#DeFiGetsGraded The term “DeFi gets graded” refers to the emergence of risk assessment systems for DeFi (decentralized finance) protocols — a response to the growing need for transparency, security, and reliability in this rapidly expanding sector.
🧮 What is this “grading” system for DeFi?
The most well-known initiative is the DeFi Pulse Economic Safety Grade, developed in partnership with Gauntlet Networks. It assigns an economic safety grade to DeFi protocols based on:
Risk of insolvency
Stability of collateralized assets
User behavior and liquidity
Financial stress simulations
🔗 Read more about the DeFi Pulse system
🧠 Why is this important?
Benefit Impact
🛡️ Investor protection Helps users understand risks before depositing funds
📊 Transparency Creates comparable standards between different protocols
🧠 Education Facilitates entry for less experienced users into the DeFi world
🏦 Institutional interest Attracts funds and companies that require reliable risk metrics
🧨 Regulatory context
The movement to “grade” DeFi also arises amid increasing regulatory pressures, such as the CANSEE Act in the US, which requires DeFi platforms to comply with anti-money laundering rules and economic sanctions — just like traditional banks and brokerages.
🧭 Other frameworks in development
Galaxy SeC FiT PrO: An institutional model for on-chain risk assessment
Moody’s Analytics: Working on metrics to track compliance and transparency in DeFi protocols
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