Nefiji

$BNB #AI An interesting web3 project, which is also featured on Binance Alpha since some time, is called #Holoworld AI. It's an AI agent launcher, just like Creator.Bid or vvaifu for example, and their main token is named $AVAAI - which also doubles down as their first AI agent.

The reason why I think this project is interesting is because they're mimicking BNB's launchpool concept, where you're able to profit from airdrops just by subscribing the associated token to Simple Earn products. So by staking Holoworld's main token, you're able to automatically accumulate hourly rewards in the form of curated AI agent tokens from their platform.

As I am a big fan of BNB and the way it incentivizes people to hodl the coin long-term through passive airdrop farming, I do appreciate that Holoworld AI is trying something similar with their $AVAAI token. Roughly 25% of the entire supply of this token is staked right now, and in the future it's also going to be burned by Holoworld AI users for additional agent features.

Personally, I have a good feeling about this project and their utility, and I've committed the minimum staking amount yesterday evening, when the price per token was at 10 cents.

Whether you should invest into this project or not should be depended on your personal view on AI agents. Do you think they can provide additional brand- & interaction-based value to social media, or are they just a passing fad waiting to vanish into obscurity again? This decision is for everyone themselves to make.

Also, a fair warning: The minimum staking requirement is 2.000 tokens, which right now go for approximately 250~ USD. So please decide with your own risk-tolerance in mind.

Main Platform: https://app.holoworld.com/
AVA AI on X with CA: https://x.com/AVA_holo

$BTC #loans Hello fellow Binancians, are you aware of the fact that you can take out loans from Binance? Yes, that's right, and it's also super easy and instant, too - but you do need an equal amount of deposited crypto as collateral.

So how exactly does this work? All of the following examples are using BTC, because everyone should have at least one relatively stafe pick in their portfolio. I have also decided that we're going to borrow USDC, because it's pretty close to being a traditional loan.


The rundown: You could borrow USDC from Binance if you have deposited BTC on the exchange. You will get approx. 71% (keep this value in mind for later) of the collaterals (BTCs) worth in USDC. You can do anything you want with that loan, even turn it into fiat and move it off the exchange, but your collateral will remain frozen on Binance. (You can still keep the collateral subscribed to flexible earn though)

This kind of loan could be very useful in a bear market, when you have done your research and believe that the market has reached its bottom, because it enables you to invest more into BTC with no additional fiat inflow. Once you've made profits, you can convert your BTC back to USDC and pay off the loan, while keeping all of the remaining (more valuable) BTC for yourself. The only downside to doing this is the net annualized interest rate of approx. 11%.


Risks: The biggest risk with this kind of loan is to be liquidated. This means that Binance is going to sell your collateral if the value of BTC drops too much, because this will increase your LTV (loan-to-value) factor from our initial 71% (remember?) to 91%, at which point the liquidation will take place. The solution would be to take out a more conservative loan (50% LTV) for a bigger safety net, as well as to regularly repay parts of the USDC loan to decrease your LTV.

Be careful about what you're going to do with this feature, because getting liquidated would definitely hurt, but at the same time do not ignore the potential for additional gains when using it responsibly.

$BNB Being able to earn 20 USD (40 USD if I would've sold airdrop tokens at launch) by doing almost nothing (hodling 2 BNB, completing one web3 quest) ain't so shabby - and I haven't even reached 30 days yet.

The incentives to hold and subscribe BNB to Simple Earn products really aren't that bad in my opinion. I especially like how you automatically qualify for every Launchpad, HODLers Aidrop and Megadrop, as long as you've subscribed your BNB for at least 30 days.

I initially planned to sell off my BNB again before the bear market arrives, but I think that I'm just going to forget about the money until the next bullrun (3-5 years), and just keep passively farming airdrops in the meantime.

Thinking long-term is the only decently risk-averse way to earn money in the crypto space anyway.