Huma Finance is changing how lending works in DeFi.
Instead of relying on collateral, it uses real-world payment data to underwrite loans. That means freelancers, gig workers, and merchants can now access credit based on their income.
It builds credit scores from your actual earnings and puts it on-chain.
Live on Solana and Ethereum, Huma connects off-chain income with on-chain lending.
This is what the future of DeFi looks like.
