#ProjectCrypto is an initiative launched by the U.S. SEC (Securities and Exchange Commission), led by Chairman Paul Atkins, aimed at modernizing financial regulation to fit the digital age and blockchain-based markets.
🧭 Main objectives of Project Crypto
Rewrite rules for digital assets: Create a clear regulatory framework for crypto assets, separating what are commodities (like most cryptocurrencies) from what are securities.
Allow on-chain markets: Adapt rules so that traditional assets (stocks, bonds) can be traded directly on the blockchain through tokenization.
Flexibilize licenses: Allow brokers to offer multiple types of assets under a single license.
Protect the right to self-custody: Ensure that investors can hold their assets without relying on intermediaries.
Support innovation in DeFi and super-apps: Create specific rules for platforms that integrate financial services like staking, lending, and asset trading.
🌍 Expected impact on the crypto sector
Area Impact
Companies: crypto Less regulatory uncertainty, more room for innovation
Investors: Greater legal security and access to regulated products
Global market: Strengthening the U.S. position as a leader in crypto
Tokenization: Opening up to trade traditional assets via blockchain
🧠 Why does this matter?
Project Crypto represents a change in posture from the SEC, which was previously criticized for "regulation by enforcement." Now, the focus is on creating clear and pro-innovation rules, which could attract crypto companies to the U.S. and accelerate the adoption of technologies like DeFi, DAOs, and real asset tokenization.
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