Huma Finance unlocks programmable credit using real-world income as collateral.
◾️Paychecks, invoices, or revenue streams generate verifiable credit lines—no overcollateralization required.
◾️Borrowers gain access to flexible capital across EVM, Solana, and Stellar, backed by their actual earning power.
◾️Lenders enjoy improved capital efficiency and diversified risk through income-based evaluation.
◾️Staking mechanisms secure the protocol and deliver yield to ecosystem participants.
Huma bridges traditional finance and DeFi with compliant, scalable infrastructure—empowering inclusive credit access at Web3 speed.