Continuing the series on the main types of cryptocurrencies, we will talk about DeFi cryptos (Decentralized Finances):
DeFi cryptocurrencies are part of an ecosystem of financial applications built on public blockchains, such as Ethereum. Unlike the traditional banking system, DeFi eliminates intermediaries (such as banks or brokers), allowing anyone with internet access to:
- Lend and borrow crypto assets; - Trade assets in a decentralized manner; - Earn interest (staking or yield farming); - Use stablecoins; - Create decentralized insurance and derivatives.
The infrastructure behind this is smart contracts, which execute programmed rules automatically.
To what matters: what are the best investments for the short and long term?
SHORT TERM (considering volatility and potential for hype):
- $UNI Most used decentralized exchange (DEX). Good liquidity and frequently impacted by news of partnerships or updates.
- $SNX: Decentralized derivatives platform. Can benefit from the rise in narratives related to "traditional finance on-chain".
- $AAVE: Lending protocol. Moves a lot with announcements of new integrations or compatible chains.
LONG TERM (solid fundamentals and continuous adoption):
- $LINK Not pure DeFi, but essential for the sector. Provides oracles (external data for smart contracts). Strong partnership with institutions and DeFi projects.
- $MKR: Responsible for the decentralized stablecoin DAI. Well-structured governance model and real use of the stablecoin.
- $ETH Backbone of DeFi. Many DeFi projects are executed on the Ethereum network. ETH is used to pay fees and is fundamental to the ecosystem.
I found this chart in a very interesting publication, so I decided to simplify things for beginner investors. After all, knowing which cryptocurrencies belong to each category is not obvious. So let's start with the LAYER 2 coins:
Polygon ($POL ) Consolidated platform that uses proofâofâstake and zkEVM. Widely adopted in dApps, DeFi, and NFTs. In 2025, it remains a solid choice for investors with a strong ecosystem and a recent scheduled upgrade (Polygon 2.0).
Arbitrum ($ARB ) Uses optimistic rollups to offer fast and cheap transactions. It is the most used L2 network for dApps.
Optimism ($OP ) Also based on optimistic rollups. Supports many important protocols and has high institutional adoption.
Mantle (MNT) Focused on Web3, metaverse, and gaming, with modular architecture, high interoperability, and high speed (e.g., 4,000 TPS).
ImmutableâŻX (IMX) L2 focused on NFTs and gaming, with gas-free transactions and high performance (thousands of TPS).
Loopring (LRC) Specialized in DEX, uses zkârollups to make transactions economical. Has burn mechanisms to enhance token value.
StarkNet (STRK) Uses zkârollups with high security and scalability. Recommended for privacy and efficiency.
zkSync (ZKS) Focus on Ethereum compatibility (EVM), with major dApps like Uniswap and Aave testing the network. Includes planned airdrops.
Scroll (SCROLL) EVM-compatible copy that facilitates developers' work to port Ethereum apps, with bonuses for testnet early users.
Polygon Hermez (HEZ) An eco-friendly rollup, with low energy consumption and integration with new Polygon products.
Stacks (STX) L2 on Bitcoin, bringing smart contracts and DeFi to the BTC ecosystem. Growth of NFTs and DeFi applications on Bitcoin via Stacks.
Investment considerations: For a safer and more sustainable portfolio, Polygon, Arbitrum, and Optimism are solid choices.
Short, Medium, and Long Term Trends â Berachain (BERA)
Shall we talk about $BERA ? What to expect in the coming periods? Short Term The mainnet launch on February 6, 2025, generated a peak of over $11, with an appreciation of about 24% shortly after the debut. Shortly after, a strong correction was observed, with the price falling from $15 to levels between $5â6, driven by profit-taking and strong selling pressure. Technical indicators showed a mixed scenario: RSI fell from overbought levels, and the Chaikin Money Flow indicated increasing selling pressure.
EIGEN powers EigenLayer (now rebranded as EigenCloud), a restaking protocol that enables Ethereum stakers to reuse their ETH (or liquid staking tokens) to secure additional services, offering unique functionality in DeFi and infrastructure.
Outlook by Time Horizon: what should we expect?
Short Term (Weeks)
Volatility remains high as sentiment adjusts to post-ATH levels. Price recently dropped ~7â10% in a day or week. Momentum may be influenced by broader crypto trends and any short-term product news or TVL shifts.
Medium Term (Months)
Stabilization Potential: If restaking demand or developer activity grows, it could support price stabilization. Governance & Foundation Moves: The Eigen Foundation pledged 1% of token supply (~$8M) to Ethereum development, which might foster credibility and long-term sustainability. Market Maturity: With growing infrastructure adoption, EIGEN could rebound moderatelyâbut macro crypto conditions are also critical.
Long Term (1+ Year)
Structural Role in DeFi/Web3: As a restaking and intersubjective validation layer for Ethereumâs expansion, EIGEN has significant technological promise.
Pros and cons:
Catalysts: Widening use of EigenCloudâs services (EigenDA, EigenCompute, etc.) could drive utility and demand (and possibly token value).
Risks: Smart contract vulnerabilities, compounded staking risks, and controversies around fairness and governance may impede growth.
TL;DR version?
Short-Term High volatility; potential for small rebounds or further pullbacks.
Medium-Term Stabilization if ecosystem growth continues; governance and development pledges help.
Long-Term Potential upside if EigenCloud becomes key infrastructureâbut must navigate serious risks.
It feels like $EIGEN might need a series of fortunate events and specific conditions to actually work and find stability. Does it look solid enough to invest?
Projections indicate a moderate increase: around $0.0537 next week and $0.0558 next month, assuming an expansion of ~5% per year.
The recent appreciation of 8% suggests a positive movement, but in a CONSERVATIVE manner.
- Medium Term (next 6â12 months)
Projections indicate a potential advance to around $0.0954 next year.
It is important to highlight the strong potential of the DeSci sector (decentralized science), which could drive the market as crowdfunding projects for medical research and emerging technologies develop. The DeSci market is expected to exceed $50 billion by 2030, in which scenario BIO positions itself as a protagonist.
The adoption of features like smart contracts, immutable data, multi-chain, and research DAOs (BioDAOs) strengthens its appeal and utility.
- Long Term (2â5 years or more)
The long-term potential lies in the continuous growth of the DeSci ecosystem. The value of BIO can significantly benefit if this consolidation occurs, highlighting a scenario of uncertainties.
The project's roadmap anticipates multi-chain implementation (Ethereum, etc.), expansion of BioDAOs, and community mechanisms that encourage engagement and stability of the token.
However, there are significant risks: regulatory uncertainties, increasing competition in DeSci, and the challenge of converting scientific innovations into commercial applications could affect the value of the token.
Summary
The growth of the currency is entirely dependent on the success of its deployment and advantages over other currencies with the same purpose. Careful investment evaluation is necessary.
#çžSECćšĺćľĺ¨ć§č´¨ćź The crypto environment is getting better and better. ăď¸ăď¸ăď¸đ´đ´đ´8888đ§§đ§§đ§§đ§§đ§§đ§§đ§§ On August 6, 2025, the U.S. Securities and Exchange Commission (SEC) officially exempted liquid staking services from securities laws. Projects such as Lido (Ethereum) and Jito (Solana) can issue staking tokens and distribute staking rewards to users without registration.
The SEC stated that the issuance and sale of staking receipt tokens under certain methods and circumstances does not constitute an offering or sale of securities, unless the deposited crypto assets are part of an investment contract. This means that those engaging in liquid staking activities do not need to register with the agency under securities laws.
This decision opens the door for U.S. platforms, financial institutions, and users to more freely participate in liquid staking protocols, hopefully attracting more institutional capital into the liquid staking market and promoting the development of the DeFi ecosystem. At the same time, it may also have a significant impact on receipt tokens such as cross-chain bridges, and may also help the SEC approve the staking business in the proposed spot Ethereum ETF.
$BNB returning to the bullish trend with good stability.
It has been said here and I will say it again: the stability of the currency and its use in Binance's Launchpools make the investment worth more than many hyped memecoins out there.
$BNB following the trend of major currencies at their ATH, capturing not only the attention of traders but also proving once again its stability within the market.
Not to mention the importance of the currency within Binance, keep an eye on the Launchpools: it's worth setting aside a portion of your portfolio to secure free launches, just put the currency in Earn, automatic registration and let the rest come.
Brothers, today let's talk about how amazing this @WalletConnect new version really is! This thing is now the 'universal key' in the blockchain world, and using it is just awesome!
1. Explosive Security Performance Now your digital wallet's security level is maxed out! It's like wrapping your wallet in: - Bank-level anti-theft lock (end-to-end encryption) - One-time password book (dynamic keys) - Safe-level cold storage Hackers want to steal? Not a chance!
2. Cross-chain Operations are Truly Awesome In the past, playing on different chains was like transferring subways, having to exit and re-enter. Now you can transfer within the station: - One signature works across all chains - Speed is three times faster than the old version - All mainstream chains are supported Mom, you donât have to worry about me switching the wrong chain anymore!
3. New Ways to Make Money Holding coins not only appreciates but also allows you to earn passively: - Coin storage interest up to 18% (much better than Yu'e Bao) - Automatically destroy 2% of coins every quarter (scarcity increases value) - Voting rights can also be rented out for profit
Market performance is even more impressive - Even Alipay is using it, how awesome is that? - Developers are rushing to integrate - Big institutions are hoarding - User base doubled in three months
The future is even more promising Coming soon: - Mobile facial recognition login - Exclusive version hardware wallet - Privacy protection black technology
Now over 2 million people are using it, definitely the industry leader! This thing may soon become the 'WeChat Pay' of the blockchain world, and itâs not too late to get on board! Key points to pay attention to: 1) New feature launch dates 2) Partnerships with major companies 3) Coin price trends 4) Policy direction
Already getting excited about the possible rise of $SUI ?
Analyze more calmly. A pattern similar to the so-called "gravestone", depending on a break of resistance to maintain the upward pattern. Wait for the next steps and do not rush with fleeting trends.
The latest release from the platform comes with robust foundations, investments from major companies such as Sequoia and Dragonfly.
Well-defined roadmap, an innovative proposal in terms of DeFi, and the promise of becoming the standard modular infrastructure for Ethereum scalability through an ambitious proposal to unify Web3 applications without fragmentation, the currency has solid enough components to justify long-term investment.
In simple words, a risky move that mainly involves analyzing trends of breaks of support or resistance levels. It requires experience, practice, and a good amount of study. And even with all of this, there are still chances of failure.
Traders using this strategy monitor charts and indicators to detect these breaks and act quickly, taking advantage of the subsequent price movement; that is: it requires that the timing is correct and that there is some dedication from the trader to make the moves quickly. It is not an amateur job.
The advantages are obvious: high profits when identifying the right moments and the possibility of application on a short or long-term basis. Moreover, having an understanding of emerging movements allows for more strategic early entries.
Among the disadvantages, as already described: attention must be constant, as timing is key. Additionally, there may be false breaks, or breaks that do not generate a continuous trend, which invalidates the strategy as a whole.
In summary, high risk, high reward. Or high losses, if falling into traps.
The negotiation is based on the concept of price comparison in different markets or platforms. It is a sophisticated strategy that requires an additional structure compared to others.
Basically, you buy the asset where it is cheaper and sell it where it is more expensive, ensuring a profit from this price difference. It is a technique widely used to explore profit opportunities without needing to predict the market's direction, merely taking advantage of temporary price discrepancies.
While the advantage is quick profit, various disadvantages such as fees, the need for speed between platforms, and the obvious competition among traders using the same strategy make this form of negotiation somewhat bureaucratic and dependent on good timing. Choose carefully, especially if you are just starting out.
It seems simple, the famous "buy low and sell high", but the concept is misleading. If you are not an experienced trader, it may not be the best strategy, even though the high profits are attractive, the losses can be even greater.
Day Trading involves taking advantage of short-term price fluctuations. It is a practice that requires attention, quick analysis, and a lot of market knowledge.
For Day Trading, the best currencies are usually those with high liquidity, volatility, and trading volume, which allows you to take advantage of price fluctuations throughout the day. $BTC e $ETH are classic examples, due to their liquidity and constant movement.
By observing other currencies with similar potential and high volatility, it may be an opportunity for short-term gains.
But remember to study the market and the currency you choose. Day Trading is not for beginners.
There are various types of investors and different ways to invest. When investing, we must keep in mind a clear objective and the timeline in which we expect to achieve that objective.
It is at this moment that the comparison of the two strategies (Spot and Future) should be discussed: based on what and when you wish to reap your rewards.
Spot brings immediacy. Short term, forecasts, the right timing, and the "bet" on the correct currency, both when buying and at the moment of redemption. It requires research, knowledge about graphic trends, external influences, especially in the political sphere, and, of course, a touch of luck.
The Future strategy deserves as much study as the Spot, but it requires almost structural knowledge of what you are investing in: elements like consistency over time, trends over the years, reliability of the project, and most importantly: the exercise of patience regarding gains and the composure to go through positive and negative fluctuations over the investment period. It requires maturity, calmness, and a lot of knowledge.
What is the best strategy? It depends. What is your objective?