Recently, I have been particularly interested in innovative applications of decentralized finance. I accidentally delved into the model of @Huma Finance 🟣 , and I must say that the idea is truly groundbreaking!
Traditional lending often gets stuck at the collateral threshold, and many promising projects or individuals are kept outside due to a lack of sufficient collateral. However, the income stream-based lending solution proposed by Huma Finance essentially 'unlocks' future stable income in advance. This more flexible risk control logic undoubtedly opens the door for more users to participate in DeFi.
Especially for creators and freelancers who have a continuous income but limited collateral, this model is simply tailor-made. Just imagine being able to obtain working capital based on stable revenue from royalties or service income, without having to sell off quality assets for collateral. This approach truly understands the pain points of users.
I look forward to seeing more practical scenarios from @Huma Finance 🟣 in the future, allowing financial services to truly return to the essence of being 'people-oriented'~ #HumaFinance