To Binance Square Builders: Thank you for being here, a red envelope is presented to you!
Thank you to every builder for your support and contributions! A special red envelope is ready— Red envelope password: bigbao
Here, we share insights, grow together, and realize value. Looking forward to continuing our journey together and building a more vibrant crypto community! #ETH突破4000
💵 Stablecoin Issuers Hold Hundreds of Billions in U.S. Treasury Bonds
As a key bridge connecting digital assets and traditional finance in the cryptocurrency market, the management of reserve assets by stablecoin issuers has garnered significant attention. In recent years, leading stablecoin issuers (such as Tether and Circle, the issuer of USDC) have continuously increased their holdings of U.S. Treasury bonds, with some exceeding $100 billion. This phenomenon reflects the maturity of the stablecoin industry and reveals its deep ties to the traditional financial system.
Market Size and Reserve Composition • The global stablecoin market cap has reached $260 billion, accounting for 8% of crypto assets • Tether holds $120 billion in U.S. Treasury bonds, surpassing several sovereign nations • Circle (USDC) holds over $22 billion in U.S. Treasury bonds • Approximately 80% of the stablecoin industry's reserves are allocated to U.S. Treasury bonds
Policy Drivers and Institutional Participation • The GENIUS Act requires payment-based stablecoins to have a 1:1 reserve, allowing U.S. Treasury bonds to qualify as assets within 93 days • European bank Société Générale launched the CoinVertible product • Companies like Ant Group and JD.com are deeply engaged in the Hong Kong stablecoin market • The high liquidity and low risk characteristics of U.S. Treasury bonds enhance the credit backing of stablecoins
Trading Opportunities • Pay attention to the relationship between U.S. Treasury bond yields and stablecoin premiums/discounts (currently 0.15%-0.25%) • Track the impact of reserve structure adjustments before the implementation of the GENIUS Act on short-term Treasury bonds • Extreme volatility in BTC/ETH may trigger on-chain liquidity rebalancing
Market Sentiment • 73% of users believe that increased U.S. Treasury reserves enhance the credit rating of stablecoins • Some express concerns about the concentration risk of Treasury bonds (USDT holdings account for 5.7% of the market) • Watch the trend of RWA tokenization and innovations related to U.S. Treasury bonds #Tether #美债
⚡ Why is it said that data infrastructure will determine the next breakout point of Web3?
In the early days of blockchain, everyone focused on consensus mechanisms, TPS, and Gas fees; but as the application ecosystem gradually enriches, the real bottleneck becomes—data availability.
On-chain data is transparent, yet it faces three major challenges: 1️⃣ Dispersed across different chains, lacking unified standards 2️⃣ High invocation costs, significant barriers to building nodes and indexing services 3️⃣ Poor real-time performance, making it difficult to support complex interactions and AI reasoning
🔍 Chainbase's Solution
Chainbase is not merely a data provider, but a complete decentralized data infrastructure: Multi-chain real-time indexing: Integrating data flows from public chains and Layer 2 High-performance query engine: Instant response even under complex conditions Modular API access: Supporting various business scenarios such as AI, DeFi, NFT, RWA Tokenized incentive mechanism: Connecting data contributors and users through $C , forming a self-driving ecosystem This allows developers and analysts to build complex on-chain data applications directly on Chainbase, without spending months setting up the underlying architecture.
🌐 Impact and Trends As Web3 applications continue to diversify, data is no longer just a historical ledger, but a core production resource driving transaction matching, user profiling, asset mapping, smart recommendations, etc. Whoever controls high-quality on-chain data, will have the ability to gain an advantage in the next round of Web3 explosion.
The value of Chainbase lies not in "providing data", but in making the acquisition, combination, and application of data a fundamental capability.
📡 The future of Web3 is multi-chain and multi-scenario, and data is its universal language. Chainbase is writing the grammar of this language. #Chainbase @Chainbase Official
In recent days, people have been messaging me asking: You've been playing with HUMA coin for so long, is it reliable? Today I will share my real experience with everyone, and I promise it's all the truth!
First, let's talk about the most practical function. It's so difficult to borrow money from the bank these days, you often have to provide collateral and guarantees. But using HUMA coin is different! My childhood friend runs a small goods wholesale business in Yiwu, and last month he urgently needed funds for turnover, so he used the HUMA coins in his account as collateral, resulting in a credit limit that was 20% higher than usual, and the interest was discounted by 20%. I must say, this is something that really helps us small business owners!
Now let's discuss something even more tangible. With prices so high now, the interest from keeping money in the bank can't even keep up with inflation. However, if you put your idle money into Huma's profit pool, users holding HUMA coins can earn an additional 30%! My wife’s cousin tried putting in 50,000 USD last year, and after six months, he earned nearly 10,000 more than ordinary users; now he recommends this to everyone.
What I find most valuable is that holding HUMA coins really gives you a say! Any new policy adjustments on the platform must be voted on by us coin holders. I remember there was a proposal last month to lower the borrowing threshold for small and medium-sized enterprises, and in the end, 83% of people voted in favor. This sense of participation is something you can't experience on other platforms!
Now, the Huma platform is quite large; I heard the number of users they've served has surpassed six figures. What surprised me the most is their cross-border payment feature. My partner, Old Li, who runs transportation with me, now uses this for payments for goods to Vietnam, and the fees are nearly half of traditional channels, plus the speed of arrival is particularly fast.
To be honest, there are all kinds of coins on the market right now, but very few can really solve practical problems like HUMA. Watching it develop and grow step by step, with increasingly practical functions, I, as an old user, truly feel it's worth it! @Huma Finance 🟣 #HumaFinance $HUMA
🧧🧧I came gently, just as I left gently🙏 without taking a cloud away🌈 🧧🧧Opportunities quietly arrived, just like the wave of trends💦 treating everyone the same👏 The money of the future🥰 has come with a chance of millions of times, are you the one who understands opportunities?👍👍👍 Hawk spreads the idea of freedom, do you understand #Hawk ? Hawk is #SHIB 's killer, how many times of profit beyond SHIB's market value is there? Can you calculate? Let's chat in the comments🤝🤝🤝 #特朗普允许401(k)投资加密货币 #美国加征关税 #Hawk
Blockchain has already proven its capability in asset tokenization, but there has long been a gap in the field of information transmission, especially regarding encrypted messages with clear semantics and privacy requirements. In the traditional financial system, cross-border settlements, compliance instructions, financial reports, RWA documents, etc., all rely on the support of encrypted messages, and Web3 has only recently welcomed a solution that can truly meet this demand.
The Encrypted Messaging Onchain protocol launched by Mind Network has emerged against this backdrop. Its design concept is similar to the structured instruction system of SWIFT but deploys all logic on-chain, achieving end-to-end encrypted storage and permissioned decryption at the information level, fundamentally ensuring privacy and security. This model can be applied in scenarios such as cross-border payments, asset transfers, tax audits, and also takes root in the RWA field, encapsulating real estate contracts, business reports, etc., into NFTs to achieve an auditable and permanent record effect.
Unlike many projects that remain at the conceptual stage, this protocol has entered the practical phase, with an existing web version available for experience, and is connecting with more large chain ecosystems (some partners cannot be disclosed). The underlying technology employs Fully Homomorphic Encryption (FHE), which has quantum resistance, providing security and foresight. Furthermore, Mind Network has established long-term partnerships with major tech ecosystems such as Alibaba Cloud and ByteDance, providing a solid resource foundation for future expansion.
Writing data on-chain has never been difficult; the challenge lies in making the data understandable in semantics and rigorously protected. Web3 has relatively matured in building asset bridges, but in constructing semantic bridges, Mind Network is taking a crucial step.
Nightly Sol Layout on 8.9: Good evening everyone, I am the commander Li Chen of the Chen family army. This strong offensive seems like a huge bull on the surface, but in reality, my brothers have probably been hit in the groin by the dogs three times. It must be said that market sentiment is indeed fierce, and the current pattern does not show a significant pullback trend, so we cannot say it has peaked yet. If you ask me, it's all so obvious. If you don't go long today, tomorrow you'll be struggling against the competition. Light head, heavy tail, so keep some for replenishing and firing:
Leave a prosperous red envelope for the brothers 🧧 Go to the comments section to catch this soaring joy 🐮
Long around sol 180.31-177.3, replenishment position: to be determined in the comments section First tier looking at 185-183 Second tier looking at 190-187, pattern level: 195 #sol #ETH突破4000
The current 4-hour structure of Ethereum is almost in place for the main upward wave, and it is about to undergo the 4th wave adjustment. For the pullback, let's first look at these two points: 4068 and 3940. If support is found here and it doesn't break below the high of the 1st wave, it will still generate the 5th wave upward. Currently, short-term trading is not very useful; following the trend is important. Even if you don't go long, you shouldn't always be trying to touch the top. We can only enter a short position when the trend starts to deteriorate!
Just tried something new on Kamino Finance… and it’s 🔥
$HUMA Market has officially gone live on @KaminoFinance and it’s opening up some interesting DeFi moves. If you’ve been holding $PST, you can now:
Borrow against it without selling
Loop your positions to amplify yield
Grab a 3x Feathers 🪶 bonus on USDC lending during the launch promo
⚡ For anyone new to “looping” , it’s basically reusing your borrowed funds to lend/earn again… like stacking yield layers. Powerful, but remember: higher rewards = higher risk if the market turns.
💭 My take: I like this because it blends Huma’s real-yield focus (backed by real-world assets) with Kamino’s smart position management. You’re not just chasing APRs; you’re using structured tools that help manage collateral better.
If you’re in yield farming mode this week, this might be worth testing while the 3x Feathers promo is live.
📌 More details at : @Huma Finance 🟣 Happy looping — and keep an eye on those health ratios. 👀
$BTC Since it's the era of big pancakes, let's do it! At the current price level, whether you're bullish or bearish, there's profit to be made! Looking at a high of 130,000, and if you make a little profit at the low, just run! There are no issues with that!