Crypto Influencer

Joey Bertschler

How EWA reforms Turkey’s broken payroll system
In Turkey today, millions wake up, work hard, and go to sleep with less money than they had yesterday — even if they didn’t spend a single  lira.
Why? Because the lira itself is melting.

Over the past five years, the Turkish lira has lost over 80% of its value against the U.S. dollar. What used to be a month’s rent now barely covers a week’s groceries. Inflation isn’t just rising — it’s exploding. Year-on-year CPI inflation hit 68.5% in March 2025, according to official stats. Unofficial? Likely higher.
And yet… workers are still told to wait 30 days to get paid.
Let that sink in. In a country where your money loses value every day, you're forced to wait an entire month to access it. You have no choice.
That’s not payroll — that’s a trap.
Now, here’s where EWA companies like Volante labs (volantechain.com) steps in.
“So why hasn’t it changed from 30-day-salaries? Because they think they profit from the delay. It’s actually a lose-lose”
“You see, they tell workers to be patient. To wait thirty days for a wage they earned today. In a world where rent is due weekly, inflation eats your savings by the hour, and emergencies don’t knock — they break the door down. That wait isn’t just a delay. It’s a tax on the working class. And they call it normal. 

They say, 'It’s just how it’s always been.' But it’s not. Less than a century ago, men were paid daily. Henry Ford did it too — not out of charity, but because it worked. Now? A man breaks his back for twelve hours and still has to borrow to fix a leaking roof. A woman feeds a family and stretches rice because payroll is ‘processing.’ And as for freedom — what freedom? Banks and corporations get to decide when you can access your own wages. 
You’ve done your part, sold your time, honored the deal — yet your payment is held hostage. What they’ve built is a system of invisible chains. Artificial delays. Unnecessary intermediaries. And they dare call it structure. But it’s plain Ausnützerei. Exploitation by design. This is where EWA — Earned Wage Access — steps in. Not as a perk. As a correction. A correction to decades of institutional theft dressed up as order. 
With Volante, you don’t wait. You work, you get paid — same day. In full. In stable value that holds its ground. No middlemen. No pointless fees. No erosion by inflation. You keep the interest if you save. You decide when and how to spend, invest, or hold. Because real freedom isn’t theoretical — it’s the ability to act now. 
Not thirty days too late. And here’s the kicker: it’s more profitable for employers too. Daily pay boosts productivity. It slashes sick days. Cuts turnover. Employees show up sharper, stay longer, and stress less. Layer AI automation on top, and the whole system runs leaner. Payroll becomes a precision tool, not a blunt instrument. So why hasn’t it changed? Because they think they profit from your delay. It’s actually a lose-lose. We’ve published proof, research and now the infrastructure. " -Joey Bertschler, CEO of Volante Labs limited (volantechain.com).
📉 The News They Don’t Want You to Feel Angry About:
📌 Bloomberg, April 2025:
“Turkey’s Central Bank Raises Rates Again, Lira Still Slides”
📌 Anadolu Agency, March 2025:
“Inflation Reaches Highest Levels Since 2001 Crisis”
We’ve read the headlines. So have you. But unlike politicians and economists, we don’t write reports — we deliver a solution, and it can be explained in two words. Daily salaries.
🛠 This Is a System for Survivors:
You work hard. You adapt. You learn. But the one thing the system never gave you was speed — and in inflation, speed is survival.
Volante’s EWA is your weapon:
Get paid daily in FIAT or stable coinsProtect your value from the lira’s collapseOwn your time, your wages, your freedomIncreased productivity, more opportunities
We’re not here to fix the lira. We’re here to get you paid on time, as you should be. To give you back the power to make your own decisions.

⠀
Imagine this: you finish a hard day’s work — maybe in a warehouse, maybe behind a screen — and your payment is held for another 29 days.

Not because you’re untrusted. Not because you’ve done anything wrong. But simply because the system is stuck in the past.
This is the reality of the traditional monthly payroll — a relic of industrial-age finance.
But for millions of workers without savings, where liquidity gaps can mean missed meals or school fees, that delay isn’t just inconvenient — it’s dangerous.
Enter Earned Wage Access (EWA): a simple, elegant idea — you get paid daily. It’s just fair. Anything else is late. It’s not a loan. Not credit. Just your own money, available immediately.
And the results? More profit for both employees and employers.
The Case for Daily Pay: Employers Win, Too
While EWA is often celebrated for its human impact — reducing reliance on predatory lenders, smoothing household budgeting, and giving dignity back to workers — what’s often missed is the boost in productivity and company revenue. Let’s dive in:
Employers benefit just as much. But how example?
According to a landmark study published via Business Wire, Volante Labs uncovered the following:
💼 63% reduction in turnover in high-churn sectors📉 Fewer sick days and higher productivity worth several workers in medium-sized companies💰 Lower recruitment and training costs, as staff stick around longer❤️ Employer brand improves — especially among younger workers under 30
Put simply: daily salaries pay for themselves.
A Payroll Revolution Taking Root in Africa

Every day your salary is delayed, you lose money
Not just to inflation — though that eats into your purchasing power — but also to lost interest, missed opportunities, and, most importantly, lost freedom.
When companies withhold wages for weeks, they’re effectively making a financial decision on your behalf:
“You’ll save — whether you want to or not.”
This outdated system steals agency. It assumes workers can wait, while landlords, food prices, and life itself demand payment now.
And when you scale that delay across millions of people, it becomes an economic anchor holding back entire sectors.
But some nations — particularly Kenya, Nigeria, South Africa, Ghana, and Rwanda — are uniquely positioned to leapfrog the legacy payroll model.
Why? Because of a potent mix of high inflation, restricted access to credit, a young, mobile-first workforce, and a rapidly digitizing economy.
And the shift is already happening.
Volante, the company powering this transformation, is bringing on-demand salaries to employers across sectors — from logistics and healthcare to education and manufacturing.
Using blockchain-powered infrastructure and AI-enhanced payroll systems, Volante lets employers automate early wage access without disrupting their accounting.
For workers, there’s no credit check, no interest, no app bloat. Just secure, seamless access to wages they’ve already earned — day by day.
And Volante is built by heavyweights:
Joey Bertschler (ex-OpenAI, ex-Forbes) and Valerias Bangert (ex-Forbes, BeInCrypto) and a full team of Japanese developers are leading the charge with an ethos of freedom through fair, compliant finance — built for the realities of emerging markets, not just the assumptions of Silicon Valley.
From Fintech Buzzwords to Financial Lifeline

CEO Joey Bertschler speaking on the importance of daily salaries at teamZ in Tokyo, April 17th, 2025
This isn’t about chasing trends — it’s about rewriting the fundamentals of financial inclusion.
Because when people have control over their income, everything changes:
Savings rates go upEmergency borrowing goes downFinancial stress plummets
And critically — economic participation rises. People shop more. Save smarter. Build futures.
Final Word: The Time Is Now
As the youth population in Africa’s struggling sections surges and its economy digitizes, the question is no longer if EWA will become standard — it’s when and who will lead the charge.
For governments, it’s a tool to stabilize households and streamline payments.
For employers, it’s a strategy to increase revenue and attract as well as retain talent.
And for workers — it’s a step toward financial freedom.