This is the interest from the subsidy, and that is the interest from the loan, please distinguish clearly

I saw someone in the square pushing this 12% stablecoin of the year. Surely no one is actually going to buy it, right? I remember when Bitcoin was over twenty thousand, the interest was up to 28%. The higher the interest, the more big players are borrowing. What are they borrowing money for? You seek profit, what do they seek? $BTC