through key resistance levels. With bullish sentiment gaining strength, the next test will be whether $TRUMP can push toward the $77 mark—or potentially achieve the major milestone of $100.
The question now: will the momentum carry $TRUMP higher, or will resistance prove too strong and trigger a pullback?
Which Coins Could Realistically Make You a Millionaire by 2040? (Backed by Math, Not Hype)
I ran the numbers using the conservative end of expert 2040 price projections. The formula is simple: 👉 $1,000,000 ÷ predicted price = tokens required
Here’s what it looks like:
Bitcoin (BTC): ~2 BTC
Ethereum (ETH): ~28 ETH
XRP: ~15,600 XRP
BNB: ~142 BNB
Solana (SOL): ~672 SOL
Chainlink (LINK): ~2,700 LINK
Dogecoin (DOGE): ~200,000 DOGE
PEPE: ~1.1B PEPE
Compared to my earlier estimates (BTC 2, ETH 25, XRP 50k, BNB 120, SOL 1000, LINK 5k, DOGE 300k, PEPE 20B), the updated math shows some surprises. XRP, LINK, DOGE, and PEPE require far fewer tokens than expected, while ETH and BNB demand slightly more.
Key Takeaways
BTC & ETH remain the most reliable long-term anchors.
SOL, BNB, and XRP stand out as strong contenders for millionaire-making potential.
Meme tokens like PEPE still carry lottery-style risk — though you need less than initially thought, the gamble remains high.
📌 Bottom line: A diversified approach across anchors (BTC/ETH), strong ecosystem plays (SOL/BNB/XRP), and calculated speculative bets (DOGE/PEPE) may offer the best balance between risk and reward by 2040. #CryptoRally #ETHInstitutionalFlows
Momentum around $TRUMP continues to build as sustained buying pressure drives the charts higher. Backed by strong community support and growing market interest, the setup suggests the potential for a significant bullish move.
📌 Key Target: $70 remains a critical level to watch, acting as the next major magnet for bulls. A decisive break above near-term resistance could pave the way for accelerated upside.
💡 Accumulation Opportunity: Current price zones may offer attractive entry points for strategic positioning ahead of a potential breakout.
This is not simply market noise — it reflects a clear trend with strong momentum. Traders and investors should keep $TRUMP on their radar as market dynamics continue to evolve rapidly.
⚡ Stay alert. Stay prepared. The next move could be pivotal.
The Value Proposition of $Jager: A Deflationary Token Model
The fundamental strength of $Jager lies in its burn mechanism. Unlike tokens that rely purely on speculation or short-term hype, $Jager incorporates a built-in economic utility: the systematic and permanent removal of tokens from circulation.
This deflationary model is not a one-time event, but rather a continuous and sustained process, directly enhancing scarcity over time. For long-term holders, this mechanism creates a value-aligned structure where reduced supply supports the potential for stronger price appreciation and long-term sustainability.
According to the latest market data, Polkadot (DOT) is trading at $4.14, ranking #24 among cryptocurrencies. With a circulating supply of 1.61 billion DOT, its market capitalization stands at approximately $6.67 billion.
In the past 24 hours, DOT gained $0.33.
Over the last 7 days, DOT has risen 8.85%, showing steady bullish momentum.
This performance highlights Polkadot’s growing strength, making it an asset worth watching closely.
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Price Predictions
🔹 2025
Minimum: $3.90
Maximum: $4.04
Average: $4.17
🔹 2026
Minimum: $6.72
Maximum: $8.36
Average: $6.92
🔹 2027
Minimum: $9.49
Maximum: $11.55
Average: $9.77
🔹 2028
Minimum: $13.56
Maximum: $16.58
Average: $14.05
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Conclusion
Polkadot has consistently demonstrated resilience and long-term growth potential. Forecasts suggest a gradual but steady appreciation in price from 2025 through 2028, driven by Polkadot’s expanding ecosystem and interoperability focus.
👉 Stay updated for more crypto insights and market forecasts.