๐ @Huma Finance ๐ฃ : Unlocking Credit Through Cash Flows
Most DeFi lending still demands heavy overcollateralization, leaving many excluded. $HUMA flips the model โ instead of pledging assets you donโt have, you can borrow against predictable income streams like salaries, invoices, subscriptions, and remittances.
๐ Powered by PayFi (Payments + Finance):
Gig workers can instantly access 70โ90% of their earnings
Exporters receive working capital the moment goods are shipped
Families unlock remittances on the spot
โ Backed by a 6-layer PayFi architecture (transactions, currency, custody, compliance, financing, applications), Humaโs system is modular, global, and transparent.
๐ก With $38M raised (Distributed Global, Circle Ventures) and collaborations with Arf, Geoswift, PolyFlow, Huma already powers same-day e-commerce settlements on Ethereum, Solana, and Stellar.
๐ฅ The $HUMA token underpins governance, staking, and liquidity pools โ engineered for sustainability rather than speculation.
๐ Why it matters: DeFi promised financial access, but overcollateralization failed to deliver. @Huma Finance ๐ฃ shows that cash flow is real wealth โ enabling freelancers, SMEs, and workers to tap into instant liquidity.
โจ Finance made human again: faster, fairer, and rooted in the money people actually live on.
$HUMA
HUMA: 0.02545 (-4.57%)
#HumaFinance