数字游民Luna

Lagrange Finance optimizes cross-chain trading and yield through smart contracts and liquidity pools, unleashing the potential of $LA holders. Lagrange's unique multi-asset pool algorithm increases capital efficiency while maintaining low slippage. Community members can participate in governance to earn staking rewards and protocol dividends, contributing to ecological prosperity.

Trading Strategy
Short-term trading: Focus on the 4-hour moving average and key support levels. When the price retreats near the support, position at a low, target resistance levels to take profits, and set stop-loss 2% below the support.

Hold for the medium to long term: Build half of your position before major ecological upgrades or cooperation announcements, and add the remaining position when the mainnet or product goes live. Hold HUMA and $LA until the DAO proposal for the dividend plan is passed.

Huma Finance 开创性地将用户的实际收入流（如工资、应收账款等）引入链上作为借贷抵押。这一创新解决了传统 DeFi 过度依赖加密资产抵押的问题，让未持有大量加密资产但有稳定现金流的用户也能获得融资。通过身份认证、去中心化预言机等技术，Huma 能在保护隐私的前提下验证借款人信用，为自由职业者、小微企业等群体开启融资新通道。

收入质押，无需加密抵押：Huma 允许用户将未来工资、订阅收入等可验证的现金流作为贷款担保，无需锁定加密资产。这对未持有大量加密币的普通人尤为友好，为更多人提供了 DeFi 信贷通道。
实时结算，高效循环：依托 Solana、Stellar 等高性能公链，Huma 实现秒级跨境支付结算。借款者通过质押收入可立即获得 USDC 等稳定币贷款，智能合约自动管理还款流程；流动性提供者每天收取极低手续费（一般6–10个基点）并在短期内收回本金，从而多次循环资金赚取稳健收益。
开放生态，多元应用：Huma 支持机构级（许可）和普通用户（去中心化）两种模式，任何人都可以参与流动性挖矿。项目合作伙伴包括支付巨头和金融科技公司，衍生出跨境支付、DePIN（去中心化基础设施网络）、加密薪资发放等多种真实应用场景。流动性提供者可在“经典模式”中获得稳定 USDC 年化收益，同时额外获得 HUMA 代币奖励；也可以选择“Maxi 模式”锁定资金获取更高代币激励。

图:Huma 推出的 PayFi 生态架构图，展示了跨境支付与信贷的多层模块化框架。

Huma 团队绘制的上述PayFi 生态图清晰展示了未来支付融资的多层架构。图中各层涵盖从高效交易层、稳定币货币层到合规与信贷层等关键组件，标出了生态中的主要参与方（如金融机构、链上协议等），可视化地反映了 Huma 所处的开放、模块化支付网络。

除了对收入流的创新利用，Huma 还致力于引入更广泛的现实世界资产（RWA）。大多数 RWA 项目专注于房产、债券等实物资产代币化，而 Huma 则将收入和信用本身代币化。例如，Huma 的方案使 临时工、DAO 贡献者、小微企业、全球自由职业者 等群体都能通过未来收入获得链上信贷。这一定位不仅拓宽了 DeFi 的用户基础，也加速了金融包容：许多新兴市场中的劳动者和小企业，过去很难在传统金融体系下获得贷款，而 Huma 让他们通过证明未来收入来获取资金。

展望未来，随着现实资产上链的关注度提升，Huma 的全链路信贷基础设施具有巨大潜力。业内认为，基于收入的借贷是 DeFi 的下一前沿市场，成功实现后可对接万亿级的真实经济规模。Huma 已在多个市场开展合作，未来计划扩展更多收入数据源与链路、支持多条公链和去中心化治理，推动协议不断演进。

图：Huma 2.0 推出后，任何人都可通过手机参与流动性提供，享受稳定收益和代币激励。

同时，Huma 社区价值也在不断凸显。HUMA 代币不仅用于协议治理，还激励数据提供者和贷款审核者、为风险池提供抵押保证。2025年4月推出的 Huma 2.0 开启了去中心化时代，取消了专业投资者门槛，普通用户也可存入资金成为流动性提供者，获得 USDC 收益并领取代币奖励。未来，随着代币发行和 DAO 机制落地，持币者能够参与风险模型制定和生态参数治理，共享 Huma 成长红利。

总之，Huma Finance 将现实世界收入带入链上，开创了 DeFi 信贷的新思路。它通过收入质押和模块化架构，让金融资源更快流通，为全球用户提供可信、开放的融资路径。关注 @Huma Finance 🟣 humafinance，并了解 #HumaFinance 的最新动态，与社区一起见证这一创新在 Web3 时代的蓬勃发展！

🌈Heavy Benefits! WalletConnect is investing 5 million $WCT tokens for SOL ecosystem's four pillars

(Valued at over 3.35 million dollars based on the current price of 0.67 dollars)

As the first project in the blockchain field to genuinely give back to the ecosystem, WalletConnect's airdrop campaign targeting the four major communities of Phantom wallet, Jupiter traders, Backpack users, and Solflare wallet is a milestone event in the industry! Which project would be willing to spend 24 million RMB out of their own pocket to benefit users?
🌟Analysis of three core value points:
Binance certified powerhouse: $WCT has landed on the world's largest trading platform, with top liquidity ensuring safety

✨ One sentence: Enso is the "universal glue" of Web3, which can stick all chains into a super network. It can work automatically with just the user's words! Now you can get free airdrops by completing tasks, the cost is ≈ 0, come quickly if you want to be a pattern party!

💡 Why do we have to rush?
1️⃣ Endorsed by top institutions: Polychain led the investment, Multicoin followed the investment, raised $9.2 million, with more than 75 partners, and the transaction volume on the chain exceeded $15 billion

2️⃣ Track leader: The leader in the intent engine track (imagine it as an AI commanding a DeFi robot), which is more powerful than The Graph - it can not only check data, but also help you trade directly!