In the first half of August, up to $90 billion flowed into money market funds, pushing the total amount in these funds to a record high of $6.2 trillion.
This surge in money market fund assets is attributed to expectations that the Federal Reserve will end its period of tightening monetary policy and high interest rates, which could lead to decreased bond yields. As a result, institutional investors are shifting their funds in search of better returns.
Large investors are beginning to move cautiously, avoiding a rush into the stock market. Instead, they are waiting for the optimal moment to deploy their capital.
I believe in the future of BounceBit and Cedefi. LFG
BounceBit
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BounceBit 2025: Synchronicity
As the West wraps up the first month of the new year and Asia welcomes the Year of the Snake, BounceBit, born in Asia, seizes this moment to unveil its vision and product roadmap for 2025—a year of opportunity, innovation, and growth.Jack Lu, BounceBit Founder
Introduction: Setting the Stage for 2025 with CeDeFi + RWA As traditional finance grapples with shifting interest rates and the increasing institutional adoption of digital assets, 2025 stands as a pivotal year for the convergence of TradFi and DeFi. Real World Assets (RWAs) are moving from experiment to mainstream, while the crypto ecosystem matures beyond speculation into genuine utility. In this landscape, CeDeFi emerges as the critical bridge between these evolving worlds. Before outlining our vision for 2025, I want to express our deepest gratitude to our community, partners, and investors. Your trust and support have been instrumental in establishing BounceBit as a leader in the CeDeFi & RWA space, and your continued faith drives us forward. Reflections on 2024: The Dawn of CeDeFi In 2024, the crypto market underwent a transformative shift. Basis arbitrage mechanism was redefined, expanding its reach beyond institutional players to everyday users through innovative on-chain products. This breakthrough was driven by technological advancements in fund segregation and mirroring between custodial institutions and centralized exchanges. Solutions like Ceffu’s MirrorX and Copper’s ClearLoop set new benchmarks for transparency, efficiency, and security. They introduced a powerful concept: capital efficiency can coexist with trust. Amid this wave of innovation, BounceBit and Ethena emerged as pioneers. Ethena focused on leveraging base-layer arbitrage yields to expand USDE and USDtb, emphasizing stablecoin adoption. BounceBit, on the other hand, introduced a decentralized asset management marketplace, offering users unparalleled freedom to explore diverse investment combinations. BounceBit's trajectory in 2024 demonstrated the power of organic growth in CeDeFi. While our TVL touched $1 billion early in the year during our pre-TGE phase, the true validation of our model came in Q4. Following the November launch of CeDeFi V2, our TVL surged organically from $200 million to over $700 million—a remarkable 3x growth achieved without any token emissions or points programs. This growth translated directly to protocol fees, with November and December setting consecutive records of $2.5 million and $3 million respectively, demonstrating the sustainable economics of our model.
(Source: DefiLlama) The institutional adoption of our platform reached a significant milestone when Boyaa Interactive International Ltd (HKG: 0434), Asia's largest public-listed Bitcoin holder, not only invested in BounceBit but also entered into a strategic partnership to expand our CeDeFi ecosystem collaboratively. This partnership, alongside our position as the first platform to adopt BTCB on BNB Chain and strategic collaborations with Ethena and Ondo Finance, validated our bridge between traditional finance and crypto innovation. Our global expansion continues to accelerate. Based in Singapore, we've established deep connections with Asian exchanges and institutional players, while simultaneously building our presence in the West. As I write this, our team is spending January in New York City, meeting with RWA issuers and leading financial institutions to expand our U.S. institutional partnerships. This dual-market presence uniquely positions us to connect Eastern liquidity with Western innovation. While Ethena led in capital volume through their focus on stablecoin adoption, BounceBit excelled in reinventing basis strategies to provide token-denominated yield across a wide range of assets including BTC, ETH, BNB, SOL, and more; the technical complexity and robust risk management engine reflect the unique strengths and opportunities of both Western and Asian markets. Our technological edge, combined with our deep understanding of both markets, positions us uniquely in the CeDeFi landscape. As we step into 2025, BounceBit stands at the intersection of two transformative trends: Wall Street's growing appetite for digital assets and Asia's dominance in crypto trading infrastructure. We're not just building a bridge between these worlds—we're creating the foundation for a new financial paradigm where traditional capital meets crypto innovation, institutional trust meets DeFi efficiency, and Eastern markets meet Western opportunity. The future of finance isn't East or West—it's both, and BounceBit is making it possible. BounceBit’s All-Weather Product Strategy The cyclical nature of the crypto market demands adaptability and forward thinking in anticipation of the evolving risk appetite and portfolio allocation. BounceBit’s All-Weather Strategy provides tailored solutions for each market phase:
2024: BTC Denominated Real Yield Products
As the market entered a bull phase, BounceBit launched BTC denominated real yield products, becoming the first CeDeFi-built BTC yield solution through basis arbitrage.
2025: Dollar Denominated Real Yield Products
The latter stages of a cycle are typically characterized by profit-taking and risk aversion, driving asset rotation into dollar and dollar equivalents. BounceBit will shift focus to dollar denominated yield products, helping investors manage bull-market profits and secure long-term capital growth.
2025 Strategic Product Rollout: Building on this foundation, our quarterly roadmap focuses on systematic expansion: Q1: Introduction of BounceBit Prime, flagship institutional offering combining CeDeFi & RWA Q2: Strengthening BB Chain’s ecosystem with RWA Credit Market and CeDeFi applications Q3: Deployment of RWA Settlement and Clearing House for enhanced market stability Q4: Regulatory compliant yield product and institutional partnership expansion Macro Opportunities: Western Innovation Meets Asian Agility The West focuses on tokenizing the best capital market assets, from the U.S. Treasuries to money market funds and private credits. The real challenge is creating sustainable, long-term innovation and giving these assets actual utility beyond their inherent yield. Asia markets, given the region's dominance in liquidity venues such as CEXs, are focused on bringing new retail and institutional liquidity into crypto. They are constantly reiterating for better UIUX and exploring new ways to reduce onboarding friction. The greatest opportunity lies in bridging these two paradigms: enabling Western tokenized assets to access Asian credit and liquidity infrastructures. By making RWAs into functional, collateralizable settlement assets, this convergence could unlock significant growth and innovation.
BounceBit Prime: Institutional Product for Dual Yields BounceBit’s 2025 mission centers on realizing this bridge. Through BounceBit Prime, we aim to seamlessly integrate Western RWAs with Asia’s dynamic credit and liquidity markets. Imagine 2 scenarios: A crypto fund manager holding tokenized RWAs but faces challenges in maximizing their capital efficiency and income opportunities. A TradFi fund manager eyeing the basis yield, but struggles with counterparty risks associated with stablecoins and centralized exchanges. With BounceBit Prime, users can transform RWAs into yield-bearing settlement assets and leverage Asia's robust credit and liquidity infrastructure to access diversified trading and yield opportunities, all while bypassing the need to hold USDT/USDC on centralized exchanges. Investors no longer face a trade-off between stability and growth—they can earn yields from basis trading and risk-free treasury assets simultaneously and securely. This isn’t just a product; it’s a global financial solution, unlocking utility for RWAs, enhancing liquidity, and harmonizing the innovative strengths of the West with the agility of the East.
Micro Opportunities: Breaking Down Stablecoin Barriers Stablecoins, the backbone of crypto liquidity, present inherent limitations: Trust Barriers
Issuance of both treasury-backed and algorithmic stablecoins by private institutions presents significant barriers to entry for TradFi participants. Key concerns include reserve transparency, regulatory clarity, issuer credit risk, and algorithmic stability (for algorithmic stablecoins), all of which contribute to substantial friction in onboarding.Distribution Bottleneck
Stablecoin issuers heavily rely on centralized exchange (CEX) listings for distribution. However, new entrants often introduce minor variations in wrappers and yield distribution mechanisms among existing treasury-backed stablecoins, complicating CEX integration and leading to fragmented liquidity.Value Extraction
Stablecoin holders often face a trade-off between earning yield through basis trading or treasury yield, but not both. This limitation arises from structural designs, directing yield of the underlying asset to the issuer.
The Opportunity of Stablecoin Alternatives The solution lies in bypassing stablecoins entirely. By directly integrating tokenized treasuries and money market funds (like BlackRock's BUIDL or Franklin Templeton's BENJI) with liquidity venues through BounceBit, we can unlock liquidity, enhance capital efficiency, and minimize friction for TradFi onboarding.
Key innovations include: Collateral Expansion: Tokenized RWA as collateral in dynamic liquidity venues.Disintermediation: RWA integration eliminates reliance on stablecoins as an intermediary, enabling seamless Tradfi onboarding.Yield Parity: Enabling participants to simultaneously earn yields from both basis trading and the risk-free rate of Treasury assets.
This approach doesn’t negate stablecoins but instead capitalizes on their limitations to create more flexible, efficient systems. The BounceBit Layer 1 Ecosystem Vision: CeDeFi & RWA Prime Services RWA Settlement, Restaking & Clearing House To navigate market cycles and facilitate asset rotation, BounceBit will introduce settlement products. These products will enable users to seamlessly allocate between token assets, stablecoins and tokenized Treasuries like BUIDL and BENJI, offering a secure and transparent path for managing funds during volatile periods while generating low-risk returns. A cornerstone of this vision is our pioneering RWA restaking infrastructure. By integrating regulated, blockchain-native U.S. government money market funds as restaking assets for BounceBit Chain's network security, BounceBit is expanding the frontier of what's possible in making RWAs truly functional within crypto markets. Traditional money market funds already offer steady yields from government securities, but by bringing these assets into our ecosystem, we unlock unique dual-yield opportunities: users can simultaneously earn Treasury-based returns while participating in basis trading yields through our CeDeFi infrastructure. This innovative approach exemplifies our mission of bridging Western financial innovation with Asian trading infrastructure, creating unprecedented capital efficiency for institutional-grade assets. Furthermore, our RWA clearinghouse will enhance the fungibility and liquidity of RWA assets with similar underlyings. This will facilitate seamless minting, burning, and swapping between different Treasury-backed assets, ultimately improving the overall fungibility, interoperability, and liquidity within the BounceBit ecosystem BounceBit Network: CeDeFi Applications The BounceBit Network is our initiative to directly support new protocols innovating with BounceBit’s CeDeFi infrastructure and RWA Credit Markets while aligning $BB with the success of these new protocols. As our infrastructure matures, we're seeing the first wave of independent projects building on BounceBit's CeDeFi stack. One application that has already been announced is: durian.win durian.win, a mobile-first trading platform launching in Q1 2025. Their approach to simplified trading mechanics, combined with the allocation of 20% of their token supply to $stBB stakers, demonstrates the kind of ecosystem synergies we anticipate seeing more of as our infrastructure serves as a foundation for independent innovation. CeDeFi Liquidity Mining (CLM) A cornerstone of our initial vision, CeDeFi Liquidity Mining (CLM) has been in development since BounceBit's early stages. After months of preparation and partnership building, we're now in advanced implementation phases with major exchange partners. CLM will reward trading activity on centralized exchanges with token incentives, bridging the gap between CEX liquidity and DeFi incentivization mechanics The system creates aligned incentives between traders, exchanges, and the broader ecosystem while addressing the persistent challenges of traditional DeFi - fragmented liquidity and limited yield opportunities. Building on our established position as a leading trading entity, CLM represents a natural evolution of our infrastructure. With development progressing ahead of schedule and exchange partnerships being finalized, CLM will become a reality in 2025, marking another milestone in our mission to bridge traditional trading with DeFi innovation. Looking Forward As we build this bridge between Wall Street's assets and Asia's credit &liquidity infrastructure, we invite: Builders to leverage our CeDeFi stack - durian.win is just the first example of what's possible with BounceBit's infrastructure. Institutions exploring RWA tokenization and yield generation - our dual-market presence and proven track record with partners like Boyaa show what's achievable. Users seeking sustainable yields - whether through BTC arbitrage in bull markets or USD yields in bear markets, our all-weather strategy is designed for you. To our community: Your support through 2024's milestones, from CeDeFi V2 to $700M+ in TVL, made this possible. 2025 is about delivering on our core vision: making RWAs truly functional in crypto markets while bridging Eastern liquidity with Western assets. -Jack Lu Founder & CEO, BounceBit
$BB is displaying strong bullish momentum, and several factors suggest the price could continue its upward trajectory: 1. Surge in Trading Volume: The recent increase in trading volume indicates growing market interest, possibly fueled by $BB's new listing on a Korean exchange. Exchange listings often bring fresh liquidity and new participants, which can elevate demand and push prices higher. 2. Valuation Gap with $ENA : The comparison of $BB to $ENA , often referred to as “$ENA at an 80% discoun
At the end of 2020, Trump injected around $1 trillion, sending BTC soaring from $10k to $40-50k. Then Biden followed with another $1.9 trillion, and the Fed slashed interest rates to zero, fueling an epic altcoin season.
Now, it’s uncertain how much Trump might inject this time or what policies he’ll roll out to boost the economy. Meanwhile, China is ready with a $1.4 trillion stimulus, and there’s a strong chance they’ll soon need to ease their hold on BTC.
The moment we’ve been waiting for could finally be on the horizon! See you at the big pump! $BB $BTC $ETH
Typically, when Bitcoin pumps, altcoins lag behind, but today was different due to the election results. The market had been in a state of uncertainty for a month, which isn't ideal for altcoins that thrive in clear, bullish conditions. Trump's influence provided the market with much-needed confidence, boosting altcoins in anticipation of clearer, more lenient crypto regulations.
For @BounceBit if we cross the green line, the outlook is solid, especially with the 99-day moving average in place. $BB is making a comeback. Keep an eye on upcoming regulations, as they’ll affect BounceBit’s CeDeFi and asset management. If regulations remain favorable under a Trump administration, this strengthens my confidence in BounceBit and CeDeFi. @Ethena_Labs $ENA similarly, benefited from this sentiment shift, as projects with big visions are closely tied to regulatory developments.
I’m excited about the upcoming launch of Cedefi V2. It seems that high-quality tech coins are currently undervalued compared to the value these projects deliver.
Whenever the BB price dips, I’ll take the opportunity to buy more—sticking to my long-term holding strategy.
I’m hopeful that Cedefi V2 will drive the $BB price higher
After Israel announced it would focus on military and intelligence targets in its retaliation, the US stock market (SPX) rebounded sharply!
Meanwhile, $BTC remains sluggish, leading to slight bleeding across altcoins.
However, a positive sign is emerging as cash flow is showing strong signs of activity returning on the $ETH network. Meme tokens on $ETH are also making a strong comeback!
For more details, please check the article below.
What do you think—can the $ETH/$BTC chart turn around?
A lot of exciting developments have been unfolding with $BB that reinforce my bullish stance.
- @BounceBit is launching CeDeFi V2, expanding to multiple chains. - This upgrade will include support for $SOL, $BNB, and $ETH directly on their respective networks.
These assets will provide various yield strategies, granting access to CeDeFi-driven yield opportunities.
BounceBit
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⚫️⚪️BounceBit CeDeFi is going multichain with V2.
CeDeFi V2 will support $SOL, $BNB and $ETH on their native chains.
The above assets will be available for diverse yield strategies, enabling their access to CeDeFi-powered yield.
The entire Western market is feeling the impact of the recent Iran-Israel-US tensions, even though a significant missile was launched without casualties.
$BTC often viewed as a risky asset in Western investment portfolios, is also experiencing this pressure due to its status in ETFs.
In contrast, China's stock market continues to thrive, driven by strong momentum!
It’s a stark contrast: China’s growth versus the West’s struggles.
Despite the media’s portrayal of rising tensions, there’s a strong likelihood that further military escalation between Iran and Israel will be avoided. The risks of World War III are being sensationalized, likely to instill fear and unsettle retail investors.
$BTC is climbing steadily, and it's a beautiful sight!
There's a strong possibility of a big breakout when it reaches the previous peak, with daily candles showing a $5-10k jump, surprising the bears.
Money is being pumped into the market at a rapid pace, and it’s only a matter of time before it flows into crypto. If China opens up to crypto, the market could go wild.
Today is the last big trading day of the week. The price will likely move sideways until the end of the week and then continue to bump strongly next week!
$BTC's bump is nothing, guys. When you see Chinese stocks pumping two candles a day, increasing by 10%, you can clearly see the magnitude of this money flow.
Expanding L1 Ecosystem: Beyond restaking and yield, BounceBit is creating a robust ecosystem of applications. This includes a full DeFi stack with impressive growth metrics, a CZ-themed DeFi mining campaign, an active meme launchpad, and even early-stage AI products.
Strong Market Comparisons: Think of BounceBit like Sui, whose TVL and price surged through mining activities. BounceBit is positioned for a similar breakout as its mining campaigns kick off and on-chain activity increases.
BounceBit is currently launching a celebration campaign on BounceClub in honor of CZ's return, featuring very high APYs.
1️⃣ 30% APY on $BBTC 2️⃣ $50K Quanto rewards 3️⃣ 50% APY for swap LP
$BB
BounceBit
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𝐖𝐞𝐥𝐜𝐨𝐦𝐞 𝐁𝐚𝐜𝐤 𝐂𝐙 𝐂𝐚𝐦𝐩𝐚𝐢𝐠𝐧
#FreeCZ on Sep 29, get ready for:
1️⃣ 30% APY on $BBTC 2️⃣ $50K Quanto rewards 3️⃣ 50% APY for swap LP
📍http://club.bouncebit.io
More details in the thread👇 1/ Pool 1: Stake $BBTC for 30% APY
Duration: 1 Month Pool cap: 50 BBTC Hard cap per address: 1 BBTC
2/ Pool 2: $50,000 Rewards for Quanto trading
Duration: 1 month Rewards are distributed based on users’ trading volume. The more you trade, the more rewards you’ll receive.
3/ Pool 3: Stake Swap LP tokens for 50% APY
Duration: 1 month Contribute to the liquidity of a TBA Swap pair and enjoy 50% APY 👀
The market is still facing a risk that could cause $BTC to dip in the short term: the possibility of long-term bond yields rising again (meaning bond prices falling).
This risk may also explain why Warren Buffett has been heavily selling Bank of America shares, as the bank currently has one of the largest bond-related losses ($105 billion).
If another banking FUD occurs, rest assured that the FED will likely inject a large amount of money to stabilize the situation, just as they did in 2023. However, this could also trigger short-term panic and a market sell-off.
If a DIP happens, take it as an opportunity to buy confidently, knowing that the FED's priority is to safeguard the banking industry. Everything will be fine in the long run.
PlanB is back with another round of optimistic Bitcoin predictions! 😂😂😂 Here's the wild forecast:
- October: Classic "pump" month. BTC hits $70k. - November: Trump wins the election, ending the Democrats’ war on crypto (Biden/Harris/Warren/Gensler). BTC reaches $100k. - December: Huge inflows from ETFs. BTC surges to $150k. - January: Crypto companies and communities return to the U.S. BTC jumps to $200k. - February: Power Law group sells off. BTC drops to $150k. - March: Bitcoin becomes legal tender in Bhutan, Argentina, and Dubai. BTC skyrockets to $300k. - April: Trump/U.S. begin building a strategic BTC reserve. BTC climbs to $400k. - May: Other countries (except the EU) join the race. BTC at $500k. June: AI starts using Bitcoin to automate traditional trades. BTC hits $600k. - July-December: Massive FOMO takes hold. BTC reaches a new high of $1 million. - 2026: Distribution phase. BTC returns to $500k. - 2027: Bear market. BTC bottoms out at $200k.
I don't trust this plan. It feels overly optimistic. The real winners are those who know when to take profits. Hard work and reinvestment matter, but timing is crucial.