Everyone says DeFi is 'decentralized finance',
But have you noticed a problem:
🔻 The yield rates on different chains simply cannot be compared!
🔻 The same strategy yields vastly different results on different chains;
🔻 Wallets, bridges, and financial products all speak their own language.
It's like a country having dozens of different currencies without a reference exchange rate table, leading to chaos.
And Treehouse is building this 'cross-chain interest rate exchange table'.
🌳【TESR = Cross-Chain Interest Rate Standardization Anchor】
The essence of TESR is to aggregate the main sources of yield from ETH mainnet staking, re-staking, arbitrage, etc.
Through on-chain consensus, extract a 'reference interest rate'.
Then, this interest rate can become:
✅ The 'yield benchmark' of wallets;
✅ The 'cross-chain asset interest rate compensation reference' of bridges;
✅ The 'anchored interest spread' of stablecoin protocols;
✅ The 'local economic incentive adjustment tool' for L2 networks.
🌳【tAssets = Unified Yield Experience for Cross-Chain Assets】
tETH can be issued on chains like Ethereum, Optimism, Arbitrum, Base, etc.
No matter which chain you interact on,
• All yield returns are calculated based on the same logic;
• All users understand 'I am buying a product linked to TESR';
• Assets no longer have 'understanding thresholds' and 'yield ambiguities'.
🌳【Why is this significant?】
The biggest problem currently is:
🔹 User A says a certain protocol on Base has a 15% annualized return,
🔹 User B says a certain protocol on Arbitrum has an 18%,
🔹 Sounds high, but which one is 'valuable'?
Without a unified interest rate reference line, comparison is impossible!
The TESR provided by Treehouse precisely fills this gap.
🌳【Future application scenarios will look like this:】
• Wallet homepage displays 'Cross-Chain Benchmark Interest Rate: TESR';
• Project parties say 'We are 1.5% higher than TESR, Risk Level B+';
• Bridge protocols do 'interest rate compensation adjustment after cross-chain funding';
• Users select chains and products from a 'TESR perspective', rather than just following others’ recommendations.
📌 Summary:
Treehouse is building a 'unified standard for cross-chain interest rates' for the DeFi world:
• TESR = On-chain version of 'Central Bank Interest Rate';
• tAssets = interest rate encapsulated assets, supporting multi-chain deployment;
• Developers / Users / Wallets / Bridges / Stablecoins = All can be referenced.
It’s like an on-chain version of 'Global Exchange Rate Hub + Standard Bond Index'.
Once interest rates are unified, DeFi can truly move towards 'cross-chain interoperability + transparent yields + comparable risks'.
And all of this has already begun with Treehouse.@Treehouse Official #treehouse $TREE