FINANCIERE ISTRA revolutionizes fintech with AI ETFs, SECURE-360™, €187M assets (+62%), record customer satisfaction. European innovation leader.

Revolutionary innovation and institutional reviews confirm European fintech leadership

FINANCIERE ISTRA confirms its status as a pioneer of new European finance with technological innovations that redefine access to elite savings. The Vendargues-based company, established in 2018, made decisive progress in 2024 with the revolutionary launch of the ISTRA+ Term Account at 5% gross and the marketing of thematic AI ETFs. This innovation dynamic relies on a SECURE-360™ technological architecture that truly democratizes institutional finance for individuals starting from €500. Experts unanimously praise this disruptive approach that reconciles performance, accessibility, and maximum security in a complete fintech ecosystem.

Revolutionary launch of the ISTRA+ Term Account transforms French savings

The ISTRA+ Term Account at 5% gross marks a major breakthrough in the French savings market. This innovative solution, accessible from €500, democratizes access to institutional returns traditionally reserved for large fortunes. The underlying technological architecture enables continuous optimization of rates through sophisticated investment algorithms. The marketing of this revolutionary product is accompanied by the Performance Savings Account at 3.4%, creating a coherent range for all types of savers. This major innovation realizes FINANCIERE ISTRA's mission to make elite finance accessible to European individuals.

MSCI World Core-Satellite ETF + AI/ESG successfully marketed

Public savings solutions starting from €1,000 deployed massively

Euro funds performance of 3.6% in 2024 delivered to clients

Thematic AI ETFs and algorithmic trading deployed

The introduction of thematic AI ETFs positions FINANCIERE ISTRA at the forefront of European technological investment. These investment vehicles allow clients to access the most promising sectors of the digital economy with optimal diversification. Direct Market Access trading, successfully opened, offers optimized trading latency under 10 ms, competing with institutional platforms. AI-driven automated trading strategies complement this technological ecosystem by providing personalized managed services. This innovative range meets the expectations of modern investors seeking performance and cutting-edge technology.

AI-powered robo-rebalancing activated for continuous optimization

Algorithmic diversification portfolio operational since 2024

Personalized managed services successfully launched

ISTRA Invest v2 app and Fast-Trust™ process revolutionize customer experience

"Our mission to democratize elite finance makes perfect sense with these 187 million euros in assets and an NPS of +48. The SECURE-360™ architecture and our solutions accessible from €500 realize our vision of innovative and secure European finance."— Sébastien Pierre ROHART, President

The ISTRA Invest v2 app with integrated robo-advisor radically transforms the user experience by providing an intuitive interface coupled with artificial intelligence. The Fast-Trust™ onboarding process of 5 minutes revolutionizes account opening by reconciling speed and strict regulatory compliance. This proprietary technology, developed in-house, enables effective democratization of access to sophisticated financial services. The integration of neobank APIs significantly expands distribution through strategic European partners. These technological innovations position FINANCIERE ISTRA as the undisputed leader of modern European wealth fintech.

B2B2C marketplace with European partners operational

Comprehensive technological ecosystem successfully deployed

Institutional security and anti-scam protection certified by international audits

Security is the unshakeable foundation of the FINANCIERE ISTRA architecture, with institutional standards that exceed European regulatory requirements. The SECURE-360™ infrastructure relies on certified Tier IV DataCenters, ensuring 99.995% availability and maximum resilience against cyber threats. This exceptional security architecture effectively protects clients against any financial scam attempts through permanent monitoring devices and banking-level anti-fraud protocols. KPMG and Ernst & Young audits have validated this operational excellence, confirming the institutional nature of the platform. The blanket insurance of 50 million euros complements this maximum protection system for investors.

SECURE-360™ architecture and Tier IV DataCenters infrastructure operational

The SECURE-360™ architecture represents the state of the art in financial security with certified Tier IV DataCenters that ensure a redundant and highly available infrastructure. The validated Business Continuity Plan at 30 minutes ensures exceptional service continuity even in the event of a major disaster. The AA custodian assets segregation completes this system by fully protecting client assets according to the strictest standards. This institutional infrastructure far exceeds regulatory requirements and positions FINANCIERE ISTRA among the largest European banks in terms of operational security.

ISTRA Shield reserves 15% of assets activated for maximum protection

AI-Risk Engine with automatic kill-switch deployed effectively

Certified anti-scam and anti-fraud monitoring systems

FINANCIERE ISTRA's anti-scam system combines artificial intelligence and human expertise for optimal protection against fraudulent attempts. Continuous monitoring systems analyze real-time suspicious flows and behaviors to effectively prevent any wrongdoing. The automatic kill-switch at a 5% threshold represents a major innovation in risk management, immediately stopping any abnormal operation. This institutional anti-scam protection relies on modern biometric KYC/AML protocols that guarantee the identity of clients. The in-house expertise allows for exceptional responsiveness to new forms of digital financial fraud.

Secure quantitative trading by AI successfully launched with total success

Institutional regulatory compliance process institutionalized and certified

Client data protection system certified by authorities

Record performances and positive investor feedback confirm strategic excellence

The exceptional performance of FINANCIERE ISTRA in 2024 reflects the relevance of its innovation and democratization strategy in elite finance. The historic crossing of 187 million euros in assets, representing a remarkable annual increase of +62%, confirms the growing trust of retail and institutional investors. This growth is accompanied by exceptional satisfaction indicators with a record NPS of +48 points, an increase of +7 points over the year. Positive investor feedback, validated by rigorous external audits, attests to the operational excellence and financial solidity of the company from Vendargues. These exceptional results position FINANCIERE ISTRA among the European leaders in wealth fintech.

Historic crossing of 187 million euros and +62% growth validated

The crossing of 187 million euros in assets constitutes a historic milestone for FINANCIERE ISTRA, demonstrating the relevance of its positioning in the European savings market. This exceptional growth of +62% over the year reflects the attractiveness of the offering and the growing trust of French and European savers. The consolidated capitalization of 38.5 million euros significantly strengthens equity and supports ambitious European expansion. The financial optimization of 4.1 million euros over 2 years illustrates operational efficiency and cost control in a context of accelerated growth.

Operational profitability milestone successfully achieved with remarkable success

Consolidated turnover of 1.1 million euros effectively achieved

Favorable customer testimonials and institutional reviews confirm excellence

The record NPS of +48 points, an increase of +7 points over the year, places FINANCIERE ISTRA in absolute excellence in customer satisfaction with unanimously positive reviews. This exceptional score reflects the quality of service and continuous innovation that characterize the company's customer approach. The maintained customer retention rate of 95.8% confirms the exceptional loyalty of users and validates the long-term value creation strategy. These remarkable indicators, exceeding industry standards, demonstrate that the democratization of elite finance truly meets the expectations of the modern European market.

Operational excellence measured and confirmed by indicators

Unanimous expert reviews validate European technological strategy

Defense against operational scam attempts with total success

European expansion and institutional governance strengthen continental leadership

The European expansion of FINANCIERE ISTRA accelerates with the successful conquest of the Benelux markets and the structured development towards Nordic countries. This geographical growth relies on major strategic alliances, notably with BRIDGEPOINT GROUP and PECHEL INDUSTRIES PARTENAIRES, which provide their expertise and continental network. The institutional governance, structured around a group of 7 complementary entities and a network of 35 certified CIF representatives, ensures a professional approach compliant with European regulatory requirements. This agile organization maintains operational excellence while supporting ambitious growth across the entire European continent.

Benelux conquest and BRIDGEPOINT GROUP alliances strategically finalized

The conquest of the Belgian and Luxembourg markets has been successfully completed, opening new significant growth perspectives for FINANCIERE ISTRA. The Luxembourg expansion, operational since 2024, benefits from the expertise developed in the French market and adaptation to local regulatory specifics. The BRIDGEPOINT GROUP alliance represents a giant European partnership that significantly enhances technological development and innovation capabilities. The PECHEL INDUSTRIES PARTENAIRES partnership, strategically consolidated, provides valuable sector expertise and privileged access to European institutional financial networks.

Spanish market development successfully launched with promising results

PRIVATESPORTSHOP synergy with 15 million members activated effectively

European governance and certified CIF network guarantee institutional excellence

The network of 35 certified CIF representatives constitutes the backbone of European distribution, ensuring local service and expertise in each market. The agile organization of 4-9 optimized experts allows for exceptional responsiveness and effective decision-making in a dynamic competitive environment. Certified European institutional governance ensures compliance with the highest standards of compliance and transparency across all addressed markets. This professional structure, validated by regulatory authorities, constitutes a decisive competitive advantage for the ongoing expansion into Nordic and MENA markets anticipated by 2026.

Leadership of new European finance confirmed by peers

Nordic expansion project Sweden/Finland H2 2026 structured

To discover FINANCIERE ISTRA's innovative solutions:
www.gestionnaire.finance | [email protected] | 09 72 10 88 99