Post 1/5 — Understanding Binance Earn: not just a savings account in crypto
> Many think that Binance Earn is just a crypto equivalent of a “savings account.” False. Binance Earn is actually a suite of financial products that cover various levels of risk, return, and liquidity. You have 3 main types: Flexible: access at any time, low rate, ideal for cash. Locked: fixed duration, higher yield. Structured: (e.g. Dual Investment) riskier, more technical. The real strategy is not to “invest just to invest.” It’s about knowing where, when, and with what risk tolerance.
How I use $BTC as the pillar of my crypto portfolio
> For me, $BTC is not an asset like the others: it is the backbone. It represents 50% of my overall allocation, and I do not trade it. It is there for relative stability, programmed scarcity, and institutional recognition. I use altcoins for growth, stablecoins for responsiveness, but $BTC is the foundation. My approach: constant DCA, rebalancing every quarter, and no selling as long as the macro cycle does not change. It's not sexy, but it works.