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🌍 Biyapay - Unlock global financial freedom, your money can go wherever you want!

Whether you are an international student chasing dreams, a cross-border e-commerce merchant, a digital nomad who travels freely, or a keen cryptocurrency investor, Biyapay is your passport to the global financial world! Payment, collection, investment, consumption, from now on, it is as simple as sending a message!

💥 Why choose Biyapay?

🚀 Lightning-fast cross-border payment
3 seconds to arrive: say goodbye to the 3-5 days of waiting for traditional cross-border transfers, and the flow of funds is so fast!

Ultra-low handling fees: save 70%, so that every penny is spent on the blade.

Real-time optimal exchange rate: travel, consumption, investment, 0 hidden fees, save up to 50%!

🌐 Global scenarios, one-stop solution
International students: pay tuition fees for 1000+ colleges and universities around the world in seconds, no overdue worries.
Foreign trade merchants: support Amazon, and other platforms, automatic currency conversion, worry-free collection.
Investment experts: US stocks, Hong Kong stocks, gold, real estate, low threshold, one-click entry.
Crypto players: USDT/BTC/ETH can be converted to fiat currency in seconds, and funds can be freely and flexibly in and out.

🔒 Extremely safe and assured
Compliance guarantee: Holds US MSB, EU EMI, and Hong Kong MSO licenses, with global trust endorsement.
Bank-level custody: Cooperate with top institutions such as HSBC and Standard Chartered, and the funds are as stable as a rock.
Intelligent protection: AI risk control + military-grade encryption, 7×24 hours to protect every transaction of yours.

📱 Open an account in 3 minutes, simple to fly
Passport/ID card fast authentication: No cumbersome information is required, and global accounts can be easily opened.
Multi-national assets management on one screen: Intelligent bills are automatically generated, and financial information is clear and worry-free.

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🔥 Join Biyapay now and start your journey of borderless finance!
📲 Manage funds anytime, anywhere,

💡 Biyapay - Make the world easier to pay and easier to collect!
Your global financial freedom starts from this moment!

Opening a new chapter of global asset trading, BiyaPay will help you achieve wealth freedom!

Are you ready for a multi-asset trading wallet that subverts tradition? BiyaPay is coming, bringing you a new experience of global asset trading! Come and see its hard-core strength!

Amazing data, trusted by the world
- 500,000+ registered users, covering 100 countries and regions
- Daily transaction volume exceeds 10,000,000, and cumulative remittances exceed 1,000,000,000
- Business spread all over the world, strength is unquestionable, BiyaPay is your wealth management artifact!

Functional explosion, meet all needs
Global remittance, arrive in seconds
BiyaPay allows you to easily realize global capital flow! Support 30+ legal currencies (US dollars, Hong Kong dollars, euros, etc.) and 200+ digital currencies for free exchange, global transfer, withdrawal to US stock/Hong Kong stock investment accounts, same-day remittance, same-day delivery, fund dispatch is fast!

Investment and trading, mastered at one hand
Want to play with US stocks, Hong Kong stocks, foreign exchange futures, digital currencies, commodity futures? BiyaPay can handle it all!
- Three steps to get started: download the App → email registration → identity verification
- One-click trading: search for the stock name or code in the "market", and you can buy and sell after recharging the deposit, simple and efficient!

Safe and compliant, trust with confidence
- BIYA GLOBAL LIMITED: New Zealand registered financial service provider, member of the independent mediation mechanism for financial disputes
- BIYA GLOBAL LLC: US ​​Treasury Department Financial Crimes Enforcement Bureau registered money service provider, compliance supervision double insurance
The safety of funds is guaranteed, so you can invest without worry!

The future is here, more surprises
BiyaPay will never stop! Coming soon:
- VISA physical card: online and offline payment + global ATM withdrawal
- More local currency support: global same-day remittance and same-day delivery
- Credit card to buy and sell digital currency: more convenient transactions
- Bank account support: brokerage real-time deposit and withdrawal, no need to open an additional account

Take action and start the journey of wealth!
My dears, the opportunity of wealth freedom is right in front of you! Scan the code to download BiyaPay App now and explore the infinite possibilities of global asset transactions!
#BiyaPay#Multi-Asset Trading Wallet#GlobalRemittance#InvestmentTrading
BiyaPay, zero distance to global wealth!

🚀 BiyaPay: Unlock Global Financial Freedom, Wealth Without Borders!

🌍 The world is in your hands, payments without borders
Whether you are an international student, cross-border e-commerce merchant, global traveler, or digital asset player, BiyaPay allows you to easily navigate global capital flows! From tuition payments to global investments, from travel spending to cryptocurrency exchanges, BiyaPay redefines the financial experience of 'speed, savings, and freedom'!

🔥 Why Choose BiyaPay?
💸 As easy as pie, cross-border payments have never been this simple!
International students: Tuition arrives instantly at global institutions, say goodbye to cumbersome banking processes!
✅ Cross-border merchants: Supports 100+ countries, 50+ currencies, lightning-fast payment settlements!
✅ Investment enthusiasts: One-click investment in US stocks, Hong Kong stocks, overseas real estate, global assets at your fingertips!
✅ Travel players: Real-time best exchange rates, 0 hidden fees, spending made easier!
✅ Crypto pioneers: Seamless exchange between fiat and cryptocurrencies, wealth flows without barriers!

⚡ So fast it’s ridiculous, savings that are heart-stopping!
• *90% of transactions completed within 3 seconds, no more waiting 3-5 days!
• Fees are 70% lower than traditional banks, transparent exchange rates, no hidden tricks!
• Smart bill management, real-time visibility of multi-country assets, controlling wealth is so easy!

🛡️ Safety first, freedom worry-free!
• Compliance assurance: Holds financial licenses from multiple countries including US MSB and EU EMI, legal and compliant!
• Top-notch protection: Military-grade encryption + AI smart risk control, funds are held in HSBC-grade partner banks!
• 24/7 protection: Smart anti-fraud system, always protecting every penny of yours!

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📱 Simple operation, faster than posting on social media!
• 3-minute quick account opening, just upload your passport, global finance at your fingertips!
• Smart bill auto-categorization, asset management made clear!
• APP one-click operation, control your wealth anytime, anywhere!

📈 BiyaPay, connecting global wealth, helping you achieve financial freedom one step ahead!
Act now, the world awaits!

Unlock global financial freedom, BiyaPay lets wealth flow without boundaries! 🔥

Still worried about cross-border finance?
- Cross-border transfers: High fees, long arrival times, difficult tracking?
- Overseas investments: Complicated processes, exchange rate losses, idle funds?
- Asset security: Compliance doubts, financial risks keeping you awake at night?

BiyaPay, your smart key to global assets! 🚀
With the mission of "cross-border payments as fast as lightning, global wealth management as easy as breathing", BiyaPay redefines your financial experience, allowing wealth to flow freely around the globe!

✨ BiyaPay's four core advantages
1️⃣ Lightning Cross-Border
- Covers 100+ countries, supports instant exchange of 50+ mainstream currencies
- Arrivals as fast as 2 minutes, fees only 1/3 of traditional channels
- Smart exchange rate locking, goodbye to hidden losses

2️⃣ All-in-One Account
- One-click to open multi-currency accounts
- 7×24 hours real-time exchange, zero time difference in global fund allocation

3️⃣ Smart Value-Added
- Idle funds automatically invested, returns up to 3-5 times that of banks
- Direct access to US/Hong Kong stock markets, easily seize global investment opportunities

4️⃣ Ironclad Security
- Licensed compliance: Triple certification from FCA/MSB/HK MSO
- Blockchain encryption + top-tier bank custody, 100% fund safety guarantee

🎯 Who is it for? Perfectly tailored to your needs!
- International student families: Tuition arrives instantly, fully traceable, saving time and worry
- Cross-border merchants: Automatic collection and settlement across multiple platforms, increasing fund efficiency by 300%
- International travelers: 0 exchange rate conversion fees, enjoy the best price for global consumption
- Experienced investors: One-stop layout for the global market, unlimited wealth growth
BiyaPay, bringing the world's finance to your fingertips!
No matter where you are, BiyaPay provides you with efficient, safe, and convenient global financial solutions.

🔥Alpha investors, the opportunity to buy at the bottom is here! $PORT3 has been upgraded to create new wealth opportunities! 🚀

🚨 $PORT3's new gameplay is launched, with trading + points dual-wheel drive, taking you straight to the peak of wealth! Low market value, high potential, if you miss this time, you may have to wait another year!

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🌟 $PORT3 core highlights, detonating the market
1. Pancake deep pool, 0.01% ultra-low fee
Transaction costs drop directly, capital efficiency MAX! Slippage control beats competitors, lossless trading experience allows you to make steady profits!
2. Alpha points dual channel, double income
Good news for wool party! Double points mechanism, wool is pulled until your hands are soft, and wealth accumulation is one step faster!
3. Low market value dark horse, amazing explosive power
$PORT3 has unlimited potential, value detonation is imminent, seize the opportunity now!
4. AI-driven, full ecosystem implementation
From SoQuest's millions of user data, to the Rankit on-chain credit system, to the OpenBQL smart investment research platform, the $PORT3 ecosystem covers multiple scenarios, and the future is here!

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📈The market boom is sweeping the world, and FOMO emotions are exploding!

- The international community is soaring: the Korean market's FOMO emotions are full, and the volume and price are rising unstoppable!

- Binance's candidate list is rising: $PORT3 is expected to be on the list, and the value surge is just around the corner!

- Data is king: SoQuest has a huge user base, the Rankit on-chain credit system is safe and reliable, and OpenBQL enables smart decision-making, and the $PORT3 ecosystem is even more powerful!

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⏳ Golden window period, get on board quickly!
$PORT3 is in a value trough, and the market boom has started. If you miss this opportunity, you may have to wait another year! Make a layout now to seize the Alpha wealth opportunity!

📢 Take action! Join $PORT3 and ignite your investment passion!
🚀 $PORT3, the next dark horse of wealth, is waiting for you to ride!

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Disclaimer: There are risks in cryptocurrency investment, please do your own research (DYOR) and make decisions carefully.

BiyaPay: Open smart finance and enjoy global payment

As the digital economy sweeps the world, BiyaPay, as an innovator, creates a safe, convenient and efficient new payment experience for you! Whether you are a cross-border investment enthusiast, a digital currency player, or a modern consumer pursuing seamless payment, BiyaPay is your indispensable financial partner.

Why choose BiyaPay?

1. Global assets, one-handed control
Supporting real-time exchange of 30+ legal currencies and 200+ digital currencies, covering 100+ countries, BiyaPay allows your funds to flow without borders. Whether it is US stocks, Hong Kong stocks investment, or cross-border payments, low rates and instant arrival make you one step ahead!

2. Security first, rest assured trading
Adopting a bank-level security architecture, equipped with a zero-trust verification mechanism and a five-fold dynamic encryption protocol, every transaction can be traced throughout the process. BiyaPay protects the security of your assets with international PCI compliance standards.

3. Efficient OTC, flexible withdrawal
Say goodbye to the risk of unknown sources of funds in traditional OTC! BiyaPay provides a legal and transparent withdrawal path to help you easily convert digital assets into cash and avoid account freezing.

4. Multi-scenario application, easier investment
From spot/contract trading to Hong Kong and US stock investment, BiyaPay supports zero-fee trading to help you seize market opportunities. Whether it is currency hedging or global asset allocation, BiyaPay makes investment easier!

BiyaPay, your wealth accelerator
Keep calm in market fluctuations and operate flexibly in investment booms. BiyaPay is not only a payment platform, but also a bridge to wealth freedom. Register to enjoy multiple benefits, and participate in activities to have the opportunity to win 100U cash rewards!

Join BiyaPay now and start a new era of digital finance!

Project Analysis Lista Lending: A Pioneer in DeFi Lending Innovation

Lista Lending is a decentralized lending protocol based on the BNB Chain, quickly emerging with innovative mechanisms to reshape the DeFi lending experience. Here are its core highlights:

1. Free P2P Lending: Breaking the traditional funding pool limitations, supporting various collateral types such as BNB, BTCB, solvBTC, allowing borrowing of lisUSD or USD1, with interest rates driven by the market. As of April 2025, BNB Vault deposits exceeded 190,000 coins, with loans amounting to $55.44 million.

2. Dynamic Interest Rates and Oracles: Integrating multiple oracles to adjust interest rates in real-time, with BNB borrowing rates as low as 0.78%, balancing fairness and efficiency.

3. Liquidity Staking Integration: Combining LSDFi, users can stake BNB to generate sLISBNB, enjoying yields while using it for borrowing, enhancing capital efficiency.

4. Risk Control: Vault isolation, borrower protection mechanisms, and innovative collateral support reduce liquidation and systemic risks.

5. veLISTA Incentives: Governance token empowerment, low-interest rates, and Launchpool priority enhance user participation.

Ecological Impact: Lista Lending promotes the prosperity of the BNB Chain, with TVL surpassing $1 billion, leading the paradigm of "market democratization" in lending. Future plans include expanding to a multi-chain layout and deep integration with the Binance ecosystem.

Challenges: Need to address competition from Aave and others, regulatory pressures, and technological risks.

Conclusion: Lista Lending opens a new chapter in DeFi lending services with low thresholds and high efficiency, with limitless potential for the future.

🔥 Trading cryptocurrencies made ten million, does this count as a source of enormous wealth of unknown origin?

Will transferring funds to my own card freeze my card? In traditional OTC transactions, the identity and source of funds of the other party are opaque, which can lead to a series of problems. Don't worry, there are legal withdrawal paths to inform you!

First, we need to clarify that in many countries abroad, trading cryptocurrencies is a legal investment activity. Therefore, the money you earn is not illegal income. So, how can you withdraw legally?

You can transfer USDT from the exchange to the BiyaPay e-wallet, then exchange it 1:1 for US dollars or other fiat currencies within BiyaPay, and then withdraw to banks like Wise or OCBC. Finally, you can directly remit it back to a mainland bank card or through Alipay or WeChat. Although there will be handling fees and exchange losses, this is a legal activity. Your funds will also be clean and clear.

Of course, you will need to pay some handling fees and exchange losses, but these are all to legalize your funds, so this is the cost we should bear. Learn these legal withdrawal paths, and your cryptocurrency trading gains will be safely in hand!

#BiyaPay can not only serve as a tool for deposits and withdrawals but also for investing in US and Hong Kong stocks.

Recently, @@iotx_io and @iotex_cn collaborated to provide significant benefits for those who enjoy airdrops. Details are as follows:

IoTeX has recently launched the DePIN Super Ecosystem Season event "Get Goated Season 2", aimed at incentivizing users to participate in DeFi and DePIN protocols, with the goal of enhancing IoTeX's influence in the real-world asset network (DePIN). The prize pool is as high as 10 million dollars, attracting over 20 DePIN projects and 10 DeFi protocols deployed on the IoTeX Layer 1 chain. Users can earn rewards through interactions and staking.

🎉 Go to @Bedrock_DeFi to exchange for uniIOTX, and then create an LP. At the end of the event, you can earn around 50,000 BinoBits points (with a wear of about 300 IOTX).
Final yield over three months: 4,700 IOTX.

🎉 Directly go to dex to create liquidity, you can earn around 32,000 BinoBits points (with a wear of about 40 IOTX).
Final yield over three months: 3,160 IOTX.

🎉 Direct staking can earn 45,000 BinoBits points, with no wear.
Final yield over three months: 4,500 IOTX.

⚠️: The above yields depend on the final total amount of BinoBits points and the fluctuations in the price of IOTX, for reference only.

At this point, I feel most sorry for my family and the electric bike I threw into the river.

$AGIX
I feel like I can buy a little bit now. Buy at the current price with a 20% position

The U.S. government recently moved $2.1 billion worth of Bitcoin from Silk Road, and it’s scary

#Merlin #Merlin #Merlin

#MyFirstFeedPost Welcome to Binance Square!

10% of the partners control 90% of the wealth. Following me will help you avoid detours and directly control 90% of the wealth. It's time to let you know why Merlin Chain is so popular 🛠 The power behind it: long-term silent dedication and innovation in the field of Bitcoin ecology, community support, and win-win cooperation with other public chains have built its solid foundation.#Bitcoin#Innovation
Why does#merlinhave 3.5 billion in funding options? Because 🔒 Multi-layer security architecture builds a solid defense line. Let us embrace the wealth that#merlinbrings us, brothers! ! !

#Merlin #Merlin #Merlin