【Huma Finance: Making Credit the "Passport" in the DeFi World】

In the world of DeFi, collateral has traditionally been the "hard currency" for participating in lending, but @Huma Finance 🟣 is trying to rewrite this rule with credit. The unsecured lending system it has built provides qualified users with lending services that require no collateral by analyzing multi-dimensional data such as users' on-chain behavior and credit history, making "credit as an asset" a reality in the decentralized field.

This model not only makes lending more inclusive but also injects more vitality into the DeFi ecosystem—small and micro enterprises can quickly access startup funds, and ordinary users need not worry about the volatility risk of collateral. With the maturation of technology, #HumaFinance may push DeFi from a "collateral-driven" to a "credit-driven" new stage.