Can I just lie down and relax when my personal net worth reaches 10 million?

I found that many people really have no idea about money. Do you know what 10 million cash means? Have you ever done business? Do you know what 10 million cash deposit means?

10 million cash deposited in a bank with a fixed term, 4% interest, then lying at home every day, sleeping, drinking, playing games, traveling, and doing nothing, the interest alone will be 400,000 cash a year, a serious lie down income.

Lying at home every day, what does it mean to make a stable net profit of 400,000 cash every year? There are 1.4 billion people in China, how many people can make a stable net profit of 400,000 cash every year? Don't pretend, what level is it to make a stable net profit of 400,000 cash every year? Most people work 996 all day long and work hard, and they only make a few thousand yuan a month.

Those who talk about inflation all the time, how much money do you make stably every year? Can you make a stable net profit of 400,000 every year?

I'll tell you a few data and you'll understand. In 2021, the median average salary in major cities across the country was 6378 in Shanghai, 6906 in Beijing, 5199 in Shenzhen, 4811 in Guangzhou, 5389 in Hangzhou, and 3864 in Zhengzhou. This is the reality of society.

The interest on 10 million cash deposited in a bank for one year is enough to surpass 99.99% of the people in the country. Don't listen to some people who are talking nonsense, saying that it's not as good as a house in Beijing or Shanghai, and a lot of blah blah. If you ask him to take out 10 million cash now, let alone 10 million cash, he can't even take out 500,000 cash.

The reason why many people have the illusion that they can't outrun inflation is mainly because the past 20 years have been a period of rapid expansion of real estate. Many people compare with real estate, so they have the feeling that they can't outrun inflation, but in fact, clothes, shoes, mobile phones, computers, cars, refrigerators, air conditioners, washing machines, and many other things were actually much cheaper 20 years ago. Real estate has long come to an end and will never be the same as it was 20 years ago.

With 10 million in cash, you are in the upper middle class of the pyramid in the whole country. You are completely financially free and can live a comfortable life.

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