Everyone gets excited when a coin crashes hard—they're like, "If it recovers, I'll make a fortune." But that's thinking like a novice. When a cryptocurrency sinks like this, it doesn't just recover. Smart money stays away. Whales and experienced investors don't touch it. Only speculators bet on a quick bounce. Many of these tokens crash and stay dead. I would love for it to recover to my break-even point so I could short-sell even more—but deep down I know it won't. Conclusion: hope is not a plan. Be logical, not emotional.
"Envy is the tribute that mediocrity pays to talent".
Legend has it that once, a snake began to chase a firefly. The firefly fled quickly and in fear of the fierce predator, but the snake had no intention of giving up. It fled for a day and the snake did not relent, two days and nothing. On the third day, already without strength, the firefly stopped and said to the snake: – Can I ask you three questions? – I do not usually make concessions to anyone, but since I am going to devour you, you may ask. – Am I part of your food chain? – No. – Did I do you any harm? – No. – Then, why do you want to end me? – Because I cannot stand to see you shine.
MORAL: It is a real case in our society where there are people who cannot understand the success of others and always degrade it to avoid recognizing their mediocrity. We must understand that behind every achievement, there is an extraordinary person and great tenacity that makes it possible.
More than the truth, there are people who do not understand the success of others.
In 1976, while a flu outbreak was ravaging several nursing homes in Vietnam, one detail made the difference between life and death.
In one of those homes, caregivers, without advanced medical resources, resorted to a method as simple as it was ingenious: postural drainage. They stacked towels under the torso or placed patients on inclined stretchers, so that gravity would help drain secretions from the lungs and keep the airways clear.
There were no antivirals or ventilators available. Just towels, improvisation, and careful observation. And it worked. In that nursing home, no elderly person died, while in others, without this method, deaths were counted by the dozens.
The episode went unnoticed outside of Vietnam, but it became a powerful example of how creativity and human care can overcome a lack of resources. Sometimes, the solution is not in the most sophisticated technology, but in leveraging the most basic: ingenuity, gravity, and the will to save lives.
"My mom's tanda was not a game… it was her way of stretching our dreams."
Every two weeks, my mom set aside an envelope with crumpled bills. She said it was for the tanda. At home, that word became magical.
When it was time for the "tanda," the excitement was felt in the air: there were those who got new shoes for school, some received new supplies, or a piece of furniture appeared in the living room that became the pride of all.
I remember my mom counting the bills, with her tired hands, and saying: —I don't mind waiting, what's important is that when it arrives, it comes complete.
As a child, I didn't understand. I thought it was unfair to give her money to others and wait weeks to see something in return. With the years I understood that there was the lesson: patience, trust, and shared discipline.
Today, when I see receipts, debts, and endless payments, I think of my mom's wisdom. She, without courses or the internet, knew how to manage like no one else. Because with the tanda, she didn't just buy things… she taught us to value effort and to wait with faith.
👉 The tanda was more than savings: it was a pact of community, trust, and hope.
“My dad always said: ‘First you, I’ll manage as I can’… and I didn’t know that meant walking kilometers every day.”
Julián left early for work. He would wake up his children, give them money for the school fare, and always repeated the same: —First you, I’ll manage as I can.
Sometimes it was enough for everyone, sometimes not. When it wasn’t, he kept silent. He smiled at them as if nothing was wrong, handed them the exact coins, and watched them leave.
Then, he adjusted his cap, hung his lunchbox, and walked for more than an hour to the factory. He arrived tired, with a sweaty shirt, but he never complained.
One day, his eldest son saw him from the truck while he was walking down the avenue. It hurt his heart to understand that that “I’ll manage as I can” was actually a daily walk of kilometers.
Years later, when that son got his first paycheck, the first thing he did was take his dad by the hand and buy him a new pair of shoes. —These are so you don’t wear out your feet anymore —he said.
That day Julián smiled with tears in his eyes. Not because of the shoes… but because he understood that his sacrifice was never unnoticed.
👉 Lesson: Parents often walk in silence so that their children can move forward with firm steps. And one day, when we grow up, we discover that the biggest debt is not money… it’s love.
“In this marriage there was not one account, there were two… and a secret.”
For years, Laura and Miguel shared a roof, children, and routine. But they did not share their money.
Every two weeks, Miguel deposited his share into the family account: rent, electricity, food, school. Laura did the same, but in silence she set aside a part and kept it in another account, only in her name.
It was not out of greed. It was out of fear. Fear that one day he would leave, fear of repeating the story of her mother, who one day was left with nothing and had to start from scratch.
Miguel never knew. Until one day, by accident, he discovered the bank statement hidden in a drawer. At first he felt anger. Why was she doing this? Distrust? Selfishness?
But that same night, Laura told him the truth with tears in her eyes: —I don’t save out of distrust in you… I save because of the distrust that life left me. I don’t want to feel hunger again, nor fear of being alone without being able to support the kids.
Miguel remained silent. He understood that his wife was not saving money… she was saving security.
Since then they decided to save together, in a single account, but with a different agreement: that fear would no longer decide for them, but trust.
👉 Because in a marriage, money can be a wall or a bridge. It depends on whether they handle it with fear… or with trust.
“Don't bring me anything... just come over for dinner.” That's what Doña Carmen always said whenever one of her children asked her what she wanted for her birthday or Christmas.
Her children, now adults with good jobs, didn't understand. They bought her appliances, trips, clothes... they even pooled together to get her a huge television for the living room.
She smiled, thanked them, and carefully arranged everything. But in silence, the gift stayed there, untouched, turned off.
One night, while washing the dishes after the party, she murmured sadly: —I don’t want another blender... I want you to stay for dinner.
The youngest granddaughter, who heard her, was the first to understand. Since then, she began to visit her on Wednesdays just to have dinner with her. Soon, more children and grandchildren joined, until the house was filled with noise and laughter again.
That day, Doña Carmen realized that she had finally received the gift she always asked for... the only one that truly mattered: shared time.
👉 Because the most precious thing you can give your parents can't be bought in stores: it's called presence.
In this modern fable, each pig represents a social status and their approach to the economy:
The First Pig (Low Status): This pig neither saves nor invests his money; as it comes in, he spends it on luxuries and squanders every penny. When faced with a crisis, he realizes that he has no savings or investments to help him in his old age.
The Second Pig (Middle Class): This pig understands the importance of saving money and setting aside for his future, measures his expenses, and occasionally treats himself to luxuries, but it's not enough. When a financial crisis occurs, his savings are insufficient to offset the losses.
The Third Pig (Upper Class/Financial Elite): This pig understands that it is not enough to just save; he knows he must put his money to work and not let it stagnate. He makes investments both in himself and in businesses not his own, has multiple sources of income, and when a crisis comes into his life, he knows that the cash flow from his investments will help him stay afloat.
The Big Bad Wolf represents the volatile market, economic crises, inflation, or any financial event that threatens the stability of the less prepared. An timeless lesson on the importance of planning and financial solidity!
An old man loses his horse. The town feels sorry for him: “What a misfortune.” The old man replies: “Who knows?”.
The horse returns with more horses. The town celebrates: “What good luck.” The old man replies: “Who knows?”.
The son falls from a horse and breaks his leg. The town mourns: “What a tragedy.” The old man replies: “Who knows?”.
A war breaks out and all the young men are sent to the front… except for his son.
The world is like this: the "fools" label everything as good or bad instantly. The wise wait. Time puts everything in its place, not the emotions of the moment.
📖 What breaks you today may save you tomorrow. 📖 What you celebrate today may be the seed of your downfall.
If you do not learn to look beyond the first impression, you will live like the townspeople: a slave to the ups and downs, begging for joys and crying over misfortunes.
The old man was not a fortune teller. He was free. Free because he did not depend on what happened, but on how he interpreted it. That is being stoic: not marrying euphoria or pain. Just looking ahead and saying: “Who knows?”.
The ship of Theseus poses a disturbing question: If over time you replace every plank, every nail, and every sail of a ship, is it still the same?
The paradox is not in the ship, but in us. You also change: your body, your thoughts, your emotions. What you were ten years ago no longer exists. And yet, you still say: “it’s me”.
Stoicism shows us the key: your identity is not found in what changes, but in what remains. You are not just the flesh that wears away or the memories that fade, but the will to reason, choose, and stand firm in the face of the inevitable.
Marcus Aurelius knew this: "Change is what nature does. Do not fear it, for nothing exists without it."
Therefore, do not be afraid of not being the same. Life disarms you and rebuilds you over and over again. You are like the ship of Theseus: every storm changes your pieces, but as long as your helm is virtue, your course will remain yours
The Stoics warned against wasting our energy on those who do not know how to appreciate it. Just as pearls have no value to pigs, your time, your words, and your effort will have no value to those who are not willing to understand them.
Seneca said: “It is not that we have little time, it is that we waste much.”
Wisdom is not about convincing everyone, but about carefully choosing to whom you give your attention.
Do not offer your calm to those who thrive on chaos. Do not give your loyalty to those who trade in betrayal. And do not gift your peace to those who only want to drag you into the mud.
Take care of your pearls. Because each one is your very life.
It means not giving the valuable to those who do not know how to appreciate it.
The “pearls” symbolize the precious: wisdom, advice, love, time, effort. The “pigs” represent people who do not have the willingness, sensitivity, or maturity to value that.
Awaken 🔥 Don't wait for the world to be fair to move. Don't seek motivation from the outside, because you can't control what is outside. What you can control is your mind, your discipline, and your will. Marcus Aurelius wrote it clearly: “When you rise in the morning, think of the privilege of being alive, of breathing, of thinking, of enjoying, of loving.” Today is not a day for complaining, it is a day for rising up. Today you are not a victim, you are a creator. Today the day does not command you, you command the day.
"What irony: in life there were no pills... at his funeral there were mariachis." Don Ernesto was 72 years old. He spent his last years sick, and more than once asked for help to complete the pills. His children always said, "we'll support you later, dad." And he settled for what he had, even if it wasn't enough.
The day he died, all the money suddenly appeared. A luxury coffin costing almost $2,000, flower crowns costing $300, a special hearse, a wake service, mariachis, and even a banquet for the guests. In three days they spent what they never gave him in life.
The same man who in his last months did not have the basics to take care of himself became the perfect excuse to show off a funeral that he could no longer see.
And while they toasted in his memory, a neighbor murmured what many were thinking: "How sad that they didn't give him in life what they now show off in his death."
True love is not measured in expensive coffins or flowers that wither; it is measured in being present when he still breathes. The dead do not see crowns... but the living do feel the abandonment.
“He told me it was an emergency... and a week later he showed up with a new iPhone.”
Ana, 29 years old, lives in Mexico City. Her younger brother, Luis, 25, called her desperately: —“Sister, lend me money, it’s urgent. I need 12,000 pesos. I’ll pay you back as soon as I get paid, I swear.”
Ana, although she only earned 18,500 pesos as a designer, sacrificed her rent and her groceries to help him. —“He’s my brother, how could I not support him?” she thought.
A week later, while checking social media, she saw the photo: Luis smiling, showing off an iPhone 14 worth 22,000 pesos. The caption read: “With effort, everything is achievable.”
Ana felt a knot in her stomach. Not because of the money... but because of the lie. She had believed it was an emergency, she had trusted as always, and once again it became clear that for some, family is just an ATM.
Since then, she never lent him money again. Because she understood that the real pain is not losing money... but discovering that trust is worth less than a phone.
Moral: When someone lies to you to get money, they not only steal your wallet: they steal your peace, your trust, and your respect. And the worst part is that those debts are rarely paid back... neither with money nor with apologies.
“Life is only one”… until old age arrives and there is nothing left.
Don Alfredo was the soul of every gathering. Always with a joke, always with a beer in hand. Every time someone talked to him about saving, he would laugh and respond: —“Save? Life is only one! We must enjoy it.”
And he enjoyed: impromptu trips, parties every weekend, meals at restaurants, expensive gifts to impress. His family saw him as a cheerful man, although sometimes Doña Carmen, his wife, would say worriedly: —“Alfredo, think about tomorrow, about the kids… what are we going to do when the job is gone?” He would silence her with a smile: —“Tomorrow we'll see, dear. Today we have life.”
Years passed, and that “tomorrow” arrived. Old age caught up with him without savings, without insurance, with nothing set aside. Illness knocked on his door, and the same joy he once boasted of turned into silence in a borrowed bed.
His children, now adults, took turns helping with medicines and rent. Some did it out of love, others with resentment. One of them murmured: —“My father taught us to enjoy… but he also passed on the fear of having nothing.”
LEARNING
Living in the present is important, but forgetting the future is a debt that someone else will end up paying.
Enjoying is not wrong… what is irresponsible is turning joy into an excuse not to prepare.
The true balance is not in living in fear or in wasting without thinking, but in enjoying while also building security.
Because yes, “life is only one”… but it can feel long when you have no way to sustain it.
FINAL REFLECTION
A father can teach with his laughter… but he also leaves lessons with his silences when money is no longer enough.
“I didn't put it in my wife's name... because I thought it would be safer that way. Today, I have no home.”
Sergio, 35 years old, saved every penny to buy a home. When the time came to sign, he hesitated: —“What if I get divorced one day? Better to put it in my mother's name.”
For 8 years, he paid 14,500 pesos monthly in mortgage, plus all the expenses of the house. His wife never knew that, legally, the house was not in their names.
When they divorced, Sergio breathed easy: “At least the house is mine.” But shortly after, his mother passed away. And with her, the truth: the house was part of the inheritance and had to be divided among his siblings.
Sergio did not lose the house because of his wife... he lost it due to distrust and not putting it in her name.
Moral: Avoiding one problem by inventing another is never a solution. Sincerity in a couple and legality in paperwork are the only things that truly protect you.
For four years, Carolina and Andrés saved all they could. There were no vacations, no expensive dinners. They saved every last peso because they dreamed of opening their own restaurant in CDMX.
With 480,000 pesos in savings, a family loan of 120,000, and a bank credit of 350,000, they managed to gather almost a million pesos. It was their big bet.
At first, everything was excitement: they remodeled the place, hired two waiters, invested in advertising on social media. But soon reality hit:
The monthly rent of 28,000 pesos consumed half of the profits.
Supplies were rising every week.
Customers were coming in less than expected.
After six months, they already owed three months of rent and their credit card was maxed out. The arguments began:
—“I told you we shouldn’t take out such a big loan!” shouted Carolina. —“If you don’t take risks, you never win!” replied Andrés.
A year later, they closed the restaurant. And not only did they lose money... they also lost each other. Divorce came as quickly as bankruptcy.
Because when the money runs out, love doesn’t sound so romantic anymore.
Moral: It’s not enough to dream. Before investing as a couple, make sure to:
Have an emergency fund.
Not bet the entire estate.
Separate personal finances from business finances.
Discuss risks as openly as you discuss love.
A poorly planned business can break the finances... and also the relationship.”
“I don’t separate because of what we earn… I separate because we never knew what to do with what we had.”
Laura and Javier had been married for ten years. She worked as a nurse; he as a truck driver. They were not rich, but they had enough to get by if they organized themselves.
The problem was that they never did. Laura kept her money in marked envelopes: rent, electricity, food, school. She noted every peso in a notebook. —“I prefer a sacrifice today than to live my whole life in debt,” she said.
Javier thought differently. —“Why live counting coins? Life is one! Let’s enjoy it.” And every two weeks he came back with bags of new clothes or appliances bought on credit.
The fights were constant: —“How do you expect me to save if you spend what we don’t have?” —Laura reproached. —“How do you expect me to live if you have me tied to a notebook?” —Javier replied.
At first, love seemed stronger than the differences. But over the years, exhaustion prevailed over affection.
One day, Laura packed her things in silence. Javier looked at her without understanding. She, with tears in her eyes, told him before leaving: —“I don’t separate because of what we earn… I separate because we never knew what to do with what we had.”
LEARNING
Money not only pays bills: it also shows values and priorities.
A couple can withstand poverty, but not the lack of agreements.
Saving without enjoying can be a prison… spending without thinking can be suicide.
True love is not just about embracing in good times; it’s about building a common plan in difficult times.
FINAL REFLECTION
Love doesn’t break when there’s a lack of money… it breaks when there are too many reproaches and too few agreements.