XRP – Regulatory push and institutional adoption
⚖️Resolution with the SEC: Ripple reached an agreement with the SEC in August 2025, paying a fine of 125 million dollars, clearing key regulatory hurdles and generating a confidence shock in the market.
💥Investment innovation: Leveraged ETFs based on XRP futures were approved, expanding their accessibility to institutional and retail investors.
🏦Global banking adoption: Recent research indicates that major institutions like American Express, Bank of America, and Santander are already using XRP as a bridge currency in cross-border transactions.