@Huma Finance 🟣 $HUMA #HumaFinance In the eyes of most people, DeFi lending always seems to require having cryptocurrency first, like ETH, USDC, WBTC, etc. Without assets in the wallet, it's difficult to move on-chain.

But Huma Finance aims to break this stereotype. It proposes a new idea: assets are not just the money you currently have, but also your future stable cash flow. As long as you have a stable income, this 'future money' can also go on-chain and become collateral financing credit.

This is a boon for freelancers, DAO members, project teams, and even operators of DePIN networks—no need to hoard coins to fully participate in DeFi:

Salary flow becomes credit limit

Accounts receivable can be monetized in advance

Stable income directly opens up financing channels

Quick actions, Huma has already integrated USDC payments with Circle, and Ramp makes fiat deposits more convenient; using Superfluid to track income flows in real-time, with accurate and secure data; it also integrates Coinbase Wallet to lower the usage threshold.

In a nutshell: Huma makes DeFi no longer exclusive to the 'wealthy', but allows anyone with a stable income to participate easily.

Here, credit is not based on wallet balance, but on the value you create.