From the perspective of an ordinary user's actual experience, the design of Huma Finance is really thoughtful. Traditional DeFi lending often requires a large amount of collateral, which creates a high barrier for beginners or those with limited funds. But Huma's no-collateral model evaluates credit by analyzing on-chain behavioral data, allowing ordinary users like me to easily participate without worrying about gathering collateral. Moreover, the entire process is completed on-chain, transparent and efficient, and it's very simple to operate. This is what truly makes DeFi benefit more people! Looking forward to more lending products tailored for different scenarios in the future~ @Huma Finance 🟣 #HumaFinance