Post 1/5 — Understanding Binance Earn: not just a savings account in crypto
> Many think that Binance Earn is just a crypto equivalent of a “savings account.” False. Binance Earn is actually a suite of financial products that cover various levels of risk, return, and liquidity. You have 3 main types: Flexible: access at any time, low rate, ideal for cash. Locked: fixed duration, higher yield. Structured: (e.g. Dual Investment) riskier, more technical. The real strategy is not to “invest just to invest.” It’s about knowing where, when, and with what risk tolerance.
How I use $BTC as the pillar of my crypto portfolio
> For me, $BTC is not an asset like the others: it is the backbone. It represents 50% of my overall allocation, and I do not trade it. It is there for relative stability, programmed scarcity, and institutional recognition. I use altcoins for growth, stablecoins for responsiveness, but $BTC is the foundation. My approach: constant DCA, rebalancing every quarter, and no selling as long as the macro cycle does not change. It's not sexy, but it works.
$BTC against global debt: an alternative or an illusion?
> Global debt is reaching new heights. Central banks are injecting, fiat currencies are eroding... and Bitcoin, with its fixed supply, is attracting attention. But is it a real alternative? $BTC remains young, volatile, and still poorly understood by institutions. However, more and more states are considering integrating it into their reserves, if only indirectly via ETFs. The Bitcoin bet is not just speculation. It is a position on the long-term failure of fiat currencies.$BTC
$BTC > Bitcoin remains the absolute reference: over 50% dominance, strengthened institutional adoption via ETFs, and unparalleled algorithmic scarcity.
Yet, several signals invite caution:
Decreasing volume despite high prices
Bullish funding rates = market too euphoric?
Whales are starting to transfer funds to exchanges
Fundamentally, nothing has changed. But technically, a healthy correction towards 60k would strengthen the structure.
Current strategy: hold long term, but partial hedging via stablecoins or defensive altcoins.
$BTC is not for sale but one must know how to defend it.