$HUMA Drives Real Returns, #HumaFinance Brings DeFi Back to Financial Essentials

While many DeFi projects are still playing the "Token Ponzi" game, the #HumaFinance ecosystem created by @Huma Finance 🟣 has generated sustainable returns through real payment and financing needs—not relying on new users to take over, but rather on fees from small and medium-sized enterprises and service fees from cross-border payments, anchoring the value of the $HUMA token to the real economy.

On the #HumaFinance platform, the sources of income are clearly visible: fees paid by clothing factory owners for borrowing, service fees for cross-border labor remittances, and the income generated from these real business activities, 50% is used to buy back and destroy $HUMA, 30% is distributed to liquidity providers, and 20% is invested in ecological construction. This “real return” model ensures that every penny of user earnings comes from actual business rather than token price fluctuations.

The two models offered by @Huma Finance 🟣 2.0 cater to users with different risk preferences: the “Classic Model” is suitable for conservative investors with an annualized return of 10.5% in USDC + token rewards, comparable to low-risk wealth management; the “Speed Mode” is suitable for aggressive investors who forgo stable interest for higher $HUMA incentives, betting on the ecological explosion. Even better, thanks to the high compatibility of the Solana chain, users can mortgage their income certificates PST to Kamino to borrow liquidity again, achieving "one fund, two returns."

From accumulating loans worth billions of dollars to a bad debt rate far lower than traditional finance, #HumaFinance has proven the feasibility of its business model with data. When tokens are deeply bound to real financial activities, their value growth has a solid foundation. This is not a speculative game but the beginning of DeFi returning to the essence of finance—serving the real economy and creating real value.