I think China's housing market is undergoing a major transformation.

The number of newborns has dropped sharply, the employment rate has slowly dropped, the number of unmarried people has expanded, there are many existing houses, the acceptance of old and dilapidated houses has decreased, the middle class's replacement ability has weakened, and the desire for material things has decreased. Which one is not a trend?

In recent years, the bride price has risen along with the housing price. Some cities have reached the price of a down payment, which means that if the man wants to get married, he has to take out a mortgage and a bride price loan. The full payment for marriage in small and medium-sized cities is 1.3 million yuan, and if he borrows from a bank, the principal and interest will be 2.5 million yuan for 30 years.

Some young people I know get married and borrow the bride price from relatives and friends, especially those who are not married and can pay it back later...

Marriage has become the upper limit of the credit value of the man's family. The number of newborns cannot increase anymore, and the second and third child policies are limited in effectiveness.

After entering the age of 30-35, the number of unmarried people has increased sharply, and the modern divorce rate has reached 39%. Not reducing the quality of life has become the top priority. These people have savings in their hands. Nearly half of the migrant workers in Beijing, Shanghai and Guangzhou choose to buy houses in the suburbs. They are the first to get rid of the desire for school district houses.

The houses in the suburbs are new and more attractive than the old and dilapidated houses. For example, in Shanghai, the price of a whole house in the suburbs is 1/3-1/10 of the old and dilapidated houses in the inner ring, and the area is doubled. The only disadvantage is that the commute is far, but the extra money can buy a car of 200,000 or 300,000 yuan.

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