Recently, Brother G has heard many fans' touching stories. A fan recently reached out to me, saying he could share his story to inspire everyone~
Putting aside my pride, let me share my true experience of going from being in debt to making money.
Changing one's fate is a dream pursued by people in the cryptocurrency world.
In one year, I experienced the journey from a debt of A7 to an asset of A8, a loser who was fortunate enough to earn money through the industry, marry, have children, and settle down.
How did I go into debt?
After entering society, I joined a group company to do P2P related business. At that time, our brand director J and the boss were buddies; he was a Weibo influencer with a million followers and often talked to me about interesting new products. Back then, A-shares and P2P were incredibly hot, and everyone thought that internet finance was a future gold mine—when things are going well, who isn’t path-dependent?
At that moment, a software that raised 4.5 billion popped up in the market, and my eyes lit up; I felt the opportunity had arrived, so I decisively left my job to promote it. This platform was essentially a high-interest platform; some people made a fortune as funders. After figuring out the tricks, I was tempted and started investing the money I made from my entrepreneurial efforts. After tasting success, I began to borrow money through various channels to increase leverage, rolling my funds to over two million, then investing in the platform to earn interest spreads. Every morning at 6 a.m., others would pay me interest on time; every morning at 6, the interest would arrive as scheduled, and I would lie in bed planning how to spend the money.
That feeling, like standing on top of the clouds. But the good times didn’t last long; two months later, the small loan channels began to dry up, and I didn't take it seriously. Until one morning, all channels collectively postponed, everyone was saying 'short-term difficulties,' but in reality, the funds were just circulating on the platform, turning into discounted bonds, then into a string of numbers. The collapse came too quickly; I fell from the clouds into the abyss, with a debt of one million. What hurt more was that much of the money was borrowed from friends and family. To avoid dragging them down, I gritted my teeth and paid off my debts with a credit card, carrying a burden of one million from then on, starting a long road to repayment.
After going into debt, my first thought was to create a repayment plan. At that time, I set a goal of ten years to pay off my debts this year. But the wonderful thing about life is the unknown; no one could have predicted that a year later, I would earn ten million.
Let me first talk about the time when I was in debt; the most terrifying part was not the financial tightening but the change in mentality. To cut costs, I rented an attic, one of those irregular rooms on the top floor. This kind of room is very oppressive, and after living there for a long time, you would feel that there are unclean things in the room. I was even so angry once that I shouted in the room.
On the other hand, I felt exceptionally anxious, guilty, regretful, and in pain. Why was I so foolish to lend money to strangers? Why did I bet everything? I was also in denial, avoiding people, not going out, not wanting to tell my parents and relatives about my actions. Plus, my then-girlfriend (now wife) was working while I was in debt; this state of disconnection, coupled with daily arguments, had me on the brink of collapse.
At this time, my heart told me that I couldn’t go on like this; being trapped in self-justification was very painful. If I fell into this emotion, it would be self-destruction; not to mention repaying debts, my entire life could be ruined. The only one who could help me out was myself. The things understood under extreme emotional limits differ from those understood by ordinary people. As someone who doesn’t like sports, one day, I suddenly wanted to go hiking. I climbed a wild mountain, and halfway up, I got scared. I ended up climbing with both hands and feet. At the moment I reached the top, I felt as if I had gained energy.
From this moment on, I began to accept myself, believing that everything that should be experienced must be experienced, allowing everything to happen.
Debt is a rare lesson on the road of life; it has made me mentally stronger, and my understanding of affairs and self-awareness has undergone a qualitative leap. I am very grateful for this time of being heavily in debt; these experiences will undoubtedly become the most valuable wealth of my life. Your understanding is the boundary of your wealth. Opportunities are always left for those who are prepared~#币安HODLer空投SOMI #比特币巨鲸换仓以太坊 #币圈生存法则 $BTC
